{"id":488,"date":"2017-09-30T17:41:56","date_gmt":"2017-09-30T14:41:56","guid":{"rendered":"https:\/\/financer.lt\/?post_type=company_single&#038;p=488"},"modified":"2024-09-04T16:58:55","modified_gmt":"2024-09-04T13:58:55","slug":"ab-swedbank","status":"publish","type":"company_single","link":"https:\/\/financer.lt\/kompanija\/ab-swedbank\/","title":{"rendered":"AB Swedbank"},"content":{"rendered":"\n<p>Swedbank yra vienas did\u017eiausi\u0173 komercini\u0173\u00a0bank\u0173 Lietuvoje, turintis plat\u0173 banko skyri\u0173\u00a0ir bankomat\u0173 tinkl\u0105 prakti\u0161kai visose Lietuvos\u00a0vietose. <\/p>\n\n\n\n<ul>\n<li><strong>Ta\u010diau ar Swedbank &#8211; tikrai geras pasirinkimas?<\/strong><\/li>\n<\/ul>\n\n\n<div class=\"fn_block block_fn_msg_box company\"><div class=\"fn_block__icon\"><\/div><p>Mes \u012fvertinome Swedbank s\u0105lygas &#8211; \u010dia rasite banko \u012fkainius, Privalumus, Tr\u016bkumus, bei m\u016bs\u0173 verdikt\u0105.<\/p>\n<p>Taip pat &#8211; pateiksime ir Top alternatyvas 2024 metams.<\/p><\/div>\n\n\n<h4 class=\"wp-block-heading\">Ypatumai Trumpai<\/h4>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Ypatumas<\/th><th>Swedbank S\u0105lygos<\/th><\/tr><\/thead><tbody><tr><td><strong>Paskol\u0173 Suma<br><\/strong><sup>Vartojimo<\/sup><\/td><td>500\u20ac &#8211; 20 000\u20ac<\/td><\/tr><tr><td><strong>Gr\u0105\u017einimo terminai<br><\/strong><sup>Vartojimo<\/sup><\/td><td>iki 5 met\u0173<\/td><\/tr><tr><td><strong>Pal\u016bkanos<br><\/strong><sup>Vartojimo<\/sup><\/td><td>nuo 11.9%<\/td><\/tr><tr><td><strong>B\u016bsto paskolos<\/strong><\/td><td>iki 200 000\u20ac<\/td><\/tr><tr><td><strong>Gr\u0105\u017einimo terminai<br><\/strong><sup>Su \u012fkeitimu<\/sup><\/td><td>iki 30 met\u0173<\/td><\/tr><tr><td><strong>B\u016bsto Pal\u016bkanos<\/strong><\/td><td>kintama 2.3%<\/td><\/tr><tr><td><strong>Autolizingas<\/strong><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-71771\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2018\/03\/pros.png\" alt=\"\"><\/td><\/tr><tr><td><strong>Autolizingo pradinis \u012fna\u0161as<\/strong><\/td><td>nuo 10%<\/td><\/tr><tr><td><strong>Kreditin\u0117s kortel\u0117s<\/strong><\/td><td>Classic, Gold, MasterCard Platinum<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n\n<div class=\"fn_block block_fn_msg_box warning\"><div class=\"fn_block__icon\"><\/div><p><em>M\u016bs\u0173 Swedbank ap\u017evalga yra tik informacinio pob\u016bd\u017eio nuomon\u0117, bei n\u0117ra finansinis patarimas.<\/em><\/p>\n<p><em>Paskola yra rimtas finansinis \u012fsipareigojimas. Prie\u0161 skolindamiesi, \u012fvertinkite savo galimybes gr\u0105\u017einti.<\/em><\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Trumpai_apie_bank\">Trumpai apie bank\u0105<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large shortcode-no\"><img decoding=\"async\" width=\"1024\" height=\"559\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2024\/02\/image-1-1024x559.png\" alt=\"\" class=\"wp-image-71931\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2024\/02\/image-1-1024x559.png 1024w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2024\/02\/image-1-300x164.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2024\/02\/image-1-768x419.png 768w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2024\/02\/image-1.png 1054w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Swedbank b\u016bstin\u0117 Vilniuje<\/figcaption><\/figure>\n\n\n\n<p>Swedbank \u0161aknys yra \u0160vedijoje, kur pirmasis bankas buvo \u012fkurtas dar\u00a01820-aisiais metais. 2004 m. Hansabankas tapo Swedbank grup\u0117s dalimi ir prad\u0117jo pl\u0117stis Baltijos \u0161alyse. <\/p>\n\n\n\n<p>Nuo 2016 m. Swedbank turi daugiau kaip 7 milijonus priva\u010di\u0173 klient\u0173 visose \u0161alyse ir apie milijon\u0105 klient\u0173 yra Lietuvoje. <\/p>\n\n\n\n<p>Lietuvoje nuo 2009 met\u0173 Hansabankas t\u0119sia veikl\u0105 Swedbank banko pavadinimu. <\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Tarptautin_grup\">Tarptautin\u0117 grup\u0117<\/h3><p>Swedbank yra tarptautin\u0117 grup\u0117, o jos filialai yra net Niujorke, Londone, Kyjive, Liuksemburge.<\/p><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Finansiniai_pasiekimai\">Finansiniai pasiekimai<\/h3>\n\n\n\n<p>D\u0117l plataus paslaug\u0173 spektro bei itin plataus klient\u0173 rato, Swedbank yra vienas pelningiausi\u0173 bank\u0173 regione.<\/p>\n\n\n\n<p>Banko pajamos 2022 metais siek\u0117 net vir\u0161 328 Milijon\u0173 eur\u0173, i\u0161 kuri\u0173 132 Milijonai &#8211; grynasis pelnas. <\/p>\n\n\n\n<p>Bendrov\u0117 yra mil\u017eini\u0161ka &#8211; vien Lietuvoje ,,AB Swedbank&#8221; dirba vir\u0161 1500 profesional\u0173. Tarptautiniu mastu, bankas \u012fdarbina net 15 000 asmen\u0173.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Swedbank___Privalumai__Trkumai\">Swedbank &#8211; Privalumai &amp; Tr\u016bkumai<\/h2>\n\n\n\n<p>Swedbank turi itin pla\u010di\u0105 paslaug\u0173 pasi\u016bl\u0105 &#8211; \u010dia galima gauti tiek vartojimo, tiek b\u016bsto paskol\u0105, o taip pat ir atsidaryti ind\u0117l\u012f, naudotis bankininkyste.<\/p>\n\n\n\n<p>Vis d\u0117lto, Swedbank turi ir tam tikr\u0173 limitacij\u0173\/tr\u016bkum\u0173, kurias svarbu aptarti.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><h3 id=\"Privalumai\">Privalumai<\/h3><li><p><strong>Plati paslaug\u0173 pasi\u016bla<\/strong> &#8211; nuo vartojimo paskolos iki lizingo.<\/p>\n<\/li><li><p><strong>Nemokamas i\u0161ankstinis gr\u0105\u017einimas<\/strong><\/p>\n<\/li><li><p><strong>Nuolaidos lojaliems<\/strong> &#8211; lojaliems taikomos geresn\u0117s s\u0105lygos<\/p>\n<\/li><li><p><strong>Pinigai akimirksniu<\/strong> &#8211; kreditas pervedamas i\u0161kart<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><h3 id=\"Trkumai\">Tr\u016bkumai<\/h3><li><p><strong>Norint gauti paskol\u0105, b\u016btina Swedbank s\u0105skaita<\/strong><\/p>\n<\/li><li><p><strong>Riboti paskol\u0173 terminai<\/strong> &#8211; tik iki 5 met\u0173<\/p>\n<\/li><li><p><strong>Auk\u0161tas administravimo mokestis<\/strong><\/p>\n<\/li><li><p><strong>Auk\u0161tokos pal\u016bkanos<\/strong><\/p>\n<\/li><\/ul><\/div>\n\n\n\t\t<div id=\"genericloan_0_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg1\"><h3>Palygink paskolas i\u0161 23 skolintoj\u0173<\/h3><p>Rask pigiausi\u0105 kain\u0105 vienu paspaudimu<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"10000\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.lt\/rezultatai?query=1&param_amount=10000&param_period=360&\" data-slider-url=\"https:\/\/financer.lt\/rezultatai?query=1&param_amount=10000&param_period=360&\" data-required=\"rezultatai?query=1param_amount=10000&param_period=360&\" class=\"get_results compare button is-primary is-medium is-rounded\">Palyginti pasi\u016blymus<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"Top_alternatyvos_paskolai\">Top alternatyvos paskolai<\/h2>\n\n\n\n<p>Ne visi nori prival\u0117ti atsidaryti Swedbank s\u0105skait\u0105 bei mok\u0117ti m\u0117nesin\u012f palaikymo mokest\u012f vien tam, kad gal\u0117t\u0173 gauti reikiam\u0105 paskol\u0105.<\/p>\n\n\n\n<p>Kartais pasiskolinti galima ne tik papras\u010diau, bet ir geresn\u0117mis s\u0105lygomis &#8211; \u017eemiau pateikiame m\u016bs\u0173 atrinktas alternatyvas 2024 metams.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Palyginimo_Lentel\">Palyginimo Lentel\u0117<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>S\u0105lygos<\/th><th>FinBee<\/th><th>SAVY<\/th><th>FjordBank<\/th><\/tr><\/thead><tbody><tr><td><strong>Logo<\/strong><\/td><td><a href=\"https:\/\/financer.lt\/kompanija\/finbee\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\"><img decoding=\"async\" width=\"120\" height=\"37\" class=\"wp-image-66545\" style=\"width: 120px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/09\/finbeenew.png\" alt=\"\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/09\/finbeenew.png 720w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/09\/finbeenew-300x92.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/09\/finbeenew-702x220.png 702w\" sizes=\"(max-width: 120px) 100vw, 120px\" \/><\/a><\/td><td><a href=\"https:\/\/financer.lt\/kompanija\/savy\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\"><img decoding=\"async\" width=\"100\" height=\"32\" class=\"wp-image-34474\" style=\"width: 100px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/02\/savy-ukraine.png\" alt=\"\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/02\/savy-ukraine.png 720w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/02\/savy-ukraine-300x97.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/02\/savy-ukraine-702x232.png 702w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/a><\/td><td><a href=\"https:\/\/financer.lt\/kompanija\/fjord-bank\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\"><img decoding=\"async\" width=\"150\" height=\"46\" class=\"wp-image-41063\" style=\"width: 150px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/03\/fjordnew.png\" alt=\"\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/03\/fjordnew.png 1352w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/03\/fjordnew-300x92.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/03\/fjordnew-1024x313.png 1024w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/03\/fjordnew-768x235.png 768w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/a><\/td><\/tr><tr><td><strong>Paskolos Suma<\/strong><\/td><td>300 &#8211; 25 000\u20ac<\/td><td>300 &#8211; 30 000\u20ac<\/td><td>600 \u2013 20 000\u20ac<\/td><\/tr><tr><td><strong>Gr\u0105\u017einimo Terminas<\/strong><\/td><td>12 &#8211; 84 m\u0117n.<\/td><td>3 &#8211; 120 m\u0117n.<\/td><td>12 \u2013 84 m\u0117n.<\/td><\/tr><tr><td><strong>Pal\u016bkanos<\/strong><\/td><td>nuo 7%<\/td><td>5%<\/td><td>nuo 2.7%<\/td><\/tr><tr><td><strong>BVKKMN<\/strong><\/td><td>17.76 &#8211; 63.97%<\/td><td>12.33 &#8211; 48.01%<\/td><td>7.4% \u2013 36.15%<\/td><\/tr><tr><td><strong>Suteikimo Greitis<\/strong><\/td><td>1-2 d.d.<\/td><td>3 d.d.<\/td><td>3 d.d.<\/td><\/tr><tr><td><strong>Preliminari \u012fmoka<\/strong><br><em>(5000\u20ac, 36 m\u0117n. terminui)<\/em><\/td><td>160.26\u20ac<\/td><td>157.79\u20ac<\/td><td>171\u20ac<\/td><\/tr><tr><td><strong>Viso Gr\u0105\u017einama suma<\/strong><br><em>(5000\u20ac, 36 m\u0117n. terminui)<\/em><\/td><td>5 769.36\u20ac<\/td><td>5 680.44\u20ac<\/td><td>6 156\u20ac<\/td><\/tr><tr><td><strong>Tinka Individuali Veikla<\/strong><\/td><td><img decoding=\"async\" width=\"20\" height=\"23\" class=\"wp-image-34850\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/02\/proscut-e1675876729914.png\" alt=\"\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"23\" class=\"wp-image-34850\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/02\/proscut-e1675876729914.png\" alt=\"\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"23\" class=\"wp-image-34850\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/02\/proscut-e1675876729914.png\" alt=\"\"><\/td><\/tr><tr><td><strong>Skolintojo puslapis<\/strong><\/td><td><a href=\"https:\/\/financer.lt\/kompanija\/finbee\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">FinBee<\/a><\/td><td><a href=\"https:\/\/financer.lt\/kompanija\/savy\/redirect\/\" data-type=\"URL\" data-id=\"https:\/\/financer.lt\/kompanija\/vivus\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">SAVY<\/a><\/td><td><a href=\"https:\/\/financer.lt\/kompanija\/fjord-bank\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">FjordBank<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Swedbank_paslaug_rys\">Swedbank: paslaug\u0173 r\u016b\u0161ys<\/h2>\n\n\n\n<p>Swedbank teikia \u012fvairias finansines paslaugas tiek privatiems, tiek juridiniams asmenims.<\/p>\n\n\n\n<p>Pateikiame pagrindines teikiam\u0173 paslaug\u0173 r\u016b\u0161is.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><h3 id=\"Swedbank_paslaugos\">Swedbank paslaugos<\/h3><li><p><strong>Banko s\u0105skaitos.<\/strong><\/p>\n<p>Suteikiamos banko s\u0105skaitos, galimyb\u0117 daryti mok\u0117jimus bei juos gauti.<\/p>\n<\/li><li><p><strong>Mok\u0117jimo kortel\u0117s.<\/strong><\/p>\n<p>I\u0161duodamos mok\u0117jimo kortel\u0117s, su kuriomis galima atsiskaityti u\u017e pirkinius tiek internetu, tiek parduotuv\u0117se, o taip pat ir i\u0161sigryninti ar \u012fne\u0161ti l\u0117\u0161\u0173 bankomatuose.<\/p>\n<\/li><li><p><strong>E. Bankininkyst\u0117.<\/strong><\/p>\n<p>Sukurta e. bankininkyst\u0117s sistema leid\u017eia atlikti visus reikiamus finansinius veiksmus namuose, o turint i\u0161mani\u0105j\u0105 program\u0117l\u0119 &#8211; bet kur, kur esate j\u016bs.<\/p>\n<\/li><li><p><strong>Paskolos.<\/strong><\/p>\n<p>Teikiamos plataus spektro paskolos &#8211; nuo vartojimo kredito iki b\u016bsto paskolos, nuo refinansavimo iki autolizingo.<\/p>\n<\/li><li><p><strong>Taupymas bei investavimas.<\/strong><\/p>\n<p>Su swedbank taip pat gal\u0117site taupyti turimas l\u0117\u0161as ar jas investuoti bei u\u017edirbti pelno.<\/p>\n<\/li><li><p><strong>Pensijos.<\/strong><\/p>\n<p>Trij\u0173 pakop\u0173 pensijos fondai suteikia galimyb\u0119 u\u017esitikrinti gra\u017eesn\u0119 ateit\u012f.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Swedbank_Paskolos\">Swedbank Paskolos<\/h2>\n\n\n\n<p>Swedbank si\u016blo didel\u0119 paskol\u0173 \u012fvairov\u0119. Vartojam\u0105sias paskolas galite gauti per i\u0161mani\u0105j\u0105 mobili\u0105j\u0105 aplikacij\u0105 vos per 20 minu\u010di\u0173. <\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Pagrindin\u0117s teikiamos paskolos:<\/h4>\n\n\n\n<ul>\n<li>Vartojimo paskola<\/li>\n\n\n\n<li>Autolizingas<\/li>\n\n\n\n<li>Paskolos studentams<\/li>\n\n\n\n<li>B\u016bsto paskola<\/li>\n\n\n\n<li>Paskolos \u012fkei\u010diant nekilnojam\u0105j\u012f turt\u0105<\/li>\n\n\n\n<li>Daugiabu\u010di\u0173 atnaujinimo paskola<\/li>\n\n\n\n<li>Finansin\u0117 sutartis, \u012fkei\u010diant vertybinius popierius<\/li>\n\n\n\n<li>Valstyb\u0117s i\u0161 dalies finansuojama b\u016bsto paskola<\/li>\n\n\n\n<li>Kreditin\u0117s kortel\u0117s<\/li>\n<\/ul>\n\n\n\n<p>Trumpai aptarkime svarbiausius (da\u017eniausiai pasirenkamus) paskol\u0173 tipus, bei kokios s\u0105lygos jiems gali b\u016bti taikomos.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Vartojimo_paskola\">Vartojimo paskola<\/h3>\n\n\n\n<p>Vartojimo paskola &#8211; itin populiari Swedbank teikiama paslauga privatiems klientams.<\/p>\n\n\n\n<p>Pasiskolinti galite <strong>nuo 300 iki 20 000\u20ac<\/strong>.<\/p>\n\n\n\n<p>Gr\u0105\u017einimo terminas &#8211; <strong>nuo 6 m\u0117nesi\u0173 iki 5 met\u0173.<\/strong><\/p>\n\n\n\n<p>Vert\u0117t\u0173 pamin\u0117ti, jog konkre\u010dios s\u0105lygos bei galima pasiskolinti suma priklausys nuo j\u016bs\u0173 finansin\u0117s bei \u0161eimynin\u0117s pad\u0117ties.<\/p>\n\n\n<div class=\"fn_block block_fn_charts\"><div id=\"echarts\" style=\"max-width:730px;width:100%;height:400px;margin:auto;\"><\/div><\/div>\t<script type=\"text\/javascript\">\n\t\tsetTimeout(function() {\n\t\t\tvar myChart_echarts = echarts.init(document.getElementById('echarts'));\n\t\t\tvar data_arr = [];\n\t\t\tvar val_arr = [];\n\t\t\tvar data_value = [\"11.9\",\"7.9\",\"9\",\"7\",\"23.88\"];\n\t\t\tvar data_name = [\"Swedbank\",\"Luminor\",\"LKU\",\"Finbee\",\"Credit24.lt\"];\n\t\t\tvar arrayLength = data_value.length;\n\t\t\tfor (var i = 0; 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\/\/ Adjust this value as needed\n\t\t\t\t\t\t\t\tlet words = value.split(' ');\n\t\t\t\t\t\t\t\tlet wrappedText = '';\n\t\t\t\t\t\t\t\tlet line = '';\n\n\t\t\t\t\t\t\t\twords.forEach(function(word) {\n\t\t\t\t\t\t\t\tif (line.length + word.length <= maxCharsPerLine) {\n\t\t\t\t\t\t\t\t\tline += word + ' ';\n\t\t\t\t\t\t\t\t} else {\n\t\t\t\t\t\t\t\t\twrappedText += line.trim() + '\\n';\n\t\t\t\t\t\t\t\t\tline = word + ' ';\n\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t\t});\n\n\t\t\t\t\t\t\t\twrappedText += line.trim();\n\t\t\t\t\t\t\t\treturn wrappedText;\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t},\n\t\t\t\t\t\taxisTick: {\n\t\t\t\t\t\t\tshow: false\n\t\t\t\t\t\t},\n\t\t\t\t\t\taxisLine: {\n\t\t\t\t\t\t\tshow: false\n\t\t\t\t\t\t},\n\t\t\t\t\t},\n\t\t\t\t\tyAxis: {\n\t\t\t\t\t\ttype: 'value',\n\t\t\t\t\t\taxisLine: {\n\t\t\t\t\t\t\tshow: false\n\t\t\t\t\t\t},\n\t\t\t\t\t\tname: 'Pal\u016bkanos, %',\n\t\t\t\t\t\tnameLocation: 'middle',\n\t\t\t\t\t\tnameGap: '40',\n\t\t\t\t\t\tnameTextStyle: {\n\t\t\t\t\t\t\tcolor: '#999'\n\t\t\t\t\t\t},\n\t\t\t\t\t\taxisTick: {\n\t\t\t\t\t\t\tshow: false\n\t\t\t\t\t\t},\n\t\t\t\t\t\taxisLabel: {\n\t\t\t\t\t\t\ttextStyle: {\n\t\t\t\t\t\t\t\tcolor: '#999'\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\tformatter: function (value, index) {\n\t\t\t\t\t\t\t\tvar milvalue = value;\n\t\t\t\t\t\t\t\tif (value > 999) {\n\t\t\t\t\t\t\t\t\tmilvalue = value\/1000 + ' k';\n\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t\tif (value > 999999) {\n\t\t\t\t\t\t\t\t\tmilvalue = value\/1000000 + ' M';\n\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t\tif (value > 999999999) {\n\t\t\t\t\t\t\t\t\tmilvalue = value\/1000000000 + ' B';\n\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t\tif (value > 999999999999) {\n\t\t\t\t\t\t\t\t\tmilvalue = value\/1000000000000 + ' T';\n\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t\treturn milvalue;\n\t\t\t\t\t\t\t}\n\t\t\t\t\t\t}\n\t\t\t\t\t},\n\t\t\t\t\tseries: [{\n\t\t\t\t\t\tdata: data_arr,\n\t\t\t\t\t\ttype: 'bar',\n\t\t\t\t\t\tsymbol: 'circle',\n\t\t\t\t\t\tsymbolSize: '12',\n\t\t\t\t\t\tshowBackground: true,\n\t\t\t\t\t\tbackgroundStyle: {\n\t\t\t\t\t\t\tcolor: 'rgba(220, 220, 220, 0.4)'\n\t\t\t\t\t\t},\n\t\t\t\t\t}]\n\t\t\t\t},\n\t\t\t\tmedia: [\n\t\t\t\t\t{ query: {maxWidth: 450},\n\t\t\t\t\t\toption: {\n\t\t\t\t\t\t\ttitle: {\n\t\t\t\t\t\t\t\tleft: '5',\n\t\t\t\t\t\t\t\ttop: '5',\n\t\t\t\t\t\t\t\ttextStyle: {\n\t\t\t\t\t\t\t\t\tfontSize: 14,\n\t\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\t\tsubtextStyle: {\n\t\t\t\t\t\t\t\t\tfontSize: 10,\n\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\ttoolbox: {\n\t\t\t\t\t\t\t\tright: '15',\n\t\t\t\t\t\t\t\ttop: '5',\n\t\t\t\t\t\t\t}\n\t\t\t\t\t\t}\n\t\t\t\t\t},\n\t\t\t\t\t{ query: {minWidth: 450},\n\t\t\t\t\t\toption: {\n\t\t\t\t\t\t\ttitle: {\n\t\t\t\t\t\t\t\tleft: '10',\n\t\t\t\t\t\t\t\ttop: '10',\n\t\t\t\t\t\t\t\ttextStyle: {\n\t\t\t\t\t\t\t\t\tfontSize: 20,\n\t\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\t\tsubtextStyle: {\n\t\t\t\t\t\t\t\t\tfontSize: 14,\n\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\ttoolbox: {\n\t\t\t\t\t\t\t\tright: '25',\n\t\t\t\t\t\t\t\ttop: '10',\n\t\t\t\t\t\t\t}\n\t\t\t\t\t\t}\n\t\t\t\t\t}\n\t\t\t\t]\n\t\t\t};\n\n\t\t\tmyChart_echarts.setOption(option);\n\n\t\t\twindow.addEventListener('resize', function(){\n\t\t\t\tsetTimeout(function () {\n\t\t\t\t\tmyChart_echarts.resize();\n\t\t\t\t}, 200);\n\t\t\t});\n\t\t}, 1000);\n\t<\/script>\n\n\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Autolizingas\">Autolizingas<\/h3>\n\n\n\n<p>Su Swedbank j\u016bs taip pat galite \u012fsigyti tiek nauj\u0105, tiek naudot\u0105 automobil\u012f. Renkantis automobil\u012f, j\u012f finansuoti galite <strong>dviem b\u016bdais<\/strong>:<\/p>\n\n\n\n<ul>\n<li>Paskola automobiliui.<\/li>\n\n\n\n<li>Autolizingu.<\/li>\n<\/ul>\n\n\n\n<p><strong>Paskola automobiliui<\/strong> skirta \u012fsigyti naudotus, pigesnius automobilius. Pal\u016bkanos nuo 7.9%, gr\u0105\u017einimo terminas &#8211; iki 7 met\u0173.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box key-takeaways\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Paskola_automobiliui___paprastesn\">Paskola automobiliui &#8211; paprastesn\u0117<\/h3><p>Perkant naudot\u0105 automobil\u012f su paskola, jums nereik\u0117s mok\u0117ti pradinio \u012fna\u0161o, o KASKO draudimas &#8211; rekomenduojamas, ta\u010diau <strong>neb\u016btinas.<\/strong><\/p><\/div>\n\n\n<p><strong>Autolizingas<\/strong> &#8211; geras b\u016bdas \u012fsigyti apynauj\u012f bei nauj\u0105 automobil\u012f. Pal\u016bkanos nuo 2.29%, gr\u0105\u017einimo terminas &#8211; iki 7 met\u0173.<\/p>\n\n\n\n<p>Autolizingui gauti reikalingas bent 10% pradinis \u012fna\u0161as, be to, bus reikalingas ir KASKO draudimas, be to, kol negr\u0105\u017einsite paskolos, automobilis bus \u012fkeistas.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Bsto_paskola\">B\u016bsto paskola<\/h3>\n\n\n\n<p>Viena populiariausi\u0173 Swedbank teikiam\u0173 paslaug\u0173, be abejon\u0117s, yra paskola b\u016bstui \u012fsigyti.<\/p>\n\n\n\n<p>Tai yra hipoteka, kuria pasinaudoj\u0119 gal\u0117site arba \u012fsigyti nuosav\u0105 b\u016bst\u0105, arba j\u012f pasistatyti, kaip ir pirkti \u017eem\u0117s sklyp\u0105 ar rekonstruoti turim\u0105 N.T.<\/p>\n\n\n\n<p>Pasiskolinti galite <strong>nuo 10 000\u20ac iki 200 000\u20ac.<\/strong><\/p>\n\n\n\n<p>Gr\u0105\u017einimo terminas &#8211; <strong>iki 30 met\u0173.<\/strong><\/p>\n\n\n\n<p>Renkantis \u0161i\u0105 paskol\u0105, bus reikalingas ne ma\u017eesnis nei 15 proc. pradinis \u012fna\u0161as nuo b\u016bsto vert\u0117s ar kainos, priklausomai nuo to, kuri ma\u017eesn\u0117.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box warning\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Turto_keitimas___btinas\">Turto \u012fkeitimas &#8211; b\u016btinas<\/h3><p>Renkantis b\u016bsto paskol\u0105, prival\u0117site \u012fkeisti turim\u0105 (ar perkam\u0105) nekilnojam\u0105j\u012f turt\u0105 &#8211; tai yra didelis finansinis \u012fsipareigojimas, tad \u012fsitikinkite, jog j\u012f prisiimate apgalvotai.<\/p><\/div>\n\n\n                <div class=\"fn_block block_fn_msg_box cost search-hero--bg1\">\n\t\t\t\t<h3>Sutaupyk iki <span class=\"compare-amount\">85,00 \u20ac <\/span> nuo paskolos kainos<\/h3>\n\t\t\t\t<p>Kainos skirtumas 500,00 \u20ac paskolai su 90 dien\u0173 terminu yra 85,00 \u20ac.<\/p>\n\t\t\t\t<p class=\"has-text-left\"><a href=\"https:\/\/financer.lt\/rezultatai\/?query=1&filter_non_affiliate=1&param_amount=500&param_period=90\" class=\"button is-normal is-primary is-rounded\">Su\u017einok kaip<\/a><\/p>\n                <\/div><h2 class=\"wp-block-heading\" id=\"Kaip_tapti_klientu\">Kaip tapti klientu?<\/h2>\n\n\n\n<p>Da\u017eniausiai, tam, kad taptum\u0117te banko klientu, reikia rezervuoti susitikim\u0105 bei nuvykti \u012f banko padalin\u012f.<\/p>\n\n\n\n<p>Vis d\u0117lto, \u0161iuo metu Swedbank suteikia galimyb\u0119 banko klientu tapti papras\u010diausiai i\u0161 nam\u0173 &#8211; visk\u0105 susitvarkysite per kompiuter\u012f.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Jums reik\u0117s:<\/h4>\n\n\n\n<ul>\n<li>Galiojan\u010dio Lietuvoje i\u0161duoto paso arba asmens tapatyb\u0117s kortel\u0117s<\/li>\n\n\n\n<li>Prisijungimo primon\u0117s: ,,Smart-ID&#8221;, el. para\u0161o tapatyb\u0117s kortel\u0117je, ar mobilaus para\u0161o.<\/li>\n\n\n\n<li>I\u0161manaus \u012frenginio su kamera bei mikrofonu.<\/li>\n\n\n\n<li>Ramios patalpos vaizdo skambu\u010diui padaryti.<\/li>\n\n\n\n<li>Nar\u0161ykl\u0117s ,,Google Chrome&#8221; ar ,,Mozilla Firefox&#8221;.<\/li>\n<\/ul>\n\n\n<h3 id=\"Sskaitos_atidarymo_procesas\">S\u0105skaitos atidarymo procesas<\/h3><div class=\"howto_desc\"><p>Banko s\u0105skaitos atidarymas i\u0161 nam\u0173 yra paprastas bei trunka vos keliolik\u0105 minu\u010di\u0173. Aptarkime pagrindinius \u017eingsnius, kuriuos \u017eengsite registracijos metu.<\/p><\/div><div class=\"single-article__steps\">        <style>\n            .single-article__steps-items .single-article__steps-content {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n                width: calc(100% - 5px);\n            }\n            .single-article__steps-items .single-article__steps-counter {\n                padding: 5px 20px;\n                border-radius: 3px;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n\/*            .single-article__steps-items::before {\n                content: \"\";\n                position: absolute;\n                top: 20px;\n                left: 0;\n                height: calc(100% + 40px);\n                border-left: 2px dashed #e0e0e1;\n            }*\/\n            .single-article__conclusion-tag {\n                padding: 5px 20px;\n                border-radius: 3px;\n                color: #000000;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n            .single-article__conclusion-item {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n            }\n        <\/style>\n        <div class=\"single-article__steps-items\"><div class=\"single-article__steps-counter\" id=\"step_1\">1 \u017dingsnis<\/div><div class=\"single-article__steps-content\"><h3 id=\"Apsilankykite-Swedbank-svetaineje\">Apsilankykite Swedbank svetain\u0117je<\/h3><p>Atsidarius Swedbank svetain\u0119, pasirinkite opcij\u0105 ,,Tapti Klientu&#8221;, i\u0161sirinkite, ar s\u0105skait\u0105 kuriate sau, ar savo vaikui, bei spustelkite ,,Prad\u0117kite dabar&#8221;.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_2\">2 \u017dingsnis<\/div><div class=\"single-article__steps-content\"><h3 id=\"Uzpildykite-klausimyna\">U\u017epildykite klausimyn\u0105<\/h3><p>U\u017epildykite special\u0173 klausimyn\u0105 ir pasira\u0161ykite kasdieni\u0173 banko paslaug\u0173 sutart\u012f. Tam jums bus reikalingas ,,Smart-id&#8221; arba mobilus\/elektroninis para\u0161as.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_3\">3 \u017dingsnis<\/div><div class=\"single-article__steps-content\"><h3 id=\"Patvirtinkite-savo-tapatybe\">Patvirtinkite savo tapatyb\u0119.<\/h3><p>Vaizdo skambu\u010dio su \u201eSwedbank\u201c konsultantu metu patvirtinsite savo tapatyb\u0119 tam, kad banko darbuotojas gal\u0117t\u0173 patvirtinti j\u016bs\u0173 s\u0105skait\u0105.<\/p>\n<p>Tur\u0117kite omenyje, kad vaizdo skambut\u012f galima atlikti darbo dienomis: I-IV 09:00-17:00, V 09:00-16:00.<\/p><\/div><\/div>            <div class=\"single-article__conclusion\">\n                <div class=\"single-article__conclusion-tag\" id=\"step_4\">I\u0161vada<\/div>\n                <div class=\"single-article__conclusion-item\">\n                    <div class=\"single-article__conclusion-content\">\n                                                    <h3>Gaukite prisijungimo duomenis<\/h3>\n                                                <p>Elektroniniu pa\u0161tu jums bus atsi\u0173sti prisijungimo prie J\u016bs\u0173 \u201eSwedbank\u201c interneto banko ir program\u0117l\u0117s duomenys. <\/p>\n<p>Banko paslaugomis gal\u0117site naudotis i\u0161 karto, ta\u010diau jei norite sutaupyti, i\u0161kart pasirinkite vien\u0105 i\u0161 si\u016blom\u0173 paslaug\u0173 plan\u0173 &#8211; jie kainuoja nuo 1 euro per m\u0117nes\u012f, bei leid\u017eia atlikti neribotus mok\u0117jimus bei nemok\u0117ti administracini\u0173 mokes\u010di\u0173.<\/p>                    <\/div>\n                <\/div>\n            <\/div>\n            <\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Ms_Verdiktas_Swedbank\">M\u016bs\u0173 Verdiktas: Swedbank<\/h2>\n\n\n\n<p>\u012evertin\u0119 Swedbank paskol\u0173 kainodar\u0105, banko privalumus ir tr\u016bkumus, kaip ir asmeni\u0161kai i\u0161band\u0119 i\u0161mani\u0105j\u0105 program\u0117l\u0119, mes Swedbank vertiname kaip pakankamai ger\u0105 pasirinkim\u0105.<\/p>\n\n\n\n<ul>\n<li>M\u016bs\u0173 bendras \u012fvertinimas: <strong>3.4 i\u0161 5<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\">\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Ypatumas<\/th><th>M\u016bs\u0173 \u012evertinimas<\/th><\/tr><\/thead><tbody><tr><td>Paskol\u0173 Kainos<\/td><td>\u2b50\u2b50<\/td><\/tr><tr><td>Parai\u0161kos Teikimo Procesas<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Paskol\u0173 Terminai<\/td><td>\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Klient\u0173 Aptarnavimas<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Skaidrumas<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Bendras \u012evertinimas<\/td><td><strong>3.4 \/ 5<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Kas_mums_patiko\">Kas mums patiko\u00a0<img decoding=\"async\" width=\"20\" height=\"23\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/02\/proscut-e1675876729914.png\" alt=\"\"><\/h3>\n\n\n\n<p>Mums patiko si\u016blomas greitas pinig\u0173 suteikimas &#8211; patvirtinus parai\u0161k\u0105, l\u0117\u0161os yra pervedamos akimirksniu \u012f Swedbank s\u0105skait\u0105.<\/p>\n\n\n\n<p>Nemokamas i\u0161ankstinis gr\u0105\u017einimas &#8211; itin svarbus. Galimyb\u0117 gr\u0105\u017einti anks\u010diau be papildom\u0173 i\u0161laid\u0173 leid\u017eia sutaupyti.<\/p>\n\n\n\n<p>I\u0161manioji program\u0117l\u0117 &#8211; pakankamai intuityvi ir paprasta naudotis.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"K_galima_tobulinti\">K\u0105 galima tobulinti\u00a0<img decoding=\"async\" width=\"20\" height=\"23\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/12\/cons-e1675876970450.png\" alt=\"\"><\/h3>\n\n\n\n<p>Mums nepatiko b\u016btinyb\u0117 tur\u0117ti Swed s\u0105skait\u0105 &#8211; tai u\u017edaro galimybes asmenims, naudojantiems kitus Lietuvos bankus.<\/p>\n\n\n\n<p>Auk\u0161ti administraciniai mokes\u010diai ir pal\u016bkanos &#8211; paskolos i\u0161 Swedbank n\u0117ra pigios, o terminai yra riboti.<\/p>\n\n\n\n<p>Norint ilgesni\u0173 termin\u0173, vert\u0117t\u0173 rinktis alternatyv\u0105, kaip Fjord Bank.<\/p>\n\n\n\n<ul>\n<li><a href=\"https:\/\/financer.lt\/kompanija\/fjord-bank\/\"><strong>Skaityk Fjord Bank ap\u017evalg\u0105 \u010dia<\/strong><\/a><\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n","protected":false},"author":100,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","categories":[38],"company_type":[24],"overall_rating":"5.00000000","_links":{"self":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/company_single\/488"}],"collection":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/users\/100"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/comments?post=488"}],"version-history":[{"count":49,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/company_single\/488\/revisions"}],"predecessor-version":[{"id":72013,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/company_single\/488\/revisions\/72013"}],"wp:attachment":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/media?parent=488"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/categories?post=488"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/company_type?post=488"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}