{"id":6715,"date":"2019-12-30T01:16:25","date_gmt":"2019-12-29T23:16:25","guid":{"rendered":"https:\/\/financer.lt\/?post_type=company_single&#038;p=6715"},"modified":"2025-01-08T02:47:07","modified_gmt":"2025-01-08T00:47:07","slug":"debitum-network","status":"publish","type":"company_single","link":"https:\/\/financer.lt\/kompanija\/debitum-network\/","title":{"rendered":"Debitum Investments"},"content":{"rendered":"\n<p>Debitum Investments yra <strong>reguliuojama<\/strong> investavimo \u012f paskolas platforma. Debitum &#8211; viena i\u0161 nedaugelio toki\u0173 platform\u0173 visoje Europoje.<\/p>\n\n\n\n<p>Naudodamiesi Debitum, investuosite \u012f ABS* instrumentus, sudarytus i\u0161 \u012fvairi\u0173 paskol\u0173 Juridiniams Asmenims, bei u\u017edirbsite nuo 8% per metus.<\/p>\n\n\n\n<p><sup><em>*Asset-Backed Securities<\/em><\/sup><\/p>\n\n\n<div class=\"fn_block block_fn_msg_box company\"><div class=\"fn_block__icon\"><\/div><h3 id=\"debitum_augimas\">Spar\u010diai auganti platforma<\/h3><p>\u0160iuo metu prie platformos yra prisijung\u0119 daugiau nei 18 000 investuotoj\u0173, o bendra investicij\u0173 suma jau siekia 112 milijon\u0173 eur\u0173.<\/p><\/div>\n\n\n<h3 class=\"wp-block-heading\">Debitum s\u0105lygos<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Ypatumas<\/th><th>DEBITUM s\u0105lygos<\/th><\/tr><\/thead><tbody><tr><td><strong>Minimali Investicija<\/strong><\/td><td>50\u20ac<\/td><\/tr><tr><td><strong>Vidutin\u0117 gr\u0105\u017ea (XIRR)<\/strong><\/td><td>14.83%<\/td><\/tr><tr><td><strong>Minimali gr\u0105\u017ea<\/strong><\/td><td>8%<\/td><\/tr><tr><td><strong>Investavimo Terminas<\/strong><\/td><td>Nuo 2 savai\u010di\u0173<\/td><\/tr><tr><td><strong>Investavimo Kryptis<\/strong><\/td><td>ABS Instrumentai<br><sup><em>Paremti Verslo Paskolomis Ir Faktoringu<\/em><\/sup><\/td><\/tr><tr><td><strong>BuyBack garantija<\/strong><\/td><td><img decoding=\"async\" width=\"20\" height=\"23\" class=\"wp-image-34850\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/02\/proscut-e1675876729914.png\" alt=\"\"><\/td><\/tr><tr><td><strong>Mokes\u010diai investuotojams<\/strong><\/td><td>Netaikomi<\/td><\/tr><tr><td><strong>Papildoma gr\u0105\u017ea v\u0117lavimo atveju<\/strong><\/td><td><img decoding=\"async\" width=\"20\" height=\"23\" class=\"wp-image-34850\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/02\/proscut-e1675876729914.png\" alt=\"\"> <br><sup>+15%<\/sup><\/td><\/tr><tr><td><strong>Nemoki\u0173 (Default) Paskol\u0173<\/strong><\/td><td>0%<\/td><\/tr><tr><td><strong>Platformos Puslapis<\/strong><\/td><td><a href=\"https:\/\/financer.lt\/kompanija\/debitum-network\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">Debitum Investments<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n\n<div class=\"fn_block block_fn_msg_box warning\"><div class=\"fn_block__icon\"><\/div><p>M\u016bs\u0173 DEBITUM ap\u017evalga yra informacinio pob\u016bd\u017eio, bei n\u0117ra investicinis patarimas.<\/p>\n<p>Investavimas yra susij\u0119s su rizika. Investuokite tik tomis l\u0117\u0161omis, kurias galite sau leisti prarasti.<\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Trumpai_apie_Debitum\">Trumpai apie Debitum<\/h2>\n\n\n<div class=\"wp-block-image is-resized is-style-rounded shortcode-no\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"506\" height=\"337\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/04\/debitumteam.png\" alt=\"\" class=\"wp-image-41929\" style=\"aspect-ratio:1.5014836795252227;width:352px;height:auto\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/04\/debitumteam.png 506w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/04\/debitumteam-300x200.png 300w\" sizes=\"(max-width: 506px) 100vw, 506px\" \/><figcaption class=\"wp-element-caption\">Debitum Komanda, 2017 m.<\/figcaption><\/figure><\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\">\n\n\n\n<p>Debitum.Investments yra Latvijoje sukurta bei registruota platforma, kuri savo veikl\u0105 prad\u0117jo 2017 metais.<\/p>\n\n\n\n<p>Debitum investicin\u0117s galimyb\u0117s &#8211; paskol\u0173 smulkiems bei vidutiniams verslams (SME&#8217;s) finansavimas.<\/p>\n\n\n\n<p>I\u0161 prad\u017ei\u0173 platforma veik\u0117 kaip ir dauguma konkurent\u0173 &#8211; vartotojai gal\u0117jo savo nuo\u017ei\u016bra finansuoti pasirinktas paskolas tiesiogiai.<\/p>\n\n\n\n<ul>\n<li>Debitum veik\u0117 nereguliuojamoje finansin\u0117je rinkoje, kaip visi P2P.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\">\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Licencija_bei_ABS\">Licencija bei ABS<\/h3>\n\n\n\n<p>Viskas pasikeit\u0117 2021 met\u0173 ruden\u012f, kai Debitum gavo Investavimo Brokerio licencij\u0105 i\u0161 FCMC* bei \u012f\u017eeng\u0117 \u012f reguliuojam\u0105 finansin\u0119 rink\u0105.<\/p>\n\n\n\n<p>Nat\u016braliai, buvo pereita ir prie reguliuojam\u0173 finansini\u0173 instrument\u0173 &#8211; ABS, arba Asset-Back Securities. <\/p>\n\n\n\n<p><sup>*Latvia\u2019s Financial and Capital Market Commission<\/sup><\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><h3 id=\"reguliuojama_aplinka\">Saugesn\u0117, Licencijuota Aplinka<\/h3><p>Platformos naudotojai vis dar finansuoja tas pa\u010dias SME paskolas, tik reguliuojamoje aplinkoje.<\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Debitum_Investavimo_Principas\">Debitum Investavimo Principas<\/h2>\n\n\n\n<p>Debitum platformoje investuojama \u012f ABS instrumentus, pagr\u012fstus paskolomis smulkiam bei vidutinio dyd\u017eio verslui.<\/p>\n\n\n\n<p>Trumpai aptarkime, kaip veikia ABS, bei kuo jie skiriasi nuo tradicinio, nereguliuojamo P2P investavimo.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"ABS_Instrumentai___kas_tai\">ABS Instrumentai &#8211; kas tai?<\/h3>\n\n\n<div class=\"wp-block-image is-resized is-style-rounded shortcode-no\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"1024\" height=\"341\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/04\/slide-1-copy-1-4-1024x341.png\" alt=\"\" class=\"wp-image-41952\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/04\/slide-1-copy-1-4-1024x341.png 1024w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/04\/slide-1-copy-1-4-300x100.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/04\/slide-1-copy-1-4-768x256.png 768w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/04\/slide-1-copy-1-4-1536x512.png 1536w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/04\/slide-1-copy-1-4.png 1734w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\">\n\n\n\n<p>ABS yra investiciniai instrumentai, sudaryti i\u0161 keletos (ar keliolikos) \u012f vien\u0105 investicin\u012f produkt\u0105 sujungt\u0173 paskol\u0173.<\/p>\n\n\n\n<p>I\u0161 esm\u0117s, skirtingos paskolos yra sujungiamos \u012f vien\u0105 investicin\u012f produkt\u0105 (ABS) &#8211; investuojantis \u012f \u0161\u012f produkt\u0105, asmuo automati\u0161kai investuoja \u012f visas jame esan\u010dias paskolas.<\/p>\n\n\n\n<p>Minimali investicija \u012f ABS &#8211; 50\u20ac.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"ABS___daugiau_skaidrumo\">ABS &#8211; daugiau skaidrumo<\/h3>\n\n\n\n<p>ABS instrument\u0173 sudarymas ne tik u\u017etikrina \u017eymiai grie\u017etesn\u012f reguliavim\u0105 bei auk\u0161tesnius saugumo standartus, bet ir geresn\u0119 diversifikacij\u0105.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box key-takeaways\"><div class=\"fn_block__icon\"><\/div><h3 id=\"divers_pvz\">Diversifikavimo pavyzdys<\/h3><p>Investavus vos 50\u20ac \u012f pasirinkt\u0105 ABS, j\u016bs\u0173 l\u0117\u0161os gali b\u016bti paskirstytos ir per daugiau nei 20 skirting\u0173 paskol\u0173.<\/p><\/div>\n\n<div class=\"fn_block block_fn_button block_fn_button__sponsored buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/kompanija\/debitum-network\/redirect\/\" class=\"button  is-light is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  rel=\"sponsored nofollow\">Apsilankykite Debitum Investments<span class=\"block_fn_button__sponsored-text\">Remiama<\/span><\/a><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"ProtectionPlus_sistema\">ProtectionPlus sistema<\/h3>\n\n\n\n<p>Tam, jog sukurt\u0173 auk\u0161tesnio lygio saugum\u0105, Debitum Investments naudoja trij\u0173 sluoksni\u0173 apsaug\u0105, kuri\u0105 platforma vadina &#8220;ProtectionPlus&#8221;. Trumpa ap\u017evelkime kiekvien\u0105 sluoksn\u012f bei koki\u0105 apsaug\u0105 jis suteikia.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Platformos Lygmuo<\/h4>\n\n\n\n<p>Platformos lygmenyje, Debitum suteikia trij\u0173 tip\u0173 u\u017etikrinimus:<\/p>\n\n\n\n<ul>\n<li>Platforma yra licencijuota ir reguliuojama<\/li>\n\n\n\n<li>Investuotojams taikoma 20 000\u20ac apsauga (bankroto atveju)<\/li>\n\n\n\n<li>Visi investuotoj\u0173 pinigai &#8211; atskirose s\u0105skaitose<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">Pirminio Skolintojo Lygmuo<\/h4>\n\n\n\n<p>\u0160iame lygmenyje, Debitum skiria d\u0117mes\u012f investuotoj\u0173 apsaugai nuo pirmini\u0173 skolintoj\u0173 &#8211; taip u\u017etikrinama, jog skolintojai pateikia kokybi\u0161kus produktus. <\/p>\n\n\n\n<p>Vis\u0173 pirma, kiekvienas investavimui pateiktas produktas turi <strong>10% &#8211; 30% pirminio skolintojo investicij\u0173<\/strong> &#8211; taip u\u017etikrinama, jog pirminis skolintojas suinteresuotas palaikyti auk\u0161t\u0105 paskol\u0173 kokyb\u0119.<\/p>\n\n\n\n<p>Kitas aspektas &#8211; atidus vis\u0173 pirmini\u0173 skolintoj\u0173 tikrinimas. Debitum Investments patikrina verslo operacijas, AML, verslo byl\u0173 analiz\u0119. Taip pat <strong>suteikiamas kredito reitingas ABS produktams<\/strong> bei pagrindiniam turtui &#8211; nemokumo tikimyb\u0119 pateikia nepriklausomi kredit\u0173 auditoriai kaip CrefoScore bei Krediitinfo.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><p>Svarbu pamin\u0117ti, jog pirminiai skolintojai \u010dia turi &#8220;junior share&#8221;, t.y. antros eil\u0117s teises \u012f skolas. Nemokumo atveju, l\u0117\u0161os pirma keliaus pas investuotojus, o ne pas pirmin\u012f skolintoj\u0105.<\/p><\/div>\n\n\n<h4 class=\"wp-block-heading\">Pagrindinio Turto Lygmuo<\/h4>\n\n\n\n<p>Visos investicijos Debitum platformoje yra u\u017etikrinamos lengvai konvertuojamu turtu &#8211; nemokumo atveju, investuotojams bus lengviau atgauti savo l\u0117\u0161as.<\/p>\n\n\n\n<p>\u017dinoma, Debitum Investments si\u016blo ir Buy Back garantij\u0105. Jei paskola v\u0117luot\u0173 ar tapt\u0173 nemoki, pirminis skolintojas yra \u012fsipareigoj\u0119s arba gr\u0105\u017einti l\u0117\u0161as, arba pakeisti paskol\u0105 \u012f kit\u0105, to paties lygio paskol\u0105.<\/p>\n\n\n\n<p>Galiausiai, pirminiams skolintojams yra taikomos grie\u017etos nuobaudos u\u017e v\u0117lavim\u0105 &#8211; 10-20% metin\u0117 norma, kuri keliauja tiesiai \u012f investuotoj\u0173 rankas.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Debitum_Privalumai__Trkumai\">Debitum Privalumai &amp; Tr\u016bkumai<\/h2>\n\n\n\n<p>D\u0117l savo veikimo specifikos, Debitum Investments investavimo platforma savo investuotojams gali pasi\u016blyti nema\u017eai privalum\u0173, kuri\u0173 negali suteikti kitos platformos.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><h3 id=\"Debitum_Network_privalumai\">Debitum Privalumai<\/h3><li><p><strong>Reguliuojama Platforma<\/strong>: Privalumas, lyginant su P2P<\/p>\n<\/li><li><p><strong>Solidi gr\u0105\u017ea<\/strong>: Minimali gr\u0105\u017ea platformoje yra 8%<\/p>\n<\/li><li><p><strong>BuyBack garantija<\/strong>: L\u0117\u0161\u0173 gr\u0105\u017einimas, paskolai v\u0117luojant vir\u0161 90 dien\u0173<\/p>\n<\/li><li><p><strong>Nei vienos negr\u0105\u017eintos paskolos<\/strong>: Nei vieno &#8220;default&#8221;<\/p>\n<\/li><li><p><strong>ES Investuotoj\u0173 Apsaugos Mechanizmas<\/strong>: iki 20 000\u20ac<\/p>\n<\/li><li><p><strong>Automatinis investavimas<\/strong>: Galimyb\u0117 investuoti automati\u0161kai<\/p>\n<\/li><li><p><strong>Labai gera Diversifikacija<\/strong>: \u017eenkliai geresn\u0117 nei P2P<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_button block_fn_button__sponsored buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/kompanija\/debitum-network\/redirect\/\" class=\"button  is-rounded is-primary is-medium\" target=\"_blank\"  rel=\"sponsored nofollow\">Apsilankyk Debitum Investments<span class=\"block_fn_button__sponsored-text\">Remiama<\/span><\/a><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Debitum_Trkumai\">Debitum Tr\u016bkumai<\/h3>\n\n\n\n<p>\u017demiau taip pat pateikiame ir kelet\u0105 pagrindini\u0173 aspektus, d\u0117l kuri\u0173 Debitum Investments gali b\u016bti tinkama ne visiems investuotojams.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><h3 id=\"Pagrindiniai_Debitum_Trkumai\">Pagrindiniai Debitum Tr\u016bkumai<\/h3><li><p><strong>Auk\u0161tesn\u0117 Minimali Investicija<\/strong> &#8211; siekia 50\u20ac<\/p>\n<\/li><li><p><strong>N\u0117ra Antrin\u0117s Rinkos<\/strong> &#8211; n\u0117ra galimyb\u0117s parduoti<\/p>\n<\/li><li><p><strong>Ilgesnis BuyBack terminas<\/strong> &#8211; aktyvuojasi po 90 dien\u0173<\/p>\n<\/li><\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Kaip_pradti_investuoti\">Kaip prad\u0117ti investuoti?<\/h2>\n\n\n\n<p>Prad\u0117ti investuoti kartu su Debitum Investments yra paprasta. Nors platforma tapo reguliuojama, didelio skirtumo registracijos at\u017evilgiu nepajusite.<\/p>\n\n\n\n<p>Vienintelis skirtumas tas, jog jums bus privalu u\u017epildyti asmens tinkamumo investuoti klausimyn\u0105 (MiFID II ES Reglamentai). J\u016bs taip pat b\u016bsite priskirti prie vienos i\u0161 investuotoj\u0173 kategorij\u0173.<\/p>\n\n\n<h3 id=\"Pradu0117kite_investuoti_dabar\">Prad\u0117kite investuoti dabar.<\/h3><div class=\"howto_desc\"><p>Aptarkime pagrindinius \u017eingsnius, kuriuos turite \u017eengti tam, kad gal\u0117tum\u0117te prad\u0117ti investuoti:<\/p><\/div><div class=\"single-article__steps\">        <style>\n            .single-article__steps-items .single-article__steps-content {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n                width: calc(100% - 5px);\n            }\n            .single-article__steps-items .single-article__steps-counter {\n                padding: 5px 20px;\n                border-radius: 3px;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n\/*            .single-article__steps-items::before {\n                content: \"\";\n                position: absolute;\n                top: 20px;\n                left: 0;\n                height: calc(100% + 40px);\n                border-left: 2px dashed #e0e0e1;\n            }*\/\n            .single-article__conclusion-tag {\n                padding: 5px 20px;\n                border-radius: 3px;\n                color: #000000;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n            .single-article__conclusion-item {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n            }\n        <\/style>\n        <div class=\"single-article__steps-items\"><div class=\"single-article__steps-counter\" id=\"step_1\">1 \u017dingsnis<\/div><div class=\"single-article__steps-content\"><h3 id=\"Prisiregistruokite\">Prisiregistruokite<\/h3><p>I\u0161 prad\u017ei\u0173, sukurkite paskyr\u0105 naudodami el. pa\u0161t\u0105 bei telefono numer\u012f. Registracijos procesas yra paprastas ir \u012fprastai trunka iki 10 minu\u010di\u0173.<\/p>\n<p>Tiesa, saugumo sumetimais, j\u016bs\u0173 i\u0161kart bus papra\u0161yta \u012fjungti 2 \u017eingsni\u0173 autentifikavimo funkcij\u0105 \u2013 taip platformos k\u016br\u0117jai tikisi apsaugoti savo investuotojus bei partnerius nuo kibernetini\u0173 atak\u0173.<\/p>\n<h4>Suk\u016br\u0119 paskyr\u0105, tur\u0117site patvirtinti:<\/h4>\n<ul>\n<li>Tapatyb\u0119.<\/li>\n<li>Adres\u0105.<\/li>\n<li>Finansus.<\/li>\n<li>Investuotojo klausimyn\u0105.<\/li>\n<\/ul><\/div><div class=\"single-article__steps-counter\" id=\"step_2\">2 \u017dingsnis<\/div><div class=\"single-article__steps-content\"><h3 id=\"Patvirtinkite-Tapatybe\">Patvirtinkite Tapatyb\u0119<\/h3><p>Suk\u016br\u0119 paskyr\u0105, gal\u0117site prad\u0117ti nuo tapatyb\u0117s patvirtinimo. Apsilankykite savo Debitum profilyje, bei spustelkite skilt\u012f ,,VERIFICATION&#8221;.<\/p>\n<p>Jums reik\u0117s \u012fkelti dvi nuotraukas &#8211; nauj\u0105, k\u0105 tik padaryt\u0105 asmenuk\u0119, bei Paso arba ID kortel\u0117s nuotrauk\u0105.<\/p>\n<p>\u012ek\u0117lus abi nuotraukas, j\u016bs\u0173 tapatyb\u0117 netrukus bus patvirtinta.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_3\">3 \u017dingsnis<\/div><div class=\"single-article__steps-content\"><h3 id=\"Patvirtinkite-Adresa\">Patvirtinkite Adres\u0105<\/h3><p>Patvirtinus tapatyb\u0119, gal\u0117site pereiti prie adreso patvirtinimo.<\/p>\n<p>Tam, jums reik\u0117s \u012fkelti komunalin\u0119 s\u0105skait\u0105, kurioje matyt\u0173si j\u016bs\u0173 adresas. S\u0105skaita negali b\u016bti senesn\u0117 nei 12 m\u0117nesi\u0173.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_4\">4 \u017dingsnis<\/div><div class=\"single-article__steps-content\"><h3 id=\"Patvirtinkite-Savo-Finansus\">Patvirtinkite Savo Finansus<\/h3><p>Sekantis \u017eingsnis &#8211; patvirtinti savo finansus. Tai skirta tam, jog Debitum \u012fsitikint\u0173, jog nesiruo\u0161iate investuoti didesn\u0117mis l\u0117\u0161omis, nei galite sau leisti.<\/p>\n<p>Patvirtinti finansin\u0119 pad\u0117t\u012f paprasta &#8211; tereikia nurodyti pajamas, \u012fkelti trij\u0173 m\u0117nesi\u0173 atlyginimo (ar kit\u0173 pajam\u0173) i\u0161ra\u0161\u0105.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_5\">5 \u017dingsnis<\/div><div class=\"single-article__steps-content\"><h3 id=\"Uzpildykite-Investuotojo-Klausimyna\">U\u017epildykite Investuotojo Klausimyn\u0105<\/h3><p>Galiausiai, jums teliks atlikti paskutin\u012f patvirtinant\u012f \u017eingsn\u012f &#8211; u\u017epildyti investuotojo klausimyn\u0105.<\/p>\n<p>\u0160is klausimynas skirtas \u012fvertinti j\u016bs\u0173 turimas \u017einias apie investavim\u0105, bei \u012fsitikinti, jog esate susipa\u017ein\u0119 tiek su investavimo principais, tiek su investavimo keliama rizika.<\/p>\n<p>Tai yra b\u016btinas \u017eingsnis, norint prad\u0117ti investuoti kartu su Debitum.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_6\">6 \u017dingsnis<\/div><div class=\"single-article__steps-content\"><h3 id=\"Ineskite-Lesu\">\u012ene\u0161kite L\u0117\u0161\u0173<\/h3><p>Atlikus visus patvirtinimus, gal\u0117site \u012f savo Debitum paskyr\u0105 persivesti l\u0117\u0161\u0173.<\/p>\n<p>J\u016bs patys galite pasirinkti, kiek l\u0117\u0161\u0173 norite pervesti. Tiesa, svarbu nepamir\u0161ti, jog minimalus investicijos platformoje dydis &#8211; 50 eur\u0173.<\/p><\/div><\/div>            <div class=\"single-article__conclusion\">\n                <div class=\"single-article__conclusion-tag\" id=\"step_7\">I\u0161vada<\/div>\n                <div class=\"single-article__conclusion-item\">\n                    <div class=\"single-article__conclusion-content\">\n                                                    <h3>Investuokite!<\/h3>\n                                                <p>Galiausiai, jums teliks investuoti ir d\u017eiaugtis u\u017edirbama gr\u0105\u017ea.<\/p>\n<p>Investuoti galite dviem b\u016bdais:<\/p>\n<ul>\n<li><strong>Automati\u0161kai<\/strong><br \/>Platforma pati atrinks tinkamus ABS bei investuos u\u017e jus.<\/li>\n<li><strong>Manualiai<\/strong><br \/>Patys pasirinksite dominan\u010dius ABS bei juos gal\u0117site finansuoti.<\/li>\n<\/ul>                    <\/div>\n                <\/div>\n            <\/div>\n            <\/div>\n\n<div class=\"fn_block block_fn_button block_fn_button__sponsored buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/kompanija\/debitum-network\/redirect\/\" class=\"button  is-rounded is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  rel=\"sponsored nofollow\">Prad\u0117kite investuoti dabar!<span class=\"block_fn_button__sponsored-text\">Remiama<\/span><\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Ms_Verdiktas_DEBITUM\">M\u016bs\u0173 Verdiktas: DEBITUM<\/h2>\n\n\n\n<p>Ap\u017evelg\u0119 Debitum Investments platformos privalumus, tr\u016bkumus, investicines galimybes bei saugum\u0105, mes bendrov\u0119 vertiname kaip <strong>ger\u0105 pasirinkim\u0105<\/strong>.<\/p>\n\n\n\n<ul>\n<li>M\u016bs\u0173 bendras \u012fvertinimas: <strong>4.4 i\u0161 5<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\">\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Ypatumas<\/th><th>M\u016bs\u0173 Vertinimas<\/th><\/tr><\/thead><tbody><tr><td>Saugumas<\/td><td>\u2b50\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Instrument\u0173 Pasirinkimas<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Platformos \u012ekainiai<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Investavimo \u012erankiai<\/td><td>\u2b50\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Intuityvumas<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Bendras \u012evertinimas<\/td><td><strong>4.4 \/ 5<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Kas_mums_patiko\">Kas mums patiko\u00a0<img decoding=\"async\" width=\"20\" height=\"23\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/02\/proscut-e1675876729914.png\" alt=\"\"><\/h3>\n\n\n\n<p>Yra keletas aspekt\u0173, d\u0117l kuri\u0173 Debitum Investments daugeliui investuotoj\u0173 gali tapti puikiu pasirinkimu. <strong>Vis\u0173 pirma<\/strong> &#8211; ABS instrumentai suteikia geresn\u0119 diversifikacij\u0105 nei kitos sutelktinio finansavimo platformos.<\/p>\n\n\n\n<p><strong>Vis\u0173 antra<\/strong> &#8211; Debitum yra viena i\u0161 keturi\u0173 licencijuot\u0173 investavimo platform\u0173 Europoje. Tai suteikia ypatingo skaidrumo ir patikimumo.<\/p>\n\n\n\n<p><strong>Galiausiai<\/strong> &#8211; Debitum turi tobul\u0105 mokumo istorij\u0105. \u0160iuo metu, visi platformoje pateikti projektai gr\u0105\u017eino gautas l\u0117\u0161as.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"K_galima_tobulinti\">K\u0105 galima tobulinti\u00a0<img decoding=\"async\" width=\"20\" height=\"23\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/12\/cons-e1675876970450.png\" alt=\"\"><\/h3>\n\n\n\n<p>Pagrindinis Debitum tr\u016bkumas yra tas, jog platforma nesi\u016blo antrin\u0117s rinkos.<\/p>\n\n\n\n<p>Tai rei\u0161kia, jog investav\u0119 per Debitum Investments, l\u0117\u0161as gal\u0117site atgauti tik termino pabaigoje &#8211; n\u0117ra galimyb\u0117s parduoti investicij\u0173 anks\u010diau.<\/p>\n\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"Danai_Uduodami_Klausimai\">Da\u017enai U\u017eduodami Klausimai<\/h3><h4>Ar registracijai b\u016btina patvirtinti savo tapatyb\u0119?<\/h4><div class=\"faq_inner\"><p>Taip &#8211; visi investuotojai privalo patvirtinti savo tapatyb\u0119 tam, kad gal\u0117t\u0173 investuoti. Tai yra b\u016btinas \u017eingsnis, jog b\u016bt\u0173 atitikti EU reglamentai d\u0117l pinig\u0173 plovimo prevencijos.<\/p><\/div><h4>Ar galima atsidaryti Juridinio asmens paskyr\u0105?<\/h4><div class=\"faq_inner\"><p>Taip. Tam, kad s\u0105skaita (paskyra) gal\u0117t\u0173 b\u016bti atidaryta, j\u0105 atidarantis asmuo turi tur\u0117ti teis\u0119 tvarkyti kompanijos finansines operacijas.<\/p><\/div><h4>Ar Debitum Investments taiko \u012fne\u0161imo mokest\u012f?<\/h4><div class=\"faq_inner\"><p>Ne, l\u0117\u0161\u0173 \u012fne\u0161imas investuotojams yra nemokamas. Vis d\u0117lto, priklausomai nuo j\u016bs\u0173 banko, jums gali b\u016bti taikomas pervedimo mokestis i\u0161 banko pus\u0117s.<\/p><\/div><h4>Kaip patvirtinti savo asmenyb\u0119?<\/h4><div class=\"faq_inner\"><p>Nor\u0117dami patvirtinti savo asmenyb\u0119, prisiregistruokite, nueikite \u012f savo paskyros nuostatas bei spustelkite tapatyb\u0117s patvirtinimo sekcij\u0105.<\/p>\n<p>Ten gal\u0117site \u012fkelti savo asmens dokumento nuotrauk\u0105 bei patvirtinti savo tapatyb\u0119.<\/p><\/div><h4>Koks yra minimalus \u012fna\u0161as Debitum Investments platformoje?<\/h4><div class=\"faq_inner\"><p>\u0160iuo metu minimalus Debitum Network \u012fna\u0161as siekia 50\u20ac.<\/p><\/div><h4>Ar gausiu kompensacij\u0105 u\u017e v\u0117luojan\u010di\u0105 paskol\u0105, jei ji bus i\u0161pirkta su BuyBack?<\/h4><div class=\"faq_inner\"><p>Ne, kompensacij\u0105 gautum\u0117te tik tokiu atveju, jei paskolos gav\u0117jas v\u0117luot\u0173 j\u0105 gr\u0105\u017einti, bet gr\u0105\u017eint\u0173 pats.<\/p>\n<p>Jei \u012fsiskolinimas yra i\u0161perkamas su BuyBack garantija, jums papildomos kompensacijos nebus i\u0161mokamos.<\/p><\/div><h4>Paskolos v\u0117lavimo atveju, ar ir toliau gausiu pal\u016bkanas?<\/h4><div class=\"faq_inner\"><p>Taip, j\u016bs gausite visas pal\u016bkanas u\u017e v\u0117luojan\u010di\u0105 gr\u0105\u017einti paskol\u0105.<\/p>\n<p>Taip pat, jei paskolos gr\u0105\u017einimas vir\u0161ys ,,atlaidumo laikotarp\u012f&#8221;, j\u016bs taip pat gausite papildom\u0105 kompensacij\u0105 (+15% gr\u0105\u017eos).<\/p><\/div><h4>Kas yra ,,atlaidumo laikotarpis&#8221;?<\/h4><div class=\"faq_inner\"><p>Tai maksimalus v\u0117lavimo terminas, per kur\u012f v\u0117luojan\u010diam skolininkui nebus taikomos papildomos nuobaudos (tik pal\u016bkanos).<\/p>\n<p>Debitum Network atlaidumo laikotarpis siekia 7 dienas.<\/p><\/div><h4>Per kiek laiko ,,BuyBack&#8221; gr\u0105\u017eins investicijas?<\/h4><div class=\"faq_inner\"><p>Debitum Investments platformoje BuyBack garantija i\u0161perka skolas tuo atveju, jei skolininkas v\u0117luoja gr\u0105\u017einti l\u0117\u0161as daugiau nei 90 dien\u0173.<\/p><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Geriausios_Alternatyvos_fn_date_formatY\">Geriausios Alternatyvos (2025)<\/h2>\n\n\n\n<p>Prie\u0161 investuojant yra svarbu palyginti \u012fvairias platformas bei rasti sau tinkamiausi\u0105 investicin\u0119 galimyb\u0119.<\/p>\n\n\n\n<p>\u017demiau pateikiame kelet\u0105 investavimo platform\u0173, galin\u010di\u0173 pasi\u016blyti auk\u0161t\u0105 gr\u0105\u017e\u0105, ger\u0105 investicij\u0173 apsaug\u0105 bei kitas naudas.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Alternatyv_Palyginimas\">Alternatyv\u0173 Palyginimas<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-embeddable\"><table><thead><tr><th>S\u0105lygos<\/th><th>Profitus<\/th><th>HeavyFinance<\/th><th>Finbee<\/th><\/tr><\/thead><tbody><tr><td><strong>\u012ek\u016brimo Metai<\/strong><\/td><td>2018<\/td><td>2020<\/td><td>2015<\/td><\/tr><tr><td><strong>Investiciniai Objektai<\/strong><\/td><td>LT N.T. Statyba<br>Renovacija<\/td><td>Paskolos \u016akiams<\/td><td>Paskolos Privatiems<br>&amp; Juridiniams<\/td><\/tr><tr><td><strong>Minimali Investicija<\/strong><\/td><td>100\u20ac<\/td><td>100\u20ac<\/td><td>5\u20ac<\/td><\/tr><tr><td><strong>Vidutin\u0117 Gr\u0105\u017ea<\/strong><\/td><td>9.88%<\/td><td>13.16%<\/td><td>14.9%<\/td><\/tr><tr><td><strong>Maksimali Gr\u0105\u017ea<\/strong><\/td><td>14%<\/td><td>30+%<\/td><td>22%<\/td><\/tr><tr><td><strong>Terminai<\/strong><\/td><td>6 &#8211; 24 m\u0117n.<\/td><td>11 \u2013 48 m\u0117n.<\/td><td>12 \u2013 84 m\u0117n.<\/td><\/tr><tr><td><strong>Investicij\u0173 Pardavimas<\/strong><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-29876\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/12\/pros.png\" alt=\"\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-29876\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/12\/pros.png\" alt=\"\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-29876\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/12\/pros.png\" alt=\"\"><\/td><\/tr><tr><td><strong>Investicij\u0173 Apsauga<\/strong><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-29876\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/12\/pros.png\" alt=\"\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-29876\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/12\/pros.png\" alt=\"\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-29876\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/12\/pros.png\" alt=\"\"><\/td><\/tr><tr><td><strong>Apsaugos Tipas<\/strong><\/td><td>\u012ekeistas Turtas<\/td><td>\u012ekeistas Turtas<\/td><td>BuyBack<\/td><\/tr><tr><td><strong>Viso suteikta<br>finansavimo<\/strong><\/td><td>93.6 mln. \u20ac<\/td><td>40 mln. \u20ac<\/td><td>83 mln. \u20ac<\/td><\/tr><tr><td><strong>I\u0161sami Ap\u017evalga<\/strong><\/td><td><a rel=\"noreferrer noopener\" href=\"https:\/\/financer.lt\/kompanija\/profitus\/\" target=\"_blank\">Profitus\u2192<\/a><\/td><td><a href=\"https:\/\/financer.lt\/kompanija\/heavyfinance\/\">HeavyFinance\u2192<\/a><\/td><td><a href=\"https:\/\/financer.lt\/kompanija\/finbee-investuotojams\/\">Finbee\u2192<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"author":100,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","categories":[35],"company_type":[23],"overall_rating":"4.50000000","_links":{"self":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/company_single\/6715"}],"collection":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/users\/100"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/comments?post=6715"}],"version-history":[{"count":50,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/company_single\/6715\/revisions"}],"predecessor-version":[{"id":82453,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/company_single\/6715\/revisions\/82453"}],"wp:attachment":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/media?parent=6715"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/categories?post=6715"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/company_type?post=6715"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}