{"id":8674,"date":"2020-02-28T17:27:45","date_gmt":"2020-02-28T15:27:45","guid":{"rendered":""},"modified":"2024-09-04T16:59:03","modified_gmt":"2024-09-04T13:59:03","slug":"rato","status":"publish","type":"company_single","link":"https:\/\/financer.lt\/kompanija\/rato\/","title":{"rendered":"RATO"},"content":{"rendered":"\n<p>RATO &#8211; jau 27 metus veikianti kredito unija Lietuvoje, si\u016blanti \u012fvairias paskolas ir refinansavim\u0105, o taip pat ir bankininkyst\u0117s paslaugas.<\/p>\n\n\n\n<p>Bendrov\u0117 si\u016blo \u017eemas pal\u016bkanas, nemokam\u0105 i\u0161ankstin\u012f gr\u0105\u017einim\u0105 bei itin auk\u0161t\u0105 gr\u0105\u017e\u0105 ind\u0117liams su galimais papildomais bonusais.<\/p>\n\n\n\n<ul>\n<li><strong>Ta\u010diau ar RATO unija &#8211; geras pasirinkimas 2024 metais?<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\">\n\n\n<div class=\"fn_block block_fn_msg_box company\"><div class=\"fn_block__icon\"><\/div><p>Mes \u012fvertinome RATO unij\u0105 &#8211; \u010dia su\u017einosite bendrov\u0117s privalumus, tr\u016bkumus, bei geriausias alternatyvas 2024 metams. Prad\u0117kime!<\/p><\/div>\n\n\n<h3 class=\"wp-block-heading\">RATO s\u0105lygos<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>S\u0105lygos<\/th><th>RATO<\/th><\/tr><\/thead><tbody><tr><td><strong>Paslaugos<\/strong><\/td><td>Paskolos, Ind\u0117liai, Bankininkyst\u0117<\/td><\/tr><tr><td><strong>Paskol\u0173 Tipai<\/strong><\/td><td>Vartojimo, B\u016bsto, Verslo<\/td><\/tr><tr><td><strong>Suma<\/strong><\/td><td>iki 14 000\u20ac \/ 400 000\u20ac<br><sup>(vartojimo \/ b\u016bsto)<\/sup><\/td><\/tr><tr><td><strong>Terminas<\/strong><\/td><td>iki 30 met\u0173<\/td><\/tr><tr><td><strong>Pal\u016bkanos<\/strong><\/td><td>nuo 11% \/ 4%<br><sup>(vartojimo \/ b\u016bsto)<\/sup><\/td><\/tr><tr><td><strong>Sutarties Mokestis<\/strong><\/td><td>1 &#8211; 2%<\/td><\/tr><tr><td><strong>Preliminari \u012emoka<br><\/strong><sup>5000\u20ac, 60 m\u0117n.<\/sup><\/td><td>108.71\u20ac \/ m\u0117n.<\/td><\/tr><tr><td><strong>Gr\u0105\u017einama Suma<br><\/strong><sup>5000\u20ac, 60 m\u0117n.<\/sup><\/td><td>6 622.73\u20ac<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n\n<div class=\"fn_block block_fn_msg_box warning\"><div class=\"fn_block__icon\"><\/div><p>M\u016bs\u0173 straipsnis apie RATO kredito unij\u0105 yra informacinio pob\u016bd\u017eio bei n\u0117ra finansinis patarimas.<\/p>\n<p>Paskola &#8211; rimtas finansinis \u012fsipareigojimas. Prie\u0161 skolindamiesi, \u012fvertinkite savo galimybes gr\u0105\u017einti.<\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Apie_Kredito_Unij\">Apie Kredito Unij\u0105<\/h2>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"280\" height=\"114\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2024\/04\/rato.png\" alt=\"\" class=\"wp-image-78581\"><\/figure><\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\">\n\n\n\n<p><strong>RATO<\/strong> &#8211; buvusi Vilniaus regiono kredito unija, \u0161iuo metu yra did\u017eiausia kredito unija Lietuvoje, bei veikl\u0105 vykdo jau beveik 30 met\u0173. <\/p>\n\n\n\n<p>Unija buvo \u012fkurta dar 1996 metais, gavus Lietuvos banko licencij\u0105 Nr. 10, o 2017 metais unija prad\u0117jo veikti RATO vardu.<\/p>\n\n\n\n<p>Svarbu pamin\u0117ti, jog RATO gavo leidim\u0105 tapti akcine bendrove, bei pama\u017eu persiorganizuoja \u012f specializuot\u0105 bank\u0105 (planuojama &#8211; 2025 metais).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Turtas_bei_Paslaugos\">Turtas bei Paslaugos<\/h3>\n\n\n\n<p>Kaip ir min\u0117jome, RATO yra did\u017eiausia kredito unija Lietuvoje. \u0160i unija turi 85 Milijono Eur\u0173 turto, o paskol\u0173 portfelis sudaro net 62 Milijonus eur\u0173.<\/p>\n\n\n\n<p>RATO teikia \u0161ias pagrindines paslaugas:<\/p>\n\n\n\n<ul>\n<li>Ind\u0117liai<\/li>\n\n\n\n<li>Paskolos gyventojams, verslui<\/li>\n\n\n\n<li>Internetin\u0117 Bankininkyst\u0117<\/li>\n\n\n\n<li>Gryn\u0173j\u0173 Operacijos<\/li>\n\n\n\n<li>Mobilioji Program\u0117l\u0117<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"RATO_privalumai_ir_trkumai\">RATO privalumai ir tr\u016bkumai<\/h2>\n\n\n\n<p>Prie\u0161 pasirenkant finansin\u0119 bendrov\u0119, yra svarbu \u012fvertinti tiek skolintojo privalumus, tiek tr\u016bkumus.<\/p>\n\n\n\n<p>Trumpai aptarkime RATO stipri\u0105sias bei silpn\u0105sias vietas &#8211; taip gal\u0117site \u012fvertinti, ar \u0161i kredito unija yra tinkamas pasirinkimas jums.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><h3 id=\"Privalumai\">Privalumai<\/h3><li><p><strong>Didel\u0117s hipotekos<\/strong> &#8211; suteikiama iki 400 000\u20ac<\/p>\n<\/li><li><p><strong>Patogumas<\/strong> &#8211; mobilioji program\u0117l\u0117, patogi svetain\u0117<\/p>\n<\/li><li><p><strong>I\u0161ankstinis gr\u0105\u017einimas<\/strong> &#8211; visi\u0161kai nemokamas<\/p>\n<\/li><li><p><strong>Lanks\u010dios s\u0105lygos<\/strong> &#8211; galimyb\u0117 atid\u0117ti mok\u0117jimus<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><h3 id=\"Trkumai\">Tr\u016bkumai<\/h3><li><p><strong>Sutarties mokestis<\/strong> &#8211; iki 2%<\/p>\n<\/li><li><p><strong>Ilgas nagrin\u0117jimas<\/strong> &#8211; trunka 7 dienas<\/p>\n<\/li><li><p><strong>Trumpi terminai vartojimui<\/strong> &#8211; iki 5 met\u0173<\/p>\n<\/li><li><p><strong>Brangus administravimas<\/strong> &#8211; auk\u0161tos rizikos klientui nuo 50\u20ac \/m\u0117n.<\/p>\n<\/li><\/ul><\/div>\n\n\n\t\t<div id=\"genericloan_1_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg1\"><h3>Palygink paskolas i\u0161 23 skolintoj\u0173<\/h3><p>Rask pigiausi\u0105 kain\u0105 vienu paspaudimu<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"10000\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.lt\/rezultatai?query=1&param_amount=10000&param_period=360&\" data-slider-url=\"https:\/\/financer.lt\/rezultatai?query=1&param_amount=10000&param_period=360&\" data-required=\"rezultatai?query=1param_amount=10000&param_period=360&\" class=\"get_results compare button is-primary is-medium is-rounded\">Palyginti pasi\u016blymus<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"Kam_RATO___tinkamiausia\">Kam RATO &#8211; tinkamiausia?<\/h2>\n\n\n\n<p>RATO kredito unija tinkamiausia tiems \u017emon\u0117ms, kurie nori ne tik gauti paskol\u0105, bet ir naudotis visomis finansin\u0117mis paslaugomis vienoje vietoje.<\/p>\n\n\n\n<p>Tai yra, RATO puikiai tiks, jei norite ne tik gauti paskol\u0105, bet ir naudotis bankininkyste, atsidaryti ind\u0117l\u012f ir taip toliau.<\/p>\n\n\n\n<p>Jei norite geresni\u0173 s\u0105lyg\u0173, rekomenduojame <a href=\"https:\/\/financer.lt\/kompanija\/fjord-bank\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">Fjord Bank<\/a> &#8211; \u010dia paskolos yra pigesn\u0117s, n\u0117ra sutarties mokes\u010dio, bei taip pat galimi ind\u0117liai.<\/p>\n\n\n\n<ul>\n<li><strong><a href=\"https:\/\/financer.lt\/kompanija\/fjord-bank\/\">I\u0161sami Fjord Bank ap\u017evalga \u2192<\/a><\/strong><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"RATO_Paskolos\">RATO Paskolos<\/h2>\n\n\n\n<p>RATO kredito unija teikia \u012fvairias paskolas &#8211; tiek fiziniams, tiek juridiniams asmenims (verslui). \u010cia aptarsime paskolas gyventojams.<\/p>\n\n\n\n<p>RATO teikia \u0161ias paskolas gyventojams:<\/p>\n\n\n\n<ul>\n<li><strong>Vartojimui<\/strong><br><sup>(be \u012fkeitimo)<\/sup><\/li>\n\n\n\n<li><strong>B\u016bstui \u012fsigyti ar rekonstruoti<br><\/strong><sup>(su \u012fkeitimu)<\/sup><\/li>\n\n\n\n<li><strong>Dideliam vartojimui<br><\/strong><sup>(su \u012fkeitimu)<\/sup><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\">\n\n\n\n<p>Svarbu pamin\u0117ti, jog visoms paskoloms taikomas sutarties mokestis. Paskoloms be \u012fkeitimo jis siekia 2%, o su \u012fkeitimu &#8211; 1%.<\/p>\n\n\n\n<p>Pavyzd\u017eiui, pasirinkus 10 000\u20ac vartojimo paskol\u0105, teks sumok\u0117ti 200\u20ac mokest\u012f, o pasirinkus 100 000\u20ac b\u016bsto paskol\u0105, teks sumok\u0117ti 1 000\u20ac u\u017e sutarties sudarym\u0105.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Paskol_Slygos\">Paskol\u0173 S\u0105lygos<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th><\/th><th>Vartojimo<\/th><th>B\u016bsto<\/th><th>Su \u012ekeitimu<\/th><\/tr><\/thead><tbody><tr><td><strong>Suma<\/strong><\/td><td>iki 14 000\u20ac<\/td><td>iki 400 000\u20ac<\/td><td>iki 400 000\u20ac<\/td><\/tr><tr><td><strong>Terminas<\/strong><\/td><td>iki 5 met\u0173<\/td><td>iki 20 \/ 30 met\u0173<br><sup>remontui \/ pirkimui<\/sup><\/td><td>iki 25 met\u0173<\/td><\/tr><tr><td><strong>Pal\u016bkanos<\/strong><\/td><td>nuo 11%<\/td><td>nuo 4%<\/td><td>nuo 4%<\/td><\/tr><tr><td><strong>Sutarties Mokestis<\/strong><\/td><td>2%<\/td><td>1%<\/td><td>1%<\/td><\/tr><tr><td><strong>B\u016btinas \u012ekeitimas<\/strong><\/td><td>ne<\/td><td>taip<\/td><td>taip<\/td><\/tr><tr><td><strong>Finansavimo Dydis<\/strong><\/td><td>&#8211;<\/td><td>iki 70 &#8211; 85%<\/td><td>iki 70%<\/td><\/tr><tr><td><strong>Palygink S\u0105lygas<\/strong><\/td><td><a href=\"https:\/\/financer.lt\/pasiskolink\/vartojimo-paskola\/\">Vartojimo Paskolos<\/a><\/td><td><a href=\"https:\/\/financer.lt\/pasiskolink\/busto-paskola\">B\u016bsto Paskolos<\/a><\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Kaip_gauti_paskol_i_RATO\">Kaip gauti paskol\u0105 i\u0161 RATO?<\/h2>\n\n\n\n<p>Tam, jog gautum\u0117te paskol\u0105 i\u0161 RATO, tuo pa\u010diu tur\u0117site tapti \u0161ios kredito unijos nariu. Laimei, procesas greitas ir nesud\u0117tingas.<\/p>\n\n\n\n<p>Aptarkime, kaip gauti paskol\u0105 i\u0161 RATO kredito unijos jau dabar.<\/p>\n\n\n<div class=\"single-article__steps\">        <style>\n            .single-article__steps-items .single-article__steps-content {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n                width: calc(100% - 5px);\n            }\n            .single-article__steps-items .single-article__steps-counter {\n                padding: 5px 20px;\n                border-radius: 3px;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n\/*            .single-article__steps-items::before {\n                content: \"\";\n                position: absolute;\n                top: 20px;\n                left: 0;\n                height: calc(100% + 40px);\n                border-left: 2px dashed #e0e0e1;\n            }*\/\n            .single-article__conclusion-tag {\n                padding: 5px 20px;\n                border-radius: 3px;\n                color: #000000;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n            .single-article__conclusion-item {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n            }\n        <\/style>\n        <div class=\"single-article__steps-items\"><div class=\"single-article__steps-counter\" id=\"step_1\">1 \u017dingsnis<\/div><div class=\"single-article__steps-content\"><h3 id=\"Apsilankyk-RATO\">Apsilankyk RATO<\/h3><p>Pirmas \u017eingsnis &#8211; apsilankyti Rato puslapyje bei pasirinkti norim\u0105 paskolos tip\u0105.<\/p>\n<p>I\u0161sirink\u0119, spustelkite &#8220;PILDYTI PARAI\u0160K\u0104&#8221; &#8211; b\u016bsite nukreipti \u012f parai\u0161kos pateikimo puslap\u012f, kuriame gal\u0117site prad\u0117ti vesti reikiamus duomenis.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_2\">2 \u017dingsnis<\/div><div class=\"single-article__steps-content\"><h3 id=\"Nurodyk-norima-paskola\">Nurodyk norim\u0105 paskol\u0105<\/h3><p>Sekantis \u017eingsnis &#8211; nurodyti norim\u0105 paskol\u0105. Tiesiog pasirinkite reikiam\u0105 gr\u0105\u017einimo termin\u0105 ir sum\u0105.\u00a0<\/p>\n<p>Prie\u0161 pasirenkant paskolos ypatumus, pasinaudokite RATO skai\u010diuokle bei \u012fvertinkite preliminarias \u012fmokas.<\/p>\n<hr>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-78627\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2020\/02\/rato-1-300x164.png\" alt=\"\" width=\"450\" height=\"245\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2020\/02\/rato-1-300x164.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2020\/02\/rato-1.png 543w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/><\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_3\">3 \u017dingsnis<\/div><div class=\"single-article__steps-content\"><h3 id=\"Aprasyk-seimynine-padeti\">Apra\u0161yk \u0161eimynin\u0119 pad\u0117t\u012f<\/h3><p>Nurodykite savo \u0161eimynin\u0119 pad\u0117t\u012f &#8211; nari\u0173 skai\u010di\u0173, nepilname\u010di\u0173 vaik\u0173 kiek\u012f, o taip pat ir bendras \u0161eimos pajamas ir finansinius \u012fsipareigojimus.<\/p>\n<p>Pajamas nurodykite po mokes\u010di\u0173 &#8211; tai ypa\u010d aktualu tiems, kas dirba savaranki\u0161kai.<\/p>\n<hr>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-78628\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2020\/02\/rato-2-296x300.png\" alt=\"\" width=\"450\" height=\"456\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2020\/02\/rato-2-296x300.png 296w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2020\/02\/rato-2-75x75.png 75w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2020\/02\/rato-2.png 539w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/><\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_4\">4 \u017dingsnis<\/div><div class=\"single-article__steps-content\"><h3 id=\"Nurodyk-kontaktine-informacija\">Nurodyk kontaktin\u0119 informacij\u0105<\/h3><p>Kitas \u017eingsnis &#8211; kontaktin\u0117 informacija. Prad\u017eiai u\u017eteks itin bazini\u0173 duomen\u0173, kaip:<\/p>\n<ul>\n<li>Vardas ir Pavard\u0117<\/li>\n<li>El. pa\u0161tas<\/li>\n<li>Telefono numeris<\/li>\n<\/ul>\n<hr>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-78629\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2020\/02\/rato-3-236x300.png\" alt=\"\" width=\"450\" height=\"571\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2020\/02\/rato-3-236x300.png 236w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2020\/02\/rato-3.png 541w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/><\/p><\/div><\/div>            <div class=\"single-article__conclusion\">\n                <div class=\"single-article__conclusion-tag\" id=\"step_5\">I\u0161vada<\/div>\n                <div class=\"single-article__conclusion-item\">\n                    <div class=\"single-article__conclusion-content\">\n                                                    <h3>I\u0161si\u0173sk parai\u0161k\u0105<\/h3>\n                                                <p>Galiausiai &#8211; nurodykite, kaip norite, jog su jumis susisiekt\u0173 kredito unija, bei i\u0161si\u0173skite parai\u0161k\u0105.<\/p>\n<p>I\u0161nagrin\u0117j\u0119 parai\u0161k\u0105, unijos darbuotojai su jumis susisieks d\u0117l paskolos pasi\u016blymo. Jei jums s\u0105lygos tiks, gal\u0117site prisijungti prie unijos bei gauti paskol\u0105. S\u0117km\u0117s!<\/p>\n<hr \/>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-78630\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2020\/02\/rato-4-227x300.png\" alt=\"\" width=\"450\" height=\"594\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2020\/02\/rato-4-227x300.png 227w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2020\/02\/rato-4.png 537w\" sizes=\"(max-width: 450px) 100vw, 450px\" \/><\/p>                    <\/div>\n                <\/div>\n            <\/div>\n            <\/div>\n\n\n                <div class=\"fn_block block_fn_msg_box cost search-hero--bg1\">\n\t\t\t\t<h3>Sutaupyk iki <span class=\"compare-amount\">85,00 \u20ac <\/span> nuo paskolos kainos<\/h3>\n\t\t\t\t<p>Kainos skirtumas 500,00 \u20ac paskolai su 90 dien\u0173 terminu yra 85,00 \u20ac.<\/p>\n\t\t\t\t<p class=\"has-text-left\"><a href=\"https:\/\/financer.lt\/rezultatai\/?query=1&filter_non_affiliate=1&param_amount=500&param_period=90\" class=\"button is-normal is-primary is-rounded\">Su\u017einok kaip<\/a><\/p>\n                <\/div><h2 class=\"wp-block-heading\" id=\"Kaip_mes_vertiname_RATO\">Kaip mes vertiname RATO?<\/h2>\n\n\n\n<p>\u012evertin\u0119 RATO kredito unijos si\u016blomas paslaugas (paskolos, ind\u0117liai, bankininkyst\u0117, program\u0117l\u0117) bei funkcionalum\u0105, \u0161\u012f skolintoj\u0105 vertiname kaip vidutin\u012f pasirinkim\u0105.<\/p>\n\n\n\n<ul>\n<li>M\u016bs\u0173 bendras \u012fvertinimas: <strong>3.6 i\u0161 5<\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\">\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Ypatumas<\/th><th>M\u016bs\u0173 Vertinimas<\/th><\/tr><\/thead><tbody><tr><td>Paskol\u0173 Kainos<\/td><td>\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Parai\u0161kos Teikimo Procesas<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Paskol\u0173 Terminai<\/td><td>\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Klient\u0173 Aptarnavimas<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Funkcionalumas<\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td>Bendras \u012evertinimas<\/td><td><strong>3.6 \/ 5<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Kas_mums_patiko\">Kas mums patiko\u00a0<img decoding=\"async\" width=\"20\" height=\"23\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/02\/proscut-e1675876729914.png\" alt=\"\"><\/h3>\n\n\n\n<p>Rato si\u016blo patog\u0173 naudojimosi potyr\u012f &#8211; parai\u0161kos pateikimas paprastas, o si\u016bloma mobilioji program\u0117l\u0117 yra itin pravarti kasdieniam naudojimui.<\/p>\n\n\n\n<p>Be to, \u010dia si\u016blomi ind\u0117liai geromis s\u0105lygomis &#8211; galimyb\u0117 gauti ir vir\u0161 4% metin\u0117s gr\u0105\u017eos yra itin palanki, lyginant su konkurentais.<\/p>\n\n\n\n<p>Galiausiai, s\u0105lygos hipotekin\u0117ms paskoloms yra lanks\u010dios &#8211; skolinama iki 30 met\u0173 terminui, o suma gali siekti ir 400 000 eur\u0173.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"K_galima_tobulinti\">K\u0105 galima tobulinti\u00a0<img decoding=\"async\" width=\"20\" height=\"23\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/12\/cons-e1675876970450.png\" alt=\"\"><\/h3>\n\n\n\n<p>Paskol\u0173 terminai vartojimo paskoloms yra gan\u0117tinai riboti &#8211; tik iki 5 met\u0173. Palyginimui, konkurentai si\u016blo terminus iki 7 &#8211; 10 met\u0173.<\/p>\n\n\n\n<p>Taip pat, unija taiko ir sutarties sudarymo mokest\u012f visoms paskoloms, kuris gali i\u0161branginti paskol\u0105 &#8211; pasirink\u0119 10 000\u20ac kredit\u0105, sumok\u0117site 200\u20ac u\u017e sutart\u012f.<\/p>\n\n\n\n<p>Galiausiai, parai\u0161k\u0173 nagrin\u0117jimas gan\u0117tinai l\u0117tas &#8211; trunka net savait\u0119.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Top_alternatyvos_fn_date_formatY_metams\">Top alternatyvos 2024 metams<\/h2>\n\n\n\n<p>Jei jus labiausiai domina vartojimo paskolos, bei neie\u0161kote bankininkyst\u0117s paslaug\u0173, vert\u0117t\u0173 apgalvoti kit\u0173 skolintoj\u0173 pasi\u016blymus.<\/p>\n\n\n\n<p>\u017demiau mes pateik\u0117me kelet\u0105 ger\u0173 alternatyv\u0173 2024 metams &#8211; \u012fvertinkite.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>S\u0105lygos<\/th><th>FinBee<\/th><th>SAVY<\/th><th>BOB.PASKOLA<\/th><\/tr><\/thead><tbody><tr><td><strong>Logo<\/strong><\/td><td><img decoding=\"async\" width=\"100\" height=\"48\" class=\"wp-image-28726\" style=\"width: 100px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/11\/finbee-logo-privatiems.png\" alt=\"\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2022\/11\/finbee-logo-privatiems.png 250w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2022\/11\/finbee-logo-privatiems-246x121.png 246w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/td><td><img decoding=\"async\" width=\"100\" height=\"32\" class=\"wp-image-34474\" style=\"width: 100px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/02\/savy-ukraine.png\" alt=\"\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/02\/savy-ukraine.png 720w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/02\/savy-ukraine-300x97.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/02\/savy-ukraine-702x232.png 702w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/td><td><img decoding=\"async\" width=\"100\" height=\"46\" class=\"wp-image-34689\" style=\"width: 100px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/02\/bobutespaskola-e1675705446795.png\" alt=\"\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/02\/bobutespaskola-e1675705446795.png 694w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/02\/bobutespaskola-e1675705446795-300x138.png 300w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/td><\/tr><tr><td><strong>Paskolos Suma<\/strong><\/td><td>300 &#8211; 25 000\u20ac<\/td><td>300 &#8211; 30 000\u20ac<\/td><td>50 &#8211; 10 000\u20ac<\/td><\/tr><tr><td><strong>Gr\u0105\u017einimo Terminas<\/strong><\/td><td>12 &#8211; 84 m\u0117n.<\/td><td>3 &#8211; 120 m\u0117n.<\/td><td>12 &#8211; 72 m\u0117n.<\/td><\/tr><tr><td><strong>Pal\u016bkanos<\/strong><\/td><td>nuo 7%<\/td><td>5%<\/td><td>nuo 18%<\/td><\/tr><tr><td><strong>BVKKMN<\/strong><\/td><td>17.76-63.97%<\/td><td>12.33-48.01%<\/td><td>iki 136.27%<\/td><\/tr><tr><td><strong>Suteikimo Greitis<\/strong><\/td><td>3 d.d.<\/td><td>3 d.d.<\/td><td>1 d.d.<\/td><\/tr><tr><td><strong>Preliminari \u012fmoka<\/strong><br><em>(2500\u20ac, 12 m\u0117n. terminui)<\/em><\/td><td>219.26\u20ac<\/td><td>221.27\u20ac<\/td><td>247.95\u20ac<\/td><\/tr><tr><td><strong>I\u0161ankstinis Gr\u0105\u017einimas<\/strong><\/td><td>Nemokamas<\/td><td>Nemokamas<\/td><td>Nemokamas<\/td><\/tr><tr><td><strong>Skolintojo puslapis<\/strong><\/td><td><a href=\"https:\/\/financer.lt\/kompanija\/finbee\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">FinBee<\/a><\/td><td><a href=\"https:\/\/financer.lt\/kompanija\/savy\/redirect\/\" data-type=\"URL\" data-id=\"https:\/\/financer.lt\/kompanija\/vivus\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">SAVY<\/a><\/td><td><a href=\"https:\/\/financer.lt\/kompanija\/bobutes-paskola\/redirect\/\" data-type=\"URL\" data-id=\"https:\/\/financer.lt\/kompanija\/bobutes-paskola\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">Bobut\u0117s P.<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"author":100,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","categories":[38],"company_type":[22],"overall_rating":"0.00000000","_links":{"self":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/company_single\/8674"}],"collection":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/users\/100"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/comments?post=8674"}],"version-history":[{"count":49,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/company_single\/8674\/revisions"}],"predecessor-version":[{"id":78694,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/company_single\/8674\/revisions\/78694"}],"wp:attachment":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/media?parent=8674"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/categories?post=8674"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/company_type?post=8674"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}