{"id":3333,"date":"2019-02-02T07:39:18","date_gmt":"2019-02-02T05:39:18","guid":{"rendered":"https:\/\/financer.lt\/?page_id=3333"},"modified":"2024-09-05T23:52:07","modified_gmt":"2024-09-05T20:52:07","slug":"kaip-uzsidirbti-pinigu","status":"publish","type":"how_to","link":"https:\/\/financer.lt\/asmeniniai-finansai\/straipsniai\/kaip-uzsidirbti-pinigu\/","title":{"rendered":"Kaip u\u017esidirbti pinig\u0173?"},"content":{"rendered":"\n<p>Kai kurie \u017emon\u0117s apie savo finansus galvoti neprivalo &#8211; paveldi mil\u017eini\u0161kus turtus arba laimi milijonus, u\u017e eur\u0105 ar du nusipirk\u0119 laiming\u0105 loterijos biliet\u0105. Gal j\u016bs esate vienas i\u0161 toki\u0173 \u017emoni\u0173? Nuostabu. <\/p>\n\n\n\n<p>Ta\u010diau, jeigu jums loterijose nesiseka ir (deja deja) deimant\u0173 kasyklos nepaveld\u0117jote, jums, kaip ir mums visiems, nuolatos tenka sukti galvas, kaip u\u017esidirbti pinig\u0173.<\/p>\n\n\n\n<p>\u0160iame straipsnyje Financer.com komanda patars, kaip u\u017esidirbti papildom\u0173 pinig\u0173, o galb\u016bt, su trupu\u010diu s\u0117km\u0117s, net susikrauti turtus.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><h3>Bandykite!<\/h3><p>Yra galyb\u0117 b\u016bd\u0173 u\u017esidirbti. Svarbiausia &#8211; ie\u0161koti nauj\u0173 galimybi\u0173 ir siekti tikslo kasdien.<\/p><p class=\"has-text-centered\">\n\t    <a href=\"https:\/\/financer.lt\/asmeniniai-finansai\/verslo-liudijimas-uzsidirbti-ir-buti-laisvam\/\"   class=\"button is-normal is-primary is-rounded is-large\">Pavyzd\u017eiui, u\u017edirbkite su verslo liudijimu <\/a>\n\t<\/p><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Vidutinis_darbo_umokestis_Lietuvoje\">Vidutinis darbo u\u017emokestis Lietuvoje<\/h3>\n\n\n\n<p>Trumpai ap\u017evelkime, koks yra Lietuvos VDU (vidutinis darbo u\u017emokestis) &#8211; taip gal\u0117site palyginti savo u\u017edarb\u012f su Lietuvos vidurkiu.<\/p>\n\n\n\n<p>Vert\u0117t\u0173 pamin\u0117ti, jog lentel\u0117je u\u017emokestis pateikiamas <em>Netto<\/em> formatu, kitaip tariant &#8211; <strong>\u012f rankas<\/strong>.<\/p>\n\n\n<div class=\"fn_block block_fn_charts\"><div id=\"vdu\" style=\"max-width:730px;width:100%;height:400px;margin:auto;\"><\/div><\/div>\t<script type=\"text\/javascript\">\n\t\tsetTimeout(function() {\n\t\t\tvar myChart_vdu = echarts.init(document.getElementById('vdu'));\n\t\t\tvar data_arr = [];\n\t\t\tvar val_arr = [];\n\t\t\tvar data_value = [\"802.7\",\"817.8\",\"834.3\",\"857.9\",\"879.2\",\"889.2\",\"927.9\",\"967.3\",\"966.5\",\"994.4\",\"1012.4\",\"1058.6\",\"1087.4\"];\n\t\t\tvar data_name = [\"2019K1\",\"2019K2\",\"2019K3\",\"2019K4\",\"2020K1\",\"2020K2\",\"2020K3\",\"2020K4\",\"2021K1\",\"2021K2\",\"2021K3\",\"2021K4\",\"2022K1\"];\n\t\t\tvar arrayLength = data_value.length;\n\t\t\tfor (var i = 0; i < arrayLength; i++) {\n\t\t\t\tdata_arr.push(data_value[i]);\n\t\t\t\tval_arr.push(data_name[i]);\n\t\t\t}\n\t\t\toption = {\n\t\t\t\tbaseOption: {\n\t\t\t\t\tgrid: {\n\t\t\t\t\t\ttop: 85,\n\t\t\t\t\t\tleft: 50\n\t\t\t\t\t},\n\t\t\t\t\ttitle: {\n\t\t\t\t\t\tshow: '1',\n\t\t\t\t\t\ttext: 'VDU Lietuvoje',\n\t\t\t\t\t\tsubtext: 'VDU kitimas 2019-2022',\n\t\t\t\t\t\tleft: '10',\n\t\t\t\t\t\ttop: '10',\n\t\t\t\t\t\ttextAlign: 'left',\n\t\t\t\t\t\ttextStyle: {\n\t\t\t\t\t\t\tfontSize: 20,\n\t\t\t\t\t\t\tfontWeight: 'bold',\n\t\t\t\t\t\t\tcolor: '#000000',\n\t\t\t\t\t\t},\n\t\t\t\t\t\tsubtextStyle: {\n\t\t\t\t\t\t\tfontSize: 14,\n\t\t\t\t\t\t\tfontWeight: 'normal',\n\t\t\t\t\t\t\tcolor: '#999999',\n\t\t\t\t\t\t}\n\t\t\t\t\t},\n\t\t\t\t\ttoolbox: {\n\t\t\t\t\t\tshow: '1',\n\t\t\t\t\t\tright: '25',\n\t\t\t\t\t\ttop: '10',\n\t\t\t\t\t\titemSize: 20,\n\t\t\t\t\t\tshowTitle: true,\n\t\t\t\t\t\tfeature: {\n\t\t\t\t\t\t\tsaveAsImage: {\n\t\t\t\t\t\t\t\ticon: 'image:\/\/'+fs.theme_uri+'\/assets\/images\/icons-download-blue.svg',\n\t\t\t\t\t\t\t\ticonStyle: {\n\t\t\t\t\t\t\t\t\tcolor: '#2098ce',\n\t\t\t\t\t\t\t\t\tborderColor: '#2098ce',\n\t\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\t\ttitle: 'Atsisi\u0173sti',\n\t\t\t\t\t\t\t\tpixelRatio: '2',\n\t\t\t\t\t\t\t\tbackgroundColor: '#ffffff'\n\t\t\t\t\t\t\t}\n\t\t\t\t\t\t}\n\t\t\t\t\t},\n\t\t\t\t\tcolor: ['#60d394', '#2098ce', '#137dad'],\n\t\t\t\t\ttooltip : {\n\t\t\t\t\t\ttrigger: 'axis',\n\t\t\t\t\t\t\tformatter: '{b0}: {c0}'\n\t\t\t\t\t\t},\n\t\t\t\t\tdataZoom: [\n\t\t\t\t\t\t{\n\t\t\t\t\t\t\ttype: 'inside'\n\t\t\t\t\t\t}\n\t\t\t\t\t],\n\t\t\t\t\txAxis: {\n\t\t\t\t\t\ttype: 'category',\n\t\t\t\t\t\tdata: val_arr,\n\t\t\t\t\t\tname: 'Metai',\n\t\t\t\t\t\tnameLocation: 'middle',\n\t\t\t\t\t\tnameGap: '50',\n\t\t\t\t\t\tnameTextStyle: {\n\t\t\t\t\t\t\tcolor: '#999'\n\t\t\t\t\t\t},\n\t\t\t\t\t\taxisLabel: {\n\t\t\t\t\t\t\tinside: false,\n\t\t\t\t\t\t\ttextStyle: {\n\t\t\t\t\t\t\t\tcolor: '#999'\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\tformatter: function (value) {\n\t\t\t\t\t\t\t\t\/\/ Function to wrap text\n\t\t\t\t\t\t\t\tlet maxCharsPerLine = 10; \/\/ Adjust this value as needed\n\t\t\t\t\t\t\t\tlet words = value.split(' ');\n\t\t\t\t\t\t\t\tlet wrappedText = '';\n\t\t\t\t\t\t\t\tlet line = '';\n\n\t\t\t\t\t\t\t\twords.forEach(function(word) {\n\t\t\t\t\t\t\t\tif (line.length + word.length <= maxCharsPerLine) {\n\t\t\t\t\t\t\t\t\tline += word + ' ';\n\t\t\t\t\t\t\t\t} else {\n\t\t\t\t\t\t\t\t\twrappedText += line.trim() + '\\n';\n\t\t\t\t\t\t\t\t\tline = word + ' ';\n\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t\t});\n\n\t\t\t\t\t\t\t\twrappedText += line.trim();\n\t\t\t\t\t\t\t\treturn wrappedText;\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t},\n\t\t\t\t\t\taxisTick: {\n\t\t\t\t\t\t\tshow: false\n\t\t\t\t\t\t},\n\t\t\t\t\t\taxisLine: {\n\t\t\t\t\t\t\tshow: false\n\t\t\t\t\t\t},\n\t\t\t\t\t},\n\t\t\t\t\tyAxis: {\n\t\t\t\t\t\ttype: 'value',\n\t\t\t\t\t\taxisLine: {\n\t\t\t\t\t\t\tshow: false\n\t\t\t\t\t\t},\n\t\t\t\t\t\tname: 'U\u017edarbis \u012f rankas, \u20ac',\n\t\t\t\t\t\tnameLocation: 'middle',\n\t\t\t\t\t\tnameGap: '40',\n\t\t\t\t\t\tnameTextStyle: {\n\t\t\t\t\t\t\tcolor: '#999'\n\t\t\t\t\t\t},\n\t\t\t\t\t\taxisTick: {\n\t\t\t\t\t\t\tshow: false\n\t\t\t\t\t\t},\n\t\t\t\t\t\taxisLabel: {\n\t\t\t\t\t\t\ttextStyle: {\n\t\t\t\t\t\t\t\tcolor: '#999'\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\tformatter: function (value, index) {\n\t\t\t\t\t\t\t\tvar milvalue = value;\n\t\t\t\t\t\t\t\tif (value > 999) {\n\t\t\t\t\t\t\t\t\tmilvalue = value\/1000 + ' k';\n\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t\tif (value > 999999) {\n\t\t\t\t\t\t\t\t\tmilvalue = value\/1000000 + ' M';\n\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t\tif (value > 999999999) {\n\t\t\t\t\t\t\t\t\tmilvalue = value\/1000000000 + ' B';\n\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t\tif (value > 999999999999) {\n\t\t\t\t\t\t\t\t\tmilvalue = value\/1000000000000 + ' T';\n\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t\treturn milvalue;\n\t\t\t\t\t\t\t}\n\t\t\t\t\t\t}\n\t\t\t\t\t},\n\t\t\t\t\tseries: [{\n\t\t\t\t\t\tdata: data_arr,\n\t\t\t\t\t\ttype: 'line',\n\t\t\t\t\t\tsymbol: 'circle',\n\t\t\t\t\t\tsymbolSize: '12',\n\t\t\t\t\t\tshowBackground: true,\n\t\t\t\t\t\tbackgroundStyle: {\n\t\t\t\t\t\t\tcolor: 'rgba(220, 220, 220, 0.4)'\n\t\t\t\t\t\t},\n\t\t\t\t\t}]\n\t\t\t\t},\n\t\t\t\tmedia: [\n\t\t\t\t\t{ query: {maxWidth: 450},\n\t\t\t\t\t\toption: {\n\t\t\t\t\t\t\ttitle: {\n\t\t\t\t\t\t\t\tleft: '5',\n\t\t\t\t\t\t\t\ttop: '5',\n\t\t\t\t\t\t\t\ttextStyle: {\n\t\t\t\t\t\t\t\t\tfontSize: 14,\n\t\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\t\tsubtextStyle: {\n\t\t\t\t\t\t\t\t\tfontSize: 10,\n\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\ttoolbox: {\n\t\t\t\t\t\t\t\tright: '15',\n\t\t\t\t\t\t\t\ttop: '5',\n\t\t\t\t\t\t\t}\n\t\t\t\t\t\t}\n\t\t\t\t\t},\n\t\t\t\t\t{ query: {minWidth: 450},\n\t\t\t\t\t\toption: {\n\t\t\t\t\t\t\ttitle: {\n\t\t\t\t\t\t\t\tleft: '10',\n\t\t\t\t\t\t\t\ttop: '10',\n\t\t\t\t\t\t\t\ttextStyle: {\n\t\t\t\t\t\t\t\t\tfontSize: 20,\n\t\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\t\tsubtextStyle: {\n\t\t\t\t\t\t\t\t\tfontSize: 14,\n\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\ttoolbox: {\n\t\t\t\t\t\t\t\tright: '25',\n\t\t\t\t\t\t\t\ttop: '10',\n\t\t\t\t\t\t\t}\n\t\t\t\t\t\t}\n\t\t\t\t\t}\n\t\t\t\t]\n\t\t\t};\n\n\t\t\tmyChart_vdu.setOption(option);\n\n\t\t\twindow.addEventListener('resize', function(){\n\t\t\t\tsetTimeout(function () {\n\t\t\t\t\tmyChart_vdu.resize();\n\t\t\t\t}, 200);\n\t\t\t});\n\t\t}, 1000);\n\t<\/script>\n\n\n\n\n\n<h3 class=\"wp-block-heading\">Minimalus Atlyginimas Lietuvoje<\/h3>\n\n\n\n<p>Ap\u017evelg\u0117me vidutin\u012f darbo u\u017emokest\u012f, ta\u010diau nema\u017eiau svarbi yra ir minimali alga, bei jos augimas Lietuvoje.<\/p>\n\n\n\n<p>Vert\u0117t\u0173 pa\u017eym\u0117ti, jog minimalus atlyginimas mokamas <em><strong>tik u\u017e nekvalifikuot\u0105 darb\u0105<\/strong><\/em> &#8211; jei darbui atlikti reikalingas mokymas ar \u012fg\u016bd\u017eiai, atlyginimas bus didesnis.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><h3>MMA dydis 2023<\/h3><p style=\"text-align: center;\"><strong>Minimali Alga Lietuvoje &#8211; 840\u20ac<em> ,,ant popieriaus&#8221;<\/em>.<\/strong><\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Pajam_altini_tipai\">Pajam\u0173 \u0161altini\u0173 tipai<\/h2>\n\n\n\n<p>Tam, kad nuspr\u0119stum\u0117te, kuriuo keliu eidami norite pasiekti savo i\u0161svajotus turtus, i\u0161 prad\u017ei\u0173 turime i\u0161siai\u0161kinti, koki\u0173 t\u0173 keli\u0173 yra.<\/p>\n\n\n\n<p>Viskas priklauso nuo to, ar jau turite nuolatin\u012f darb\u0105, ar turite santaup\u0173, kurias gal\u0117tum\u0117te skirti savo pelningai veiklai prad\u0117ti, bei nuo to, kokia veikla jums patinka labiausiai, tai yra, \u012f kur\u012f u\u017edarbio b\u016bd\u0105 \u012fd\u0117site daugiausiai savo j\u0117g\u0173 ir ry\u017eto.<\/p>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-full is-resized\"><img decoding=\"async\" width=\"800\" height=\"1000\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/03\/lt-kaipuzsidirbti-2.png\" alt=\"\" class=\"wp-image-40030\" style=\"width:450px\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/03\/lt-kaipuzsidirbti-2.png 800w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/03\/lt-kaipuzsidirbti-2-240x300.png 240w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/03\/lt-kaipuzsidirbti-2-768x960.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/figure><\/div>\n\n\n<h4 class=\"wp-block-heading\">Pagrindin\u0117s kategorijos<\/h4>\n\n\n\n<p>Kad ir koki\u0105 veikl\u0105 nuspr\u0119stum\u0117te vystyti, ji paklius \u012f vien\u0105 i\u0161 \u0161i\u0173 kategorij\u0173:<\/p>\n\n\n\n<ol>\n<li><strong>Investavimas<\/strong><\/li>\n\n\n\n<li><strong>Darbas i\u0161 nam\u0173<\/strong><\/li>\n\n\n\n<li><strong>Nuolatinis darbas<\/strong><\/li>\n\n\n\n<li><strong>Papildomas darbas<\/strong><\/li>\n\n\n\n<li><strong>Individuali veikla<\/strong><\/li>\n\n\n\n<li><strong>Nuosavas verslas<\/strong><\/li>\n\n\n\n<li><strong>Turto \u012fdarbinimas<\/strong><\/li>\n\n\n\n<li><strong>Valstyb\u0117s Parama<\/strong><\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\">\n\n\n\n<p>Kad suprastum\u0117te, kuri veikla yra labiausiai tinkama b\u016btent jums (ir, \u017einoma, kuri veikla gali atne\u0161ti daugiausiai pelno), turite susipa\u017einti su \u0161i\u0173 veikl\u0173 kategorij\u0173 veikimo principais, investicijomis (ir ar jos yra reikalingos), bei vystymo eiga.<\/p>\n\n\n\n<p>Prad\u0117kime nuo paties primityviausio, papras\u010diausio b\u016bdo u\u017esidirbti pragyvenimui.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/how-to\/darbas-namuose\/\" class=\"button  is-rounded is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  >Norite u\u017esidirbti i\u0161 nam\u0173? Skaitykite!<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"i1_Investavimas\">1. Investavimas<\/h2>\n\n\n\n<p>Tai vienas pagrindini\u0173 turto \u012fdarbinimo b\u016bd\u0173. Jei turite santaup\u0173, visados atsiras \u017emoni\u0173, kuriems bus reikalingas finansavimas &#8211; j\u012f suteik\u0119 u\u017edirbsite solid\u017eios gr\u0105\u017eos.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><h3 id=\"Invetavimo_Privalumai\">Investavimo Privalumai<\/h3><li><p><strong>Sud\u0117tin\u0117s Pal\u016bkanos.<\/strong><\/p>\n<p>Investavimas suteikia galimyb\u0119 u\u017edirbti eksponenti\u0161kai. Sukaupta gr\u0105\u017ea reinvestuojama, tad pal\u016bkanos skai\u010diuojamos nuo vis didesn\u0117s sumos.<\/p>\n<p>Galiausiai, gaunama gr\u0105\u017ea per metus tampa didesne u\u017e pradin\u0119 investicij\u0105.<\/p>\n<\/li><li><p><strong>Pasyvios Pajamos.<\/strong><\/p>\n<p>Nuolatos dirbti monotoni\u0161k\u0105 darb\u0105 yra sunku, ta\u010diau investavimas i\u0161 to i\u0161vaduoja. Pajamas atne\u0161 ne j\u016bs\u0173 nudirbtas darbas, o pa\u010dios investicijos vert\u0117.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Kiek_udirbiau_investuodamas_100mn\">Kiek u\u017edirb\u010diau investuodamas 100\u20ac\/m\u0117n?<\/h3>\n\n\n\n<p>Investavimas gali tapti geru b\u016bdu sukurti stiprius finansinius pamatus. Tam n\u0117ra reikalingos didel\u0117s pajamos &#8211; galima prad\u0117ti ir su 100 eur\u0173 per m\u0117nes\u012f.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Pavyzdys:<\/h4>\n\n\n\n<p>Pavyzd\u017eiui, 3 metus investuojate po 100\u20ac per m\u0117nes\u012f su 13% gr\u0105\u017ea, o vis\u0105 gaunam\u0105 peln\u0105 &#8211; reinvestuojate.<\/p>\n\n\n\n<p>Po 3 met\u0173 j\u016bs b\u016bsite investav\u0119 3 600\u20ac, ta\u010diau d\u0117l sud\u0117tini\u0173 pal\u016bkan\u0173, j\u016bs\u0173 kapitalas jau sieks 4 619\u20ac. 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Aptarkime pagrindines investavimo kryptis.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"A_Sutelktinio_Finansavimo_Platformos\">A) Sutelktinio Finansavimo Platformos<\/h3>\n\n\n\n<p>Tai &#8211; populiariausias ir ma\u017eiausiai pastang\u0173 reikalaujantis b\u016bdas investuoti. <\/p>\n\n\n\n<p>\u0160is investavimo b\u016bdas nereikalauja daug skirto laiko, turi investicij\u0173 apsaugos mechanizmus, bei gali pasi\u016blyti au\u0161ktos gr\u0105\u017eos.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Kaip tai veikia?<\/h4>\n\n\n\n<p>I\u0161 esm\u0117s, per Sutelktinio Finansavimo Platformas j\u016bs finansuosite \u012fvairius projektus, \u0161iems suteikdami paskol\u0105.<\/p>\n\n\n\n<p>Projekto vykdytojas \u012fsipareigos jums mok\u0117ti pal\u016bkanas bei laiku gr\u0105\u017einti investicijas &#8211; b\u016btent pal\u016bkanos ir taps j\u016bs\u0173 gr\u0105\u017ea.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><h3 id=\"sutelktinis_finansavimas_graza\">Kiek galima u\u017edirbti?<\/h3><p>Priklausomai nuo Sutelktinio Finansavimo Platformos tipo bei projekto, j\u016bs galite tik\u0117tis u\u017edirbti tarp 7 &#8211; 18% metin\u0117s gr\u0105\u017eos.<\/p><\/div>\n\n\n<h4 class=\"wp-block-heading\">Finansavimo platformos: palyginimas<\/h4>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-embeddable\"><table><thead><tr><th>S\u0105lygos<\/th><th>Profitus<\/th><th>Debitum<\/th><th>LetsInvest<\/th><\/tr><\/thead><tbody><tr><td><strong>Logo<\/strong><\/td><td><img decoding=\"async\" width=\"100\" height=\"14\" class=\"wp-image-4484\" style=\"width: 100px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2019\/05\/profitus.png\" alt=\"\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2019\/05\/profitus.png 364w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2019\/05\/profitus-300x43.png 300w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/td><td><img decoding=\"async\" width=\"150\" height=\"46\" class=\"wp-image-78771\" style=\"width: 150px;\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2019\/03\/debitumnew.png\" alt=\"\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2019\/03\/debitumnew.png 720w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2019\/03\/debitumnew-300x92.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2019\/03\/debitumnew-702x220.png 702w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/td><td><img decoding=\"async\" width=\"150\" height=\"24\" class=\"wp-image-40848\" style=\"width: 150px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/03\/logo-transparent-blue.png\" alt=\"\"><\/td><\/tr><tr><td><strong>\u012ek\u016brimo Metai<\/strong><\/td><td>2018<\/td><td>2015<\/td><td>2020<\/td><\/tr><tr><td><strong>Platformos K\u016br\u0117jai<\/strong><\/td><td>LIETUVA<\/td><td>LATVIJA<\/td><td>LIETUVA<\/td><\/tr><tr><td><strong>Investiciniai Objektai<\/strong><\/td><td>LT N.T. Statyba<br>Renovacija<\/td><td>Verslo<br>paskolos<\/td><td>LT. N.T. Statyba<br>Sklyp\u0173 Pirkimas<\/td><\/tr><tr><td><strong>Minimali Investicija<\/strong><\/td><td>100\u20ac<\/td><td>50\u20ac<\/td><td>100\u20ac<\/td><\/tr><tr><td><strong>Vidutin\u0117 Gr\u0105\u017ea<\/strong><\/td><td>9.88%<\/td><td>9.8%<\/td><td>9.41%<\/td><\/tr><tr><td><strong>Maksimali Gr\u0105\u017ea<\/strong><\/td><td>14%<\/td><td>12%<\/td><td>12%<\/td><\/tr><tr><td><strong>Terminai<\/strong><\/td><td>6 &#8211; 24 m\u0117n.<\/td><td>Vidutinis:<br>174 dienos<\/td><td>12 &#8211; 84 m\u0117n.<\/td><\/tr><tr><td><strong>Investicij\u0173 Pardavimas<\/strong><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-29876\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/12\/pros.png\" alt=\"\"><\/td><td><img decoding=\"async\" class=\"wp-image-29877\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/12\/cons.png\" alt=\"\"><\/td><td><img decoding=\"async\" class=\"wp-image-29877\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/12\/cons.png\" alt=\"\"><\/td><\/tr><tr><td><strong>Investicij\u0173 Apsauga<\/strong><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-29876\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/12\/pros.png\" alt=\"\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-29876\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/12\/pros.png\" alt=\"\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-29876\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/12\/pros.png\" alt=\"\"><\/td><\/tr><tr><td><strong>Apsaugos Tipas<\/strong><\/td><td>\u012ekeistas Turtas<\/td><td>Investuotoj\u0173<br>Apsaugos Schema<\/td><td>\u012ekeistas Turtas<\/td><\/tr><tr><td><strong>I\u0161sami Ap\u017evalga<\/strong><\/td><td><a rel=\"noreferrer noopener\" href=\"https:\/\/financer.lt\/kompanija\/profitus\/\" target=\"_blank\">Profitus\u2192<\/a><\/td><td><a href=\"https:\/\/financer.lt\/kompanija\/debitum-network\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">DEBITUM\u2192<\/a><\/td><td><a rel=\"noreferrer noopener\" href=\"https:\/\/financer.lt\/kompanija\/letsinvest\/\" target=\"_blank\">LetsInvest\u2192<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\">Sutelktinio Finansavimo Privalumai<\/h4>\n\n\n\n<ul>\n<li><strong>Auk\u0161ta gr\u0105\u017ea.<\/strong><br>U\u017edarbis iki 18% per metus.<\/li>\n\n\n\n<li><strong>Apsaugos Mechanizmai.<\/strong><br>,,BuyBack&#8221; garantuoja investicij\u0173 i\u0161pirk\u0105, jei finansavimo gav\u0117jas v\u0117luot\u0173 gr\u0105\u017einti.<\/li>\n\n\n\n<li><strong>Rinka nedaro \u012ftakos.<\/strong><br>\u010cia yra u\u017edirbama i\u0161 paskolos suteikimo &#8211; j\u016bs\u0173 pelnas nepriklausys nuo joki\u0173 rinkos poky\u010di\u0173.<\/li>\n\n\n\n<li><strong>Fiksuota gr\u0105\u017ea.<\/strong><br>I\u0161 anksto \u017einosite, kiek u\u017edirbsite &#8211; tai suteikia galimyb\u0119 gerai planuoti investicijas.<\/li>\n\n\n\n<li><strong>Ma\u017ea minimali investicija.<\/strong><br>Prad\u0117ti investuoti galima nuo 5 &#8211; 10\u20ac.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\">\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/how-to\/investavimo-platformos-kodel-ir-kokia-pasirinkti\/\" class=\"button  is-primary is-medium is-fullwidth\" target=\"_blank\"  >LT Finansavimo Platformos: I\u0161samus Palyginimas<\/a><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"B_Akcijos\">B) <strong>Akcijos<\/strong><\/h3>\n\n\n\n<p>Tai yra nuosavyb\u0117s vertybinis popierius, suteikiantis jums teis\u0119 \u012f tam tikr\u0105 \u012fmon\u0117s pelno dal\u012f (dividendus) &#8211; priklausomai nuo to, kiek \u012fmon\u0117s akcij\u0173 nusipirksite. <\/p>\n\n\n\n<p>Taip pat, pirkdami akcijas, u\u017edirbsite ir i\u0161 akcij\u0173 prieaugio.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Akcijos &#8211; rizik\u0105 prisiima investuotojas<\/h4>\n\n\n\n<p>Skirtingai nuo Sutelktinio Finansavimo Platform\u0173, kuriose investicijos da\u017enai yra apsaugotos i\u0161pirkos garantija, u\u017e Akcij\u0173 rizik\u0105 atsako pats investuotojas.<\/p>\n\n\n\n<p>Akcij\u0173 vert\u0117 gali tiek kilti, tiek kristi, priklausomai nuo \u012fmon\u0117s rezultat\u0173 bei rinkos tendencij\u0173 &#8211; d\u0117l to yra svarbu, jog patys atliktum\u0117te rinkos analiz\u0119.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Brokeriai: palyginimas<\/h4>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-embeddable\"><table><thead><tr><th><\/th><th>eToro<\/th><th>XTB<\/th><th>Admirals<\/th><\/tr><\/thead><tbody><tr><td><strong>Logotipas<\/strong><\/td><td><img decoding=\"async\" width=\"100\" height=\"31\" class=\"wp-image-29600\" style=\"width: 100px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/11\/etorotransparent.png\" alt=\"\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2022\/11\/etorotransparent.png 2560w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2022\/11\/etorotransparent-300x94.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2022\/11\/etorotransparent-1024x322.png 1024w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2022\/11\/etorotransparent-768x241.png 768w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2022\/11\/etorotransparent-1536x482.png 1536w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2022\/11\/etorotransparent-2048x643.png 2048w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/td><td><img decoding=\"async\" width=\"120\" height=\"47\" class=\"wp-image-27911\" style=\"width: 120px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/10\/xtb-1.png\" alt=\"\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2022\/10\/xtb-1.png 465w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2022\/10\/xtb-1-300x117.png 300w\" sizes=\"(max-width: 120px) 100vw, 120px\" \/><\/td><td><img decoding=\"async\" width=\"150\" height=\"30\" class=\"wp-image-29057\" style=\"width: 150px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/11\/admirals-1.png\" alt=\"\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2022\/11\/admirals-1.png 1686w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2022\/11\/admirals-1-300x59.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2022\/11\/admirals-1-1024x203.png 1024w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2022\/11\/admirals-1-768x152.png 768w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2022\/11\/admirals-1-1536x304.png 1536w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/td><\/tr><tr><td><strong>\u012esteigimo Metai<\/strong><\/td><td>2007<\/td><td>2002<\/td><td>2001<\/td><\/tr><tr><td><strong>Rinkos<\/strong><\/td><td>Forex<br>Akcijos<br>\u017daliavos<br>valiut\u0173 Poros<\/td><td>Forex CFDs<br>Akcij\u0173 CFDs<br>\u017daliavos<br>Kripto CFDs<\/td><td>Forex<br>Akcijos<br>\u017daliavos<br>Kriptovaliutos <\/td><\/tr><tr><td><strong>CFD<\/strong><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-29876\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/12\/pros.png\" alt=\"\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-29876\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/12\/pros.png\" alt=\"\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-29876\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/12\/pros.png\" alt=\"\"><\/td><\/tr><tr><td><strong>Min. Pradinis \u012ena\u0161as<\/strong><\/td><td>200\u20ac \/ 500\u20ac<\/td><td>Nenustatytas<\/td><td>1\u20ac\/100\u20ac<\/td><\/tr><tr><td><strong>Prekybos Kopijavimas<\/strong><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-29876\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/12\/pros.png\" alt=\"\"><\/td><td><img decoding=\"async\" class=\"wp-image-29877\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/12\/cons.png\" alt=\"\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-29876\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/12\/pros.png\" alt=\"\"><\/td><\/tr><tr><td><strong>Rinkos Naujienos<\/strong><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-29876\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/12\/pros.png\" alt=\"\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-29876\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/12\/pros.png\" alt=\"\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"27\" class=\"wp-image-29876\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/12\/pros.png\" alt=\"\"><\/td><\/tr><tr><td><strong>Instrument\u0173 pasirinkimas<\/strong><\/td><td>5 000+<\/td><td>2 000+<\/td><td>8 000+<\/td><\/tr><tr><td><strong>Brokerio puslapis<\/strong><\/td><td><a href=\"https:\/\/financer.lt\/kompanija\/etoro\/\" target=\"_blank\" rel=\"noreferrer noopener\">eToro\u2192<\/a><\/td><td><a href=\"https:\/\/financer.lt\/kompanija\/xtb\/\" target=\"_blank\" rel=\"noreferrer noopener\">XTB\u2192<\/a><\/td><td><a href=\"https:\/\/financer.lt\/kompanija\/admirals\/redirect\/\" data-type=\"URL\" data-id=\"https:\/\/financer.lt\/kompanija\/admirals\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">Admirals\u2192<\/a><\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">Brokeri\u0173 palyginimas<\/figcaption><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"C_Obligacijos\">C) <strong>Obligacijos<\/strong><\/h3>\n\n\n\n<p>Skirtingai nuo akcij\u0173, obligacija yra skolos vertybinis popierius. \u00a0Paprastai tariant, \u012fsigydami obligacij\u0173 j\u016bs ne perkate \u012fmon\u0117s dal\u012f, bet skolinate tai \u012fmonei pinig\u0173.<\/p>\n\n\n\n<p>Obligacijos leid\u0117jas (\u012fmon\u0117, vyriausyb\u0117 ar finansin\u0117 institucija, pavyzd\u017eiui, bankas) \u012fsipareigoja gr\u0105\u017einti j\u016bs\u0173 paskolint\u0105 sum\u0105 nustatyt\u0105 dien\u0105, taip pat sumok\u0117ti pal\u016bkanas.<\/p>\n\n\n\n<p>\u0160is investavimo b\u016bdas geras tuo, kad investavimo rizika gali b\u016bti labai ma\u017ea &#8211; \u017eenkliai ma\u017eesn\u0117 nei Akcij\u0173.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/wiki\/obligacijos-issami-apzvalga\/\" class=\"button  is-light is-primary is-medium is-fullwidth\" target=\"_blank\"  >Su\u017einokite daugiau: Obligacijos<\/a><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"D_Investiciniai_fondai\"><strong>D) Investiciniai fondai<\/strong><\/h3>\n\n\n\n<p>Tai bendras investuotoj\u0173 investicij\u0173 fondas, kur\u012f valdo \u012fmon\u0117. Valdanti \u012fmon\u0117 t\u0105 fond\u0105 investuoja pagal nustatyt\u0105 investavimo strategij\u0105 \u012f akcijas, obligacijas ar kitus vertybinius popierius.<\/p>\n\n\n\n<p>Tai geras pasirinkimas tiems, kurie nori savo pinig\u0173 investavim\u0105 patik\u0117ti specialistams ir taip suma\u017einti investavimo rizik\u0105.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"E_Meno_kriniai_retos_monetos_vynas_ir_tt\">E) <strong>Meno k\u016briniai, retos monetos, vynas ir t.t.<\/strong><\/h3>\n\n\n\n<p>Tai vienas rizikingiausi\u0173 investavimo b\u016bd\u0173. Da\u017eniausiai tokios investicijos reikalauja gili\u0173 \u017eini\u0173, specifini\u0173 sugeb\u0117jim\u0173 bei nusimanymo apie subjekt\u0105, \u012f kur\u012f investuojama. <\/p>\n\n\n\n<p>Ta\u010diau, jei esate tikras vyno ekspertas ir somelj\u0117, kod\u0117l gi ne? Neretai tokios investicijos atne\u0161a mil\u017eini\u0161k\u0105 peln\u0105.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/how-to\/investavimo-platformos-kodel-ir-kokia-pasirinkti\/\" class=\"button  is-rounded is-primary is-inverted is-outlined is-medium is-fullwidth\" target=\"_blank\"  >Investavimo platformos &#8211; saugesnis u\u017edarbis<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"i2_Darbas_Namuose\">2. Darbas Namuose<\/h2>\n\n\n\n<p>Vis\u0173 pirma, aptarkime darbo namuose galimybes.<\/p>\n\n\n\n<p>Pinigai internetu gali tapti tikru i\u0161sigelb\u0117jimu tiems, kuriems reikia papildom\u0173 l\u0117\u0161\u0173 sveikam \u0161eimos biud\u017eetui palaikyti.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Darbo_tipai___vairs\">Darbo tipai &#8211; \u012fvair\u016bs<\/h3>\n\n\n\n<p>Darbas i\u0161 nam\u0173 gali b\u016bti tikrai \u012fvairus &#8211; vienos \u012fmon\u0117s ie\u0161ko \u017emoni\u0173, galin\u010di\u0173 administruoti j\u0173 internetin\u0119 svetain\u0119, o kitiems &#8211; asmens, galin\u010dio atsakyti \u012f klient\u0173 klausimus.<\/p>\n\n\n\n<p>Vert\u0117t\u0173 nepamir\u0161ti, jog n\u0117ra b\u016btina tur\u0117ti auk\u0161t\u0105j\u012f i\u0161silavinim\u0105, jog rastum\u0117te darb\u0105 i\u0161 nam\u0173 &#8211; darbas internetu reikalauja motyvacijos ir pasiry\u017eimo mokytis.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box warning\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Darbas_Namuose___su_payma\">Darbas Namuose &#8211; su pa\u017eyma<\/h3><p>Vert\u0117t\u0173 pamin\u0117ti, jog papildomas darbas namuose da\u017eniausiai vyksta ,,freelance&#8221; principu &#8211; jums reik\u0117s individualios veiklos pa\u017eymos.<\/p><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Darbas_Internetu___idjos\">Darbas Internetu &#8211; id\u0117jos<\/h3>\n\n\n\n<p>Darbas internetu &#8211; spar\u010diai populiar\u0117jantis u\u017edarbio b\u016bdas &#8211; tiek kaip pagrindinis, tiek papildomas.<\/p>\n\n\n\n<p>Darbas i\u0161 nam\u0173 gali b\u016bti tikrai \u012fvairus &#8211; galimyb\u0117s beveik neribotas. Tiesa, u\u017edarbis i\u0161 nam\u0173 reikalauja nuolatinio mokymosi, kantryb\u0117s, ir disciplinos.<\/p>\n\n\n\n<p>\u017demiau pateikiame kelet\u0105 darbo i\u0161 nam\u0173 id\u0117j\u0173 &#8211; galb\u016bt rasite, kas tinka jums.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">U\u017edarbis i\u0161 nam\u0173 (10 id\u0117j\u0173)<\/h4>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Darbo Namuose Id\u0117ja<\/th><th class=\"has-text-align-left\" data-align=\"left\">Apra\u0161ymas<\/th><th>Privalumai<\/th><th>Tr\u016bkumai<\/th><\/tr><\/thead><tbody><tr><td><strong>1. SEO Specialistas<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">Svet. optimizavimas, <br>rakta\u017eod\u017ei\u0173 paie\u0161ka, <br>nuorod\u0173 pritraukimas, t.t.<\/td><td><strong>\u00b7<\/strong> Nereikia auk\u0161tojo,<br><strong>\u00b7<\/strong> Gerai apmokama,<br><strong>\u00b7<\/strong> Lankstus grafikas.<br><\/td><td><strong>\u00b7<\/strong> B\u016btina nuolat mokytis,<br><strong>\u00b7<\/strong> N\u0117ra paprasta gauti darb\u0105.<\/td><\/tr><tr><td><strong>2. Korepetitorius internetu<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">\u012evairi\u0173 disciplin\u0173 mokymas,<br>Priv. pamokos internetu.<\/td><td><strong>\u00b7<\/strong> Paprasta prad\u0117ti,<br><strong>\u00b7<\/strong> Lankstus grafikas,<br><strong>\u00b7<\/strong> Gerai apmokama<\/td><td><strong>\u00b7<\/strong> Reikalingos i\u0161samios \u017einios,<br><strong>\u00b7<\/strong> Da\u017eniausiai &#8211; ir kvalifikacija.<\/td><\/tr><tr><td><strong>3. Vadybininkas<br>internetu<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">U\u017esakym\u0173 organizavimas,<br>partneri\u0173 paie\u0161ka,<br>sutar\u010di\u0173 sudarymas.<\/td><td><strong>\u00b7<\/strong> Neb\u016btinas auk\u0161tasis,<br><strong>\u00b7<\/strong> Galimas nuolatinis darbas<\/td><td><strong>\u00b7<\/strong> Da\u017enai &#8211; fiksuotas grafikas,<br><strong>\u00b7<\/strong> Reikalinga patirtis.<\/td><\/tr><tr><td><strong>4. Svetain\u0117s administratorius<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">\u012era\u0161\u0173 k\u016brimas,<br>puslapio prie\u017ei\u016bra,<br>preki\u0173 atnaujinimas, <\/td><td><strong>\u00b7<\/strong> Neb\u016btinas auk\u0161tasis,<br><strong>\u00b7<\/strong> Gerai apmokama,<br><strong>\u00b7<\/strong> Lengva i\u0161mokti.<\/td><td><strong>\u00b7<\/strong> Konkurencija ie\u0161kant darbo,<br><strong>\u00b7<\/strong> Monotonija.<\/td><\/tr><tr><td><strong>5. Nuotrauk\u0173 Redaktorius<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">Nuotrauk\u0173 retu\u0161avimas,<br>atrinkimas.<\/td><td><strong>\u00b7<\/strong> Neb\u016btinas auk\u0161tasis,<br><strong>\u00b7<\/strong> Laisvas grafikas,<br><strong>\u00b7<\/strong> Nepriklausomyb\u0117<\/td><td><strong>\u00b7<\/strong> Auk\u0161ta konkurencija,<br><strong>\u00b7<\/strong> Reikalingas \u012fdirbis.<\/td><\/tr><tr><td><strong>6. Soc. Tinkl\u0173<br>administratorius<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">\u012era\u0161\u0173 Soc. tinkluose<br>k\u016brimas,<br>Reklamos pirkimas,<br>Statistini\u0173 duomen\u0173 vertinimas.<\/td><td><strong>\u00b7<\/strong> Laisvas grafikas,<br><strong>\u00b7<\/strong> Nesud\u0117tingas darbas,<br><strong>\u00b7<\/strong> Nereikalingas i\u0161silavinimas.<\/td><td><strong>\u00b7<\/strong> Auk\u0161ta konkurencija,<br><strong>\u00b7<\/strong> B\u016btina m\u0117gti Soc. Tinklus,<br><strong>\u00b7<\/strong> Lietuvoje &#8211; \u017eemas u\u017edarbis.<\/td><\/tr><tr><td><strong>7. Vaizdo \u012fra\u0161\u0173<br>montavimas<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">\u012era\u0161\u0173 atrinkimas,<br>karpymas, monta\u017eas;<br>Spalv\u0173 korekcija, kiti darbai.<\/td><td><strong>\u00b7<\/strong> \u012edomus darbas,<br><strong>\u00b7<\/strong> Geras atlygis,<br><strong>\u00b7<\/strong> Laisvas darbo grafikas,<\/td><td><strong>\u00b7<\/strong> B\u016btinos i\u0161samios \u017einios,<br><strong>\u00b7<\/strong> Reikalingas Portfolio,<br><strong>\u00b7<\/strong> Auk\u0161ta konkurencija.<\/td><\/tr><tr><td><strong>8. Grafinis Dizainas<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">Logotip\u0173, dizaino element\u0173, iliustracij\u0173 k\u016brimas<\/td><td><strong>\u00b7<\/strong> K\u016brybinis darbas,<br><strong>\u00b7<\/strong> Neb\u016btinas auk\u0161tasis,<br><strong>\u00b7<\/strong> Gali b\u016bti gerai apmokama.<\/td><td><strong>\u00b7<\/strong> Auk\u0161ta konkurencija,<br><strong>\u00b7<\/strong> Reikalingas Portfolio,<br><strong>\u00b7<\/strong> Da\u017enai &#8211; ilgos darbo valandos.<\/td><\/tr><tr><td><strong>9. Vert\u0117jo darbas<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">Puslapi\u0173, teksto, kit\u0173 duomen\u0173 vertimas<\/td><td><strong>\u00b7<\/strong> \u017dema konkurencija,<br><strong>\u00b7<\/strong> Geras atlygis,<br><strong>\u00b7<\/strong> Lankstus grafikas.<\/td><td><strong>\u00b7<\/strong> Da\u017enai reikia auk\u0161tojo,<br><strong>\u00b7<\/strong> Monotoni\u0161kas darbas<\/td><\/tr><tr><td><strong>10. \u012egarsintojas<\/strong><\/td><td class=\"has-text-align-left\" data-align=\"left\">Reklam\u0173, film\u0173, kt. \u012fgarsinimas, darbas su balsu.<\/td><td><strong>\u00b7<\/strong> \u017dema konkurencija,<br><strong>\u00b7<\/strong> Geras atlygis,<br><strong>\u00b7<\/strong> Itin lankstus atlygis.<\/td><td><strong>\u00b7<\/strong> Reikalingas tinkamas tembras,<br><strong>\u00b7<\/strong> Reikalinga \u012fra\u0161ymo \u012franga.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/how-to\/darbas-namuose\/\" class=\"button  is-rounded is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  >Atraskite darb\u0105 i\u0161 nam\u0173<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading has-text-align-left\" id=\"i3_Nuolatinis_darbas\">3. Nuolatinis darbas<\/h2>\n\n\n\n<p>Jei norite u\u017esidirbti pajam\u0173, papras\u010diausias b\u016bdas tai padaryti yra susirasti nuolatin\u012f darb\u0105. <\/p>\n\n\n\n<p>Taip gausite stabilias pajamas, kurias gal\u0117site planuoti, galimyb\u0119 kaupti santaupas kitokiai pelningai veiklai prad\u0117ti, galb\u016bt gausite tam tikr\u0105 param\u0105 i\u0161 \u012fmon\u0117s\u00a0(tarkime, apgyvendinim\u0105, maitinim\u0105), o galb\u016bt jus pasteb\u0117s vir\u0161ininkas ir kilsite karjeros laiptais! <\/p>\n\n\n\n<p>Privalum\u0173 nuolatinis darbas turi tikrai nema\u017eai, tad prad\u0117kime nuo j\u0173.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><h3 id=\"Nuolatinio_darbo_privalumai\">Nuolatinio darbo privalumai<\/h3><li><p>Stabilios pajamos bei socialin\u0117s garantijos.<\/p>\n<\/li><li><p>Fiksuotas darbo laikas.<\/p>\n<\/li><li><p>Galimyb\u0117 kilti karjeros laiptais.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Stabilios_pajamos\">Stabilios pajamos<\/h3>\n\n\n\n<p>Tai yra vienas svarbiausi\u0173 nuolatinio darbo privalum\u0173. Gaudami stabil\u0173 atlyginim\u0105, b\u016bsite tikri d\u0117l savo finansinio saugumo, gal\u0117site i\u0161 anksto planuoti savo i\u0161laidas, taip pat gal\u0117site prad\u0117ti kaupti santaupas ir pama\u017eu susikursite stabil\u0173, ger\u0105 gyvenim\u0105.<\/p>\n\n\n<div class=\"fn_block block_fn_charts\"><div id=\"echarts\" style=\"max-width:730px;width:100%;height:400px;margin:auto;\"><\/div><\/div>\t<script type=\"text\/javascript\">\n\t\tsetTimeout(function() {\n\t\t\tvar myChart_echarts = echarts.init(document.getElementById('echarts'));\n\t\t\tvar data_arr = [];\n\t\t\tvar val_arr = [];\n\t\t\tvar data_value = [\"1042\",\"1085\",\"1037\",\"1055\"];\n\t\t\tvar data_name = [\"Sausis\",\"Vasaris\",\"Kovas\",\"Balandis\"];\n\t\t\tvar arrayLength = data_value.length;\n\t\t\tfor (var i = 0; i < arrayLength; i++) {\n\t\t\t\tdata_arr.push(data_value[i]);\n\t\t\t\tval_arr.push(data_name[i]);\n\t\t\t}\n\t\t\toption = {\n\t\t\t\tbaseOption: {\n\t\t\t\t\tgrid: {\n\t\t\t\t\t\ttop: 85,\n\t\t\t\t\t\tleft: 50\n\t\t\t\t\t},\n\t\t\t\t\ttitle: {\n\t\t\t\t\t\tshow: '1',\n\t\t\t\t\t\ttext: 'Stabilumas - itin svarbus',\n\t\t\t\t\t\tsubtext: 'Nuolatinio darbo atlyginim\u0173 pavyzdys',\n\t\t\t\t\t\tleft: '10',\n\t\t\t\t\t\ttop: '10',\n\t\t\t\t\t\ttextAlign: 'left',\n\t\t\t\t\t\ttextStyle: {\n\t\t\t\t\t\t\tfontSize: 20,\n\t\t\t\t\t\t\tfontWeight: 'bold',\n\t\t\t\t\t\t\tcolor: '#000000',\n\t\t\t\t\t\t},\n\t\t\t\t\t\tsubtextStyle: {\n\t\t\t\t\t\t\tfontSize: 14,\n\t\t\t\t\t\t\tfontWeight: 'normal',\n\t\t\t\t\t\t\tcolor: '#999999',\n\t\t\t\t\t\t}\n\t\t\t\t\t},\n\t\t\t\t\ttoolbox: {\n\t\t\t\t\t\tshow: '1',\n\t\t\t\t\t\tright: '25',\n\t\t\t\t\t\ttop: '10',\n\t\t\t\t\t\titemSize: 20,\n\t\t\t\t\t\tshowTitle: true,\n\t\t\t\t\t\tfeature: {\n\t\t\t\t\t\t\tsaveAsImage: {\n\t\t\t\t\t\t\t\ticon: 'image:\/\/'+fs.theme_uri+'\/assets\/images\/icons-download-blue.svg',\n\t\t\t\t\t\t\t\ticonStyle: {\n\t\t\t\t\t\t\t\t\tcolor: '#2098ce',\n\t\t\t\t\t\t\t\t\tborderColor: '#2098ce',\n\t\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\t\ttitle: 'Atsisi\u0173sti',\n\t\t\t\t\t\t\t\tpixelRatio: '2',\n\t\t\t\t\t\t\t\tbackgroundColor: '#ffffff'\n\t\t\t\t\t\t\t}\n\t\t\t\t\t\t}\n\t\t\t\t\t},\n\t\t\t\t\tcolor: ['#60d394', '#2098ce', '#137dad'],\n\t\t\t\t\ttooltip : {\n\t\t\t\t\t\ttrigger: 'item',\n\t\t\t\t\t\t\tformatter: '{b0}: {c0}'\n\t\t\t\t\t\t},\n\t\t\t\t\tdataZoom: [\n\t\t\t\t\t\t{\n\t\t\t\t\t\t\ttype: 'inside'\n\t\t\t\t\t\t}\n\t\t\t\t\t],\n\t\t\t\t\txAxis: {\n\t\t\t\t\t\ttype: 'category',\n\t\t\t\t\t\tdata: val_arr,\n\t\t\t\t\t\tname: 'M\u0117nesis',\n\t\t\t\t\t\tnameLocation: 'middle',\n\t\t\t\t\t\tnameGap: '50',\n\t\t\t\t\t\tnameTextStyle: {\n\t\t\t\t\t\t\tcolor: '#999'\n\t\t\t\t\t\t},\n\t\t\t\t\t\taxisLabel: {\n\t\t\t\t\t\t\tinside: false,\n\t\t\t\t\t\t\ttextStyle: {\n\t\t\t\t\t\t\t\tcolor: '#999'\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\tformatter: function (value) {\n\t\t\t\t\t\t\t\t\/\/ Function to wrap text\n\t\t\t\t\t\t\t\tlet maxCharsPerLine = 10; 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Tai yra garantas, jog susirg\u0119, netek\u0119 darbo ar i\u0161\u0117j\u0119 motinyst\u0117s (t\u0117vyst\u0117s) atostog\u0173, gausite pragyvenimui reikaling\u0105 pa\u0161alp\u0105 &#8211; iki 100% kompensuojamojo u\u017edarbio.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Fiksuotas_darbo_laikas\">Fiksuotas darbo laikas<\/h3>\n\n\n\n<p>Skirtingai nuo kit\u0173 veiklos r\u016b\u0161i\u0173, nuolatinis darbas turi fiksuot\u0105 darbo grafik\u0105 bei maksimal\u0173 darbo laik\u0105, kur\u012f reglamentuoja darbo kodeksas.<\/p>\n\n\n\n<p>Remiantis Lietuvos Respublikos socialin\u0117s apsaugos ir darbo ministerijos duomenimis, naujasis darbo kodeksas reglamentuoja \u0161iuos darbo laikus:<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Darbo laiko reglamentai<\/h4>\n\n\n\n<figure class=\"wp-block-table aligncenter is-style-fn-tables shortcode-no\"><table><tbody><tr><td>Vidutinis darbo laikas (su vir\u0161valand\u017eiais)<\/td><td>48val. per savait\u0119<\/td><\/tr><tr><td>Maksimalus darbo laikas (su vir\u0161valand\u017eiais, pap. darbu)<\/td><td>Iki 12val. per dien\u0105, <br>iki 60val. per savait\u0119<\/td><\/tr><tr><td>Maksimali vir\u0161valand\u017ei\u0173 trukm\u0117<\/td><td>iki 8 val. per savait\u0119, <\/td><\/tr><tr><td>Maksimal\u016bs vir\u0161valand\u017eiai (su darbuotojo sutikimu)<\/td><td>iki 12 val. per savait\u0119<\/td><\/tr><tr><td>Maksimali metin\u0117 vir\u0161valand\u017ei\u0173 trukm\u0117<\/td><td>180val.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Taip pat svarbu pamin\u0117ti, kad u\u017e vir\u0161valand\u017eius jums bus mokama dvigubai. \u0160aunu, tiesa?<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Galimyb_kilti_karjeros_laiptais\">Galimyb\u0117 kilti karjeros laiptais<\/h3>\n\n\n\n<p>Nuolatinis darbas visados tur\u0117t\u0173 suteikti galimyb\u0119 kilti karjeros laiptais (o jei nesuteikia, galb\u016bt vert\u0117t\u0173 ie\u0161kotis kito, j\u016bs\u0173 verto darbo). <\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Geras_darbas___su_galimybmis\">Geras darbas &#8211; su galimyb\u0117mis<\/h3><p>Tur\u0117dami ger\u0105 nuolatin\u012f darb\u0105, neb\u016bsite \u201e\u012fstrig\u0119\u201c sistemoje- j\u016bs\u0173 pareigos bei darbo u\u017emokestis keisis bei kils priklausomai nuo to, kiek pastangos \u012fd\u0117site bei kiek iniciatyvos parodysite.<\/p><\/div>\n\n\n<p>Statistiniais duomenimis, daugumos \u012fmoni\u0173 vadovais tampa t\u0173 pa\u010di\u0173 \u012fmoni\u0173 buv\u0119 paprasti darbuotojai, parod\u0119 savo sugeb\u0117jimus bei iniciatyv\u0105. Tod\u0117l susirad\u0119 nuolatin\u012f darb\u0105, pasistenkite! Tai gali b\u016bti j\u016bs\u0173 kilimo karjeros laiptais prad\u017eia.<\/p>\n\n\n\n<p>Tokie yra pagrindiniai nuolatinio darbo privalumai. \u017dinoma, viskas, kas turi privalum\u0173, turi ir tr\u016bkum\u0173, tod\u0117l privalome juos su\u017einoti- aptarti dalykus, kurie nuolatin\u012f darb\u0105 padaro ne tok\u012f patraukl\u0173.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><h3 id=\"Nuolatinio_darbo_trkumai\">Nuolatinio darbo tr\u016bkumai<\/h3><li><p>Monotonija<\/p>\n<\/li><li><p>Ma\u017eiau laisv\u0117s &#8211; privalu laikytis nustatyto grafiko<\/p>\n<\/li><li><p>Stresas<\/p>\n<\/li><\/ul><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Monotonija\">Monotonija<\/h3>\n\n\n\n<p>Nebent jums pasisekt\u0173 gauti k\u016brybi\u0161k\u0105, nenuobod\u0173 darb\u0105, da\u017eniausiai nuolatinis darbas \u012fmon\u0117je i\u0161 j\u016bs\u0173 reikalaus monotonijos.<\/p>\n\n\n\n<p>Tai yra, tam tikros funkcijos atlikimo, funkcijos, kuri, laikui b\u0117gant, nelabai keisis. Pati darbo specifika gali b\u016bti skirtinga, ta\u010diau jeigu, tarkime, \u012fsidarbinsite sand\u0117lyje, jums nuolatos teks sand\u0117liuoti prekes ir yra ma\u017eai tik\u0117tina, jog darysite k\u0105 nors kita.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box warning\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Svarbu_rasti_tinkam\">Svarbu rasti tinkam\u0105<\/h3><p>Ie\u0161kodami nuolatinio darbo pagalvokite, ar funkcijos specifika, kurios reikalauja j\u016bs\u0173 b\u016bsimas darbas jums tinka, ir ar nuolatinis tos funkcijos atlikimas jums nekels kan\u010dios.<\/p><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Maiau_laisvs\">Ma\u017eiau laisv\u0117s<\/h3>\n\n\n\n<p>Tai yra vienas didesni\u0173 nuolatinio darbo tr\u016bkum\u0173- darbdavys nustatys j\u016bs\u0173 darbo grafik\u0105, o j\u016bs tur\u0117site to grafiko laikytis. Tai rei\u0161kia, kad negal\u0117site planuotis viso savo laiko- tam tikr\u0105 dal\u012f tur\u0117site skirti darbui ir tos dalies niekur patraukti negal\u0117site.<\/p>\n\n\n\n<p>Jeigu darbo grafikas atitinka jus ir j\u016bs tuo grafiku esate patenkinti &#8211; puiku! <\/p>\n\n\n\n<p>Ta\u010diau jeigu, tarkime, j\u016bs esate produktyviausias rytais, o darbdavys reikalauja dirbti slenkan\u010diu darbo grafiku ir kas tre\u010di\u0105 dien\u0105 s\u0117d\u0117ti naktin\u0117je pamainoje, tai atims jums komfortabilias darbo s\u0105lygas.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/sutaupyk\/investavimas-ar-verta-pabandyti\/\" class=\"button  is-rounded is-primary is-inverted is-outlined is-medium is-arrow is-fullwidth\" target=\"_blank\"  >Investavimas &#8211; i\u0161bandykite jau dabar<\/a><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Stresas\">Stresas<\/h3>\n\n\n\n<p class=\"has-text-align-left\">\u017dinoma, viskas priklauso nuo konkretaus kolektyvo, kurio dalimi tapsite, bei vadovo, prie\u0161 kur\u012f b\u016bsite atsakingas u\u017e savo pareig\u0173 atlikim\u0105.<\/p>\n\n\n\n<p class=\"has-text-align-left\">Deja, neretai nuolatin\u012f darb\u0105 turintys \u017emon\u0117s tampa savo kolektyvo bei darbdavio \u201e\u012fkaitais\u201c &#8211; patiria nuolatin\u012f stres\u0105 bei spaudim\u0105 darbe.<\/p>\n\n\n\n<p>Ypa\u010d daug streso patiria Lietuvos gydymo sistemos darbuotojai &#8211; vis garsiau kalbama apie mobing\u0105 bei kitas problemas.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Darbo pob\u016bdis &#8211; svarbus<\/h4>\n\n\n\n<p>Daug priklauso ir nuo pa\u010dios darbo specifikos &#8211; kur greitesnis tempas, ten, da\u017eniausiai, daugiau ir streso. Tai ypa\u010d aktualu \u017emon\u0117ms, galvojantiems apie darb\u0105 restorane, klient\u0173 aptarnavimo skyriuje, ar norintiems savo j\u0117gas i\u0161m\u0117ginti produkt\u0173 gamyboje.<\/p>\n\n\n\n<p>Visk\u0105 pasv\u0117r\u0117te ir norite surasti nuolatin\u012f darb\u0105? Pakalb\u0117kime apie tai, kaip jums atrasti j\u016bs\u0173 vert\u0105, ger\u0105 darb\u0105.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Gero_darbo_paiekos\">Gero darbo paie\u0161kos<\/h3>\n\n\n\n<p>Yra kelios taisykl\u0117s, kuri\u0173 vert\u0117t\u0173 laikytis beie\u0161kant nuolatinio darbo:<\/p>\n\n\n\n<ul>\n<li><em><strong>Labai atid\u017eiai rinkit\u0117s darbo pob\u016bd\u012f<\/strong><\/em> &#8211; tik surad\u0119 sau patinkant\u012f darb\u0105 gal\u0117site realizuoti save bei kilti karjeros laiptais.<\/li>\n\n\n\n<li><em><strong>Atsi\u017evelkite \u012f darbo grafik\u0105<\/strong><\/em> bei \u012fsitikinkite, jog su b\u016bsimu darbdaviu bus gera dirbti &#8211; taip i\u0161vengsite streso bei kan\u010dios poj\u016b\u010dio darbe.<\/li>\n\n\n\n<li><strong><em>Tur\u0117kite kartel\u0119 ir niekados jos nenuleiskite.<\/em><\/strong> Taip, tiesa yra tokia, jog da\u017enai darbdaviai Lietuvoje ie\u0161ko \u201epigi\u0173\u201c darbuotoj\u0173, kurie dirbs sud\u0117ting\u0105 darb\u0105 u\u017e neadekva\u010diai ma\u017e\u0105 atlyg\u012f- neb\u016bkite vienas j\u0173.<\/li>\n\n\n\n<li><strong><em>Ma\u017eiau formalum\u0173, daugiau pastangos.<\/em><\/strong> Pasira\u0161ykite nuo\u0161ird\u0173 C.V. &#8211; su tikru j\u016bs\u0173 po\u017ei\u016briu, nuo\u0161ird\u017eiais pom\u0117giais bei netradiciniais sugeb\u0117jimais. <\/li>\n<\/ul>\n\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Bkite_savimi\">B\u016bkite savimi<\/h3><p>Savo darbuotojus vertinantys darbdaviai neie\u0161ko formalios kauk\u0117s &#8211; juos daug labiau sudomins tikras \u017emogus, kuris turi savo asmenyb\u0119 bei savo po\u017ei\u016br\u012f.<\/p><\/div>\n\n\n<p>Taip pat, ra\u0161ydami motyvacin\u012f lai\u0161k\u0105, parodykite b\u016bsimam darbdaviui, jog nuo\u0161ird\u017eiai norite to darbo.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/asmeniniai-finansai\/\" class=\"button  is-rounded is-primary is-inverted is-outlined is-medium is-fullwidth\" target=\"_blank\"  >Suvaldykite asmeninius finansus<\/a><\/div>\n\n\n<p>Jums neb\u016btina para\u0161yti 3 puslapi\u0173 traktato apie j\u016bs\u0173 sugeb\u0117jimus &#8211; u\u017etenka nuo\u0161ird\u017eiai parodyti, kad labai norite dirbti b\u016btent toje \u012fmon\u0117je ir, kad esate motyvuotas dirbti b\u016btent t\u0105 darb\u0105.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Pasistenkite\">Pasistenkite<\/h3><p>Pasira\u0161\u0119 ger\u0105 C.V. bei \u012fd\u0117j\u0119 pakankamai pastangos, galite susirasti tikrai ger\u0105, j\u016bs\u0173 vert\u0105 darb\u0105. Tad pasistenkite &#8211; j\u016bs verti geresnio darbo!<\/p><\/div>\n\n\n<p>Vis d\u0117lto, jei nuolatin\u012f darb\u0105 jau turite (ir norite gauti papildom\u0173 pajam\u0173) arba nusprend\u0117te, jog \u0161is u\u017edarbio tipas jums netinka ir ie\u0161kosite kitoki\u0173 pajam\u0173 \u0161altini\u0173 (apie juos pakalb\u0117sime kiek v\u0117liau), taip pat b\u016bt\u0173 protinga pagalvoti ir apie papildom\u0105 darb\u0105.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Darbas_i_nam___populiarjantis_pasirinkimas\">Darbas i\u0161 nam\u0173 &#8211; populiar\u0117jantis pasirinkimas<\/h3>\n\n\n\n<p>Darbas i\u0161 nam\u0173 (darbas namuose) &#8211; spar\u010diai populiar\u0117jantis \u012fdarbinimo b\u016bdas.<\/p>\n\n\n\n<p>Jeigu jums patinka laisv\u0117 bei nam\u0173 darbo aplinka, mes patariame pasidom\u0117ti, ar yra galimyb\u0117 susirasti darb\u0105 internetu.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Udarbis_i_nam___tipai\">U\u017edarbis i\u0161 nam\u0173 &#8211; tipai<\/h3>\n\n\n\n<p>Trumpai aptarkime, kokio tipo darbus galite dirbti, jei tai norite daryti i\u0161 nam\u0173. Laimei, \u0161iuo metu dirbti i\u0161 nam\u0173 gali beveik kiekvienas &#8211; rasti sau tinkam\u0105 srit\u012f n\u0117ra sunku.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Darbas Namuose &#8211; kategorijos:<\/h4>\n\n\n\n<ul>\n<li>Programavimas.<\/li>\n\n\n\n<li>\u012evairi\u0173 sistem\u0173 prie\u017ei\u016bra.<\/li>\n\n\n\n<li>Dauguma kit\u0173 IT darb\u0173.<\/li>\n\n\n\n<li>Grafinis dizainas.<\/li>\n\n\n\n<li>\u017durnalistika, straipsni\u0173 ra\u0161ymas.<\/li>\n\n\n\n<li>Vertimas.<\/li>\n\n\n\n<li>Video monta\u017eas, multimedija.<\/li>\n\n\n\n<li>Vadybininko pareigos.<\/li>\n\n\n\n<li>K\u016brybinis darbas (vizualiniai bei garsiniai k\u016briniai).<\/li>\n\n\n\n<li>Klient\u0173 aptarnavimas.<\/li>\n\n\n\n<li>Apskaita, buhalterio pareigos.<\/li>\n\n\n\n<li>Duomen\u0173 Analiz\u0117.<\/li>\n\n\n\n<li>Rinkodara.<\/li>\n\n\n\n<li>Vadovo pareigos.<\/li>\n<\/ul>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/asmeniniai-finansai\/darbas-namuose-misija-imanoma\/\" class=\"button  is-light is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  >Skaitykite daugiau: Darbas i\u0161 Nam\u0173<\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"i4_Papildomas_darbas\">4. Papildomas darbas<\/h2>\n\n\n\n<p>Papildomas darbas &#8211; puiki galimyb\u0117 u\u017esidirbti \u017emon\u0117ms, jau turintiems nuolatin\u012f darb\u0105 bei norintiems tur\u0117ti papildom\u0173 pajam\u0173 \u0161altin\u012f.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Keletas papildomo darbo pavyzd\u017ei\u0173:<\/h4>\n\n\n\n<ul>\n<li> Ved\u017eioti \u0161unis, <\/li>\n\n\n\n<li>Dirbti \u012fmon\u0117je nepilnu etatu, <\/li>\n\n\n\n<li>Vykdyti u\u017esakymus internetu (koreguoti nuotraukas, tvarkyti buhalterin\u0119 apskait\u0105, pri\u017ei\u016br\u0117ti interneto puslapius ir taip toliau).<\/li>\n\n\n\n<li>Dirbti vadybos darb\u0105 i\u0161 nam\u0173.<\/li>\n\n\n\n<li>Rasti darb\u0105 lanks\u010diu grafiku (padav\u0117jas, barmenas ir pan.)<\/li>\n<\/ul>\n\n\n\n<p>Viskas priklauso nuo j\u016bs\u0173 sugeb\u0117jimo bei to, kuo norite u\u017esiimti.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><h3 id=\"Papildomo_darbo_privalumai\">Papildomo darbo privalumai<\/h3><li><p><strong>Papildomos pajamos.<\/strong><\/p>\n<p>Laisvu laiku dirbdami papildomai, u\u017esidirbsite daugiau pinig\u0173 ir taip daug grei\u010diau pasieksite bet kok\u012f tiksl\u0105, kuriam reikalingos pajamos.<\/p>\n<\/li><li><p><strong>Derinamas darbo grafikas.<\/strong><\/p>\n<p>Da\u017eniausiai, dirbdami papildomai patys gal\u0117site planuotis savo darbo grafik\u0105- patys nuspr\u0119site, kada darysite pertraukas, kiek dirbsite bei kiek ils\u0117sit\u0117s. <\/p>\n<p>Tiesa, net tur\u0117dami darb\u0105 \u012fmon\u0117je (nepilnu etatu), da\u017eniausiai gal\u0117site susitarti su darbdaviu d\u0117l darbo grafiko suderinimo su kitomis j\u016bs\u0173 veiklomis.<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>Papildomas darbas yra tikrai geras b\u016bdas u\u017esidirbti, ta\u010diau vert\u0117t\u0173 nepamir\u0161ti, jog papildomas darbas turi ir tr\u016bkum\u0173.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><h3 id=\"Papildomo_darbo_trkumai\">Papildomo darbo tr\u016bkumai<\/h3><li><p><strong>\u017dymiai ma\u017eiau laisvo laiko.<\/strong><\/p>\n<p>Jei jau turite nuolatin\u012f darb\u0105 arba did\u017ei\u0105j\u0105 dienos dal\u012f skiriate kitokios veiklos vystymui, papildomam darbui teks paaukoti beveik vis\u0105 likus\u012f laisv\u0105 laik\u0105.<\/p>\n<p>Tokiam sprendimui ry\u017etis sunku, nes kol dirbsite papildomai, vis\u0105 savo tuometin\u012f gyvenim\u0105 tur\u0117site skirti tik pajam\u0173 gavimui.<\/p>\n<\/li><li><p><strong>Papildomas darbas nepaauk\u0161tins.<\/strong><\/p>\n<p>Tur\u0117kite omenyje, jog papildomas darbas yra tik laikinas pajam\u0173 \u0161altinis. Da\u017eniausiai \u012fmon\u0117s savo darbuotojams, dirbantiems nepilnu etatu, karjeros galimybi\u0173 pasi\u016blyti negali, tod\u0117l tikimyb\u0117, kad gal\u0117site kilti karjeros laiptais nedirbdami pilnu etatu, yra labai ma\u017ea.<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>Papildomas darbas yra puikus pasirinkimas tiems, kurie jau turi nuolatin\u012f darb\u0105 ir laisvalaik\u012f nori paversti papildomomis pajamomis. <\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/sutaupyk\/investavimas-kokios-santaupos-reikalingos\/\" class=\"button  is-rounded is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  >I\u0161mokite \u012fdarbinti net ir nedideles santaupas<\/a><\/div>\n\n\n<p>Ta\u010diau jeigu aukoti laisvalaikio nenorite, o nuolatin\u0117s pareigos \u012fmon\u0117je j\u016bs\u0173 nedomina, vert\u0117t\u0173 aptarti kit\u0105 u\u017edarbio b\u016bd\u0105, kurio pavadinimas yra&#8230;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"i5_Individuali_veikla\">5. Individuali veikla<\/h2>\n\n\n\n<p>Jeigu turite id\u0117j\u0105, \u017emon\u0117ms galite pasi\u016blyti ka\u017ek\u0105 originalaus, bei esate pasireng\u0119 pasistengti d\u0117l sau i\u0161sikelto tikslo, individuali veikla gali b\u016bti tas pajam\u0173 \u0161altinis, kurio ie\u0161kojote.<\/p>\n\n\n\n<p>Individualia veikla tur\u0117t\u0173 susidom\u0117ti tie \u017emon\u0117s, kurie vertina galimyb\u0119 planuoti savo laik\u0105 bei nori dirbti patys sau.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><h3 id=\"Individualios_veiklos_privalumai\">Individualios veiklos privalumai<\/h3><li><p><strong>Dirbsite tai, k\u0105 norite.<\/strong><\/p>\n<p>Visk\u0105 apgalvodami ir suteikdami produktui (arba paslaugai) original\u0173 pateikim\u0105, bet kok\u012f savo hob\u012f galite paversti geru pajam\u0173 \u0161altiniu.<\/p>\n<\/li><li><p><strong>Laisvas darbo grafikas.<\/strong><\/p>\n<p>Kaip ir dirbdami papildom\u0105 darb\u0105, u\u017esiimdami individualia veikla patys planuosite savo darbo grafik\u0105 ir patys spr\u0119site, kada laikas dirbti, o kada- ils\u0117tis.<\/p>\n<\/li><li><p><strong>U\u017edarbis &#8211; priklausys nuo j\u016bs\u0173.<\/strong><\/p>\n<p>Palyginus su anks\u010diau aptartais u\u017edarbio b\u016bdais, individuali veikla suteikia daugiau galimybi\u0173 u\u017esidirbti dideles pajamas. <\/p>\n<p>U\u017esiimdami individualia veikla atlyginim\u0105 sau mokate patys, tad pasisteng\u0119 ir i\u0161pl\u0117t\u0119 savo veikl\u0105, i\u0161kart pajusite pastang\u0173 rezultatus- nereik\u0117s laukti paauk\u0161tinimo.<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>\u017dinoma, galimyb\u0117 dirbti k\u0105 nori, kada nori, ir dar i\u0161 to gerai u\u017edirbti skamba puikiai, ta\u010diau d\u0117l s\u0117km\u0117s teks stengtis.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/how-to\/50-verslo-ideju\/\" class=\"button  is-light is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  >Prad\u0117kite savo veikl\u0105 be investicij\u0173: 50 Verslo Id\u0117j\u0173!<\/a><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Skms_teks_palaukti\">S\u0117km\u0117s teks palaukti<\/h3>\n\n\n\n<p>Individuali veikla reikalauja daug pastang\u0173 ir laiko tam, kad prad\u0117t\u0173 ne\u0161ti stabil\u0173 peln\u0105 &#8211; gali praeiti daugiau nei metai, kol prad\u0117site skinti savo pastang\u0173 vaisius ir sugeb\u0117site pragyventi vien i\u0161 individualios veiklos. <\/p>\n\n\n\n<p>Vis d\u0117lto, iki to laiko teks \u012fd\u0117ti labai daug pastangos ir kantriai, pama\u017eu vystyti savo veikl\u0105.Manote, kad esate pasireng\u0119 prad\u0117ti individuali\u0105 veikl\u0105? Prad\u0117kime!<\/p>\n\n\n<h3 id=\"Kaip_pradti_individuali_veikl\">Kaip prad\u0117ti individuali\u0105 veikl\u0105?<\/h3><div class=\"howto_desc\"><p>Prad\u0117ti individuali\u0105 veikl\u0105 n\u0117ra sud\u0117tinga &#8211; u\u017etenka tur\u0117ti didelio noro ir ry\u017eto siekti savo svajoni\u0173. Aptarkime, kaip galite prad\u0117ti individuali\u0105 veikl\u0105 jau \u0161iandien.<\/p><\/div><div class=\"single-article__steps\">        <style>\n            .single-article__steps-items .single-article__steps-content {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n                width: calc(100% - 5px);\n            }\n            .single-article__steps-items .single-article__steps-counter {\n                padding: 5px 20px;\n                border-radius: 3px;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n\/*            .single-article__steps-items::before {\n                content: \"\";\n                position: absolute;\n                top: 20px;\n                left: 0;\n                height: calc(100% + 40px);\n                border-left: 2px dashed #e0e0e1;\n            }*\/\n            .single-article__conclusion-tag {\n                padding: 5px 20px;\n                border-radius: 3px;\n                color: #000000;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n            .single-article__conclusion-item {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n            }\n        <\/style>\n        <div class=\"single-article__steps-items\"><div class=\"single-article__steps-counter\" id=\"step_1\">1 \u017dingsnis<\/div><div class=\"single-article__steps-content\"><h3 id=\"Sugalvokite-ideja\">Sugalvokite id\u0117j\u0105<\/h3><p>Viskas prasideda nuo sumanios id\u0117jos. Pagalvokite, ko reikia \u017emon\u0117ms bei k\u0105 jiems galite pasi\u016blyti j\u016bs. Net jeigu tai, kuo norite u\u017esiimti, jau egzistuoja rinkoje, nenusiminkite!<\/p>\n<p>U\u017etenka prie j\u016bs\u0173 veiklai suteikti truput\u012f originalumo, ka\u017eko, kas atspind\u0117t\u0173 j\u016bs\u0173 asmenyb\u0119- taip i\u0161kart i\u0161siskirsite i\u0161 konkurent\u0173 ir pritrauksite daugiau klient\u0173.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_2\">2 \u017dingsnis<\/div><div class=\"single-article__steps-content\"><h3 id=\"Pasiruoskite\">Pasiruo\u0161kite<\/h3><p>Pasiruo\u0161imas turb\u016bt yra svarbiausia s\u0117kmingos individualios veiklos prad\u017eios dalis. Tur\u0117kite omenyje, kad s\u0117km\u0117s galite sulaukti ne i\u0161 karto &#8211; turite apgalvoti ne tik j\u016bs\u0173 veiklos populiarinimo strategij\u0105, bet ir susiplanuoti savo finansus tam, kad individualios veiklos vystymo netekt\u0173 stabdyti anks\u010diau, nei ta veikla prad\u0117s ne\u0161ti peln\u0105.<\/p>\n<p>Taip pat apgalvokite j\u016bs\u0173 paslaug\u0173 klientams teikimo eig\u0105. Sudarykite grafikus, apgalvokite sutar\u010di\u0173 su klientais s\u0105lygas ir taip toliau.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_3\">3 \u017dingsnis<\/div><div class=\"single-article__steps-content\"><h3 id=\"Gaukite-individualios-veiklos-pazyma\">Gaukite individualios veiklos pa\u017eym\u0105<\/h3><p>Tam, kad gal\u0117tum\u0117te prad\u0117ti vykdyti individuali\u0105 veikl\u0105, i\u0161 prad\u017ei\u0173 turite apie savo ketinimus prane\u0161ti valstybinei mokes\u010di\u0173 inspekcijai i\u0161siimdami individualios veiklos pa\u017eym\u0105. Gera \u017einia ta, kad ji nieko nekainuoja- u\u017etenka u\u017epildyti form\u0105 internetu ir jau t\u0105 pa\u010di\u0105 dien\u0105 gal\u0117site prad\u0117ti vykdyti savo veikl\u0105.<\/p>\n<p>Informacij\u0105 apie mokes\u010dius, kuriuos mok\u0117site bei individualios pa\u017eymos i\u0161davimo eig\u0105 galite rasti paspaud\u0119 <a href=\"http:\/\/www.vmi.lt\/cms\/vykdantiems-individualia-veikla\">\u0161i\u0105 nuorod\u0105.<\/a><\/p><\/div><\/div>            <div class=\"single-article__conclusion\">\n                <div class=\"single-article__conclusion-tag\" id=\"step_4\">I\u0161vada<\/div>\n                <div class=\"single-article__conclusion-item\">\n                    <div class=\"single-article__conclusion-content\">\n                                                    <h3>Prane\u0161kite apie save!<\/h3>\n                                                <p>Individuali\u0105 veikl\u0105 vystyti yra sunku, jei niekas ne\u017eino apie j\u016bs\u0173 egzistavim\u0105. Papasakokite apie savo si\u016blomas paslaugas draugams, pa\u017e\u012fstamiems, taip pat papra\u0161ykite j\u0173, jog ir jie apie jus papasakot\u0173 savo draugams- i\u0161kart sulauksite susidom\u0117jimo.<\/p>\n<p>Be to, nepamir\u0161kite ir socialini\u0173 tinkl\u0173- nuolatos skelbdami apie save \u012fvairiose grup\u0117se, sukurdami savo paslaug\u0173 puslap\u012f ir nuolat j\u012f vystydami pasieksite t\u016bkstan\u010dius \u017emoni\u0173 ir taip pritrauksite daug potenciali\u0173 klient\u0173.<\/p>                    <\/div>\n                <\/div>\n            <\/div>\n            <\/div>\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Ar_individuali_veikla___tinkama_jums\">Ar individuali veikla &#8211; tinkama jums?<\/h3><p>Individuali veikla yra puiki galimyb\u0117 tiems, kurie turi id\u0117j\u0105 ir yra pasireng\u0119 siekti savo svajon\u0117s. Individualiai veiklai nereikalingos didel\u0117s investicijos, tereikia kantryb\u0117s ir pastang\u0173.<\/p><\/div>\n\n\n<p>Ta\u010diau galb\u016bt j\u016bs\u0173 id\u0117jos vienas \u012fgyvendinti nesugeb\u0117tum\u0117te ir jos \u012fgyvendinimui reikalinga komanda? Galb\u016bt norite pasiekti pla\u010diuosius vandenis ir esate pasiruo\u0161\u0119 investuoti \u012f savo sumanym\u0105?<\/p>\n\n\n\n<p>Tokiu atveju vert\u0117t\u0173 apm\u0105styti galimyb\u0119 prad\u0117ti nuosav\u0105 versl\u0105.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-left\" id=\"i6_Nuosavas_verslas\">6. Nuosavas verslas<\/h2>\n\n\n\n<p>Prad\u0117ti nuosav\u0105 versl\u0105 nor\u0117t\u0173 daugelis. Jei ir j\u016bs svajojate apie nuosav\u0105 versl\u0105, kod\u0117l gi nepaband\u017eius?<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box key-takeaways\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Verslas___didesnis_ikis\">Verslas &#8211; didesnis i\u0161\u0161\u016bkis<\/h3><p>Verslas nuo individualios veiklos verslas skiriasi tuo, kad verslui prad\u0117ti vien id\u0117jos neu\u017eteks &#8211; taip pat reikalingos investicijos, da\u017enai ir patalpos, darbuotojai.<\/p><\/div>\n\n\n<p>Ap\u017evelkime pagrindinius verslo privalumus, palyginus su individualia veikla.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><h3 id=\"Verslo_privalumai\">Verslo privalumai<\/h3><li><p><strong>Didesn\u0117s pajamos.<\/strong><\/p>\n<p>Verslas suteikia galimyb\u0119 u\u017edirbti daug daugiau, nei gal\u0117tum\u0117te u\u017edirbti u\u017esiimdami individualia veikla. <\/p>\n<p>Taip yra d\u0117l to, kad tur\u0117dami nuosav\u0105 versl\u0105, gal\u0117site \u012fdarbinti kitus \u017emones, tod\u0117l j\u016bs\u0173 veiklos pl\u0117tros neapribos j\u016bs\u0173 limituota darbo j\u0117ga ir taip gal\u0117site neribotai pl\u0117sti savo veikl\u0105.<\/p>\n<\/li><li><p><strong>Galimyb\u0117 suma\u017einti darbo kr\u016bv\u012f.<\/strong><\/p>\n<p>Skirtingai nuo individualios veiklos, kuria u\u017esiimant visk\u0105 tekt\u0173 daryti patiems, suk\u016br\u0119 bei i\u0161vyst\u0119 savo versl\u0105, gal\u0117site \u012fdarbinti darbuotojus, kurie visus reikalingus darbus atliks u\u017e jus.<\/p>\n<p>Tai rei\u0161kia, kad j\u016bs\u0173 verslas gal\u0117s gyvuoti be j\u016bs\u0173 \u012fsiki\u0161imo ir jums dirbti beveik nebereik\u0117s.<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>Ta\u010diau verslas, palyginus su individualia veikla, turi ne tik prana\u0161um\u0173, bet ir labai svari\u0173 tr\u016bkum\u0173.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/asmeniniai-finansai\/verslo-liudijimas-uzsidirbti-ir-buti-laisvam\/\" class=\"button  is-rounded is-primary is-inverted is-outlined is-medium is-arrow is-fullwidth\" target=\"_blank\"  >Bijote UAB? Rinkit\u0117s verslo liudijim\u0105!<\/a><\/div>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><h3 id=\"Nuosavo_verslo_rizika\">Nuosavo verslo rizika<\/h3><li><p><strong>Didesn\u0117 rizika.<\/strong><\/p>\n<p>Nors individualiai veiklai prad\u0117ti nereikalingos beveik jokios investicijos, verslui \u012fsteigti gali prireikti nuo keli\u0173 iki keliasde\u0161imties t\u016bkstan\u010di\u0173 eur\u0173. <\/p>\n<p>Tai rei\u0161kia, kad jeigu verslas nebus s\u0117kmingas, prarasite ne tik versl\u0105, bet ir visus investuotus pinigus.<\/p>\n<\/li><li><p><strong>Verslo prad\u017eia &#8211; komplikuota.<\/strong><\/p>\n<p>Jei individualiai veiklai prad\u0117ti u\u017etenka keli\u0173 minu\u010di\u0173 internete, \u012fsteigti nuosav\u0105 versl\u0105 (\u012fmon\u0119) yra sud\u0117tinga ir \u0161is procesas reikalauja daug laiko.<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/wiki\/mazoji-bendrija-mb-steigimas-mokesciai-apskaita\/\" class=\"button  is-rounded is-primary is-medium is-arrow is-fullwidth\" target=\"_blank\"  >Ma\u017eosios Bendrijos steigimas &#8211; viskas, k\u0105 reikia \u017einoti<\/a><\/div>\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Mokesiai\">Mokes\u010diai<\/h3><p>Jei vis d\u0117lto norite prad\u0117ti nuosav\u0105 versl\u0105, surasti vis\u0105 reikiam\u0105 informacij\u0105 apie mokamus mokes\u010dius galite <a href=\"https:\/\/www.vmi.lt\/evmi\/mokes%C4%8Diai\" target=\"_blank\" rel=\"noopener\">\u010dia.<\/a><\/p><\/div>\n\n\n<p>Taip pat, nor\u0117dami su\u017einoti daugiau apie \u012fmon\u0117s steigimo proced\u016bras galite paspaud\u0119 <a href=\"http:\/\/www.registrucentras.lt\/jar\/atmintines\/e-gidas.php\">\u0161i\u0105 nuorod\u0105<\/a>.<\/p>\n\n\n<div class=\"fn_block block_fn_charts\"><div id=\"38\" 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'#000000',\n\t\t\t\t\t\t},\n\t\t\t\t\t\tsubtextStyle: {\n\t\t\t\t\t\t\tfontSize: 14,\n\t\t\t\t\t\t\tfontWeight: 'normal',\n\t\t\t\t\t\t\tcolor: '#999999',\n\t\t\t\t\t\t}\n\t\t\t\t\t},\n\t\t\t\t\ttoolbox: {\n\t\t\t\t\t\tshow: '1',\n\t\t\t\t\t\tright: '25',\n\t\t\t\t\t\ttop: '10',\n\t\t\t\t\t\titemSize: 20,\n\t\t\t\t\t\tshowTitle: true,\n\t\t\t\t\t\tfeature: {\n\t\t\t\t\t\t\tsaveAsImage: {\n\t\t\t\t\t\t\t\ticon: 'image:\/\/'+fs.theme_uri+'\/assets\/images\/icons-download-blue.svg',\n\t\t\t\t\t\t\t\ticonStyle: {\n\t\t\t\t\t\t\t\t\tcolor: '#2098ce',\n\t\t\t\t\t\t\t\t\tborderColor: '#2098ce',\n\t\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\t\ttitle: 'Atsisi\u0173sti',\n\t\t\t\t\t\t\t\tpixelRatio: '2',\n\t\t\t\t\t\t\t\tbackgroundColor: '#ffffff'\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t}\n\t\t\t\t\t},\n\t\t\t\t\ttextStyle: {\n\t\t\t\t\t\tfontFamily: 'Poppins, arial, sans-serif',\n\t\t\t\t\t\tfontWeight: 'lighter',\n\t\t\t\t\t\tfontSize: '14'\n\t\t\t\t\t},\n\t\t\t\t\tcolor: ['#fdce54','#60d394', '#d34a4a', 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30,\n\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\tstartAngle: 110,\n\t\t\t\t\t\t\tcenter: ['50%', '50%'],\n\t\t\t\t\t\t\tselectedMode: 'single',\n\t\t\t\t\t\t\tdata: data_arr,\n\t\t\t\t\t\t\titemStyle: {\n\t\t\t\t\t\t\t\tborderColor: '#FFFFFF',\n\t\t\t\t\t\t\t\tborderWidth: 3,\n\t\t\t\t\t\t\t\temphasis: {\n\t\t\t\t\t\t\t\t\tborderWidth: 0,\n\t\t\t\t\t\t\t\t\tshadowBlur: 10,\n\t\t\t\t\t\t\t\t\tshadowOffsetX: 0,\n\t\t\t\t\t\t\t\t\tshadowColor: 'rgba(0, 0, 0, 0.5)'\n\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t}\n\t\t\t\t\t]\n\t\t\t\t},\n\t\t\t\tmedia: [\n\t\t\t\t\t{ query: {maxWidth: 450},\n\t\t\t\t\t\toption: {\n\t\t\t\t\t\t\ttitle: {\n\t\t\t\t\t\t\t\tleft: '5',\n\t\t\t\t\t\t\t\ttop: '5',\n\t\t\t\t\t\t\t\ttextStyle: {\n\t\t\t\t\t\t\t\t\tfontSize: 14,\n\t\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\t\tsubtextStyle: {\n\t\t\t\t\t\t\t\t\tfontSize: 10,\n\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\ttoolbox: {\n\t\t\t\t\t\t\t\tright: '15',\n\t\t\t\t\t\t\t\ttop: '5',\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\tseries : [\n\t\t\t\t\t\t\t\t{\n\t\t\t\t\t\t\t\t\tradius : '39%',\n\t\t\t\t\t\t\t\t\tlabel: {\n\t\t\t\t\t\t\t\t\t\tnormal: {\n\t\t\t\t\t\t\t\t\t\t\tfontSize: 10\n\t\t\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\t\t\tlabelLine: {\n\t\t\t\t\t\t\t\t\t\tnormal: {\n\t\t\t\t\t\t\t\t\t\t\tlength: 10,\n\t\t\t\t\t\t\t\t\t\t\tlength2: 10,\n\t\t\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\t\t\tcenter: ['50%', '40%'],\n\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t]\n\t\t\t\t\t\t}\n\t\t\t\t\t},\n\t\t\t\t\t{ query: {minWidth: 450},\n\t\t\t\t\t\toption: {\n\t\t\t\t\t\t\ttitle: {\n\t\t\t\t\t\t\t\tleft: '10',\n\t\t\t\t\t\t\t\ttop: '10',\n\t\t\t\t\t\t\t\ttextStyle: {\n\t\t\t\t\t\t\t\t\tfontSize: 20,\n\t\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\t\tsubtextStyle: {\n\t\t\t\t\t\t\t\t\tfontSize: 14,\n\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\ttoolbox: {\n\t\t\t\t\t\t\t\tright: '25',\n\t\t\t\t\t\t\t\ttop: '10',\n\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\tseries : [\n\t\t\t\t\t\t\t\t{\n\t\t\t\t\t\t\t\t\tradius : '60%',\n\t\t\t\t\t\t\t\t\tlabel: {\n\t\t\t\t\t\t\t\t\t\tnormal: {\n\t\t\t\t\t\t\t\t\t\t\tfontSize: 14\n\t\t\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\t\t\tlabelLine: {\n\t\t\t\t\t\t\t\t\t\tnormal: {\n\t\t\t\t\t\t\t\t\t\t\tlength: 20,\n\t\t\t\t\t\t\t\t\t\t\tlength2: 30,\n\t\t\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t\t\t},\n\t\t\t\t\t\t\t\t\tcenter: ['50%', '50%'],\n\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t]\n\t\t\t\t\t\t}\n\t\t\t\t\t}\n\t\t\t\t]\n\t\t\t};\n\t\t\tmyChart_38.setOption(option);\n\t\t\twindow.addEventListener('resize', function(){\n\t\t\t\tsetTimeout(function () {\n\t\t\t\t\tmyChart_38.resize();\n\t\t\t\t}, 200);\n\t\t\t});\n\t\t}, 1000);\n\t<\/script>\n\n\n\n\n\n<p>Jei verslo prad\u0117ti nenorite, ta\u010diau turite santaup\u0173 ar kitokio turto ir norite, kad jis ne\u0161t\u0173 peln\u0105, metas aptarti paskutin\u012f u\u017edarbio b\u016bd\u0105.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"i7_Turto_darbinimas\">7. Turto \u012fdarbinimas<\/h2>\n\n\n\n<p>Turimas turtas gali tapti j\u016bs\u0173 pajam\u0173 \u0161altiniu - u\u017etenka \u012fd\u0117ti truput\u012f pastangos ir j\u016bs\u0173 turtas gali prad\u0117ti jums ne\u0161ti pasyvi\u0173 pajam\u0173!<\/p>\n\n\n\n<p>Egzistuoja galyb\u0117 turto \u012fdarbinimo b\u016bd\u0173, ta\u010diau prad\u0117kime nuo paties \u017einomiausio.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Nuoma___pasyvios_pajamos\">Nuoma - pasyvios pajamos<\/h3>\n\n\n\n<p>Visi turime tam tikro turto, kurio nenaudojame. Gal tai automobilis, gal paveld\u0117tas butas, o gal - \u017eem\u0117s sklypas. <\/p>\n\n\n\n<p>Jeigu turite nenaudojamo, bet kitiems reikalingo turto, turime ger\u0173 \u017eini\u0173! \u00a0Toks turtas nesunkiai gali tapti pasyvi\u0173 pajam\u0173 \u0161altiniu - tereikia t\u0105 turt\u0105 i\u0161nuomoti.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Inuomokite_nenaudojam_NT\">I\u0161nuomokite nenaudojam\u0105 N.T.<\/h3>\n\n\n\n<p>Turite nenaudojamo nekilnojamojo turto? Tai puiki galimyb\u0117 u\u017esidirbti. Investav\u0119 truput\u012f pinig\u0173 patalp\u0173 remontui (jei jis reikalingas) bei \u012frengimui, galite neblogai u\u017edirbti i\u0161 buto nuomos, ypa\u010d, jeigu turite nekilnojamojo turto viename i\u0161 didesni\u0173 Lietuvos miest\u0173.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Papras\u010diausiai:<\/h4>\n\n\n\n<ul>\n<li>Suremontuokite turim\u0105 N.T., <\/li>\n\n\n\n<li>\u012evertinkite nuomos rinkos kain\u0105,<\/li>\n\n\n\n<li>Raskite nuomininkus,<\/li>\n\n\n\n<li>D\u017eiaukit\u0117s pelnu!<\/li>\n<\/ul>\n\n\n\n<p>Tai puikus pasyvi\u0173 pajam\u0173 \u0161altinis - tereikia \u012frengti patalpas ir surasti nuomininkus, o tada pinigai, kuriuos suinvestavote \u012f patalp\u0173 remont\u0105, atsipirks jau per 1-2 metus.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Inuomokite_turim_em\">I\u0161nuomokite turim\u0105 \u017eem\u0119.<\/h3>\n\n\n\n<p>\u017demdirbiai nuolatos ie\u0161ko \u017eem\u0117s, kuri\u0105 gal\u0117t\u0173 i\u0161sinuomoti. Jeigu turite derling\u0105 lauk\u0105, galite nesunkiai u\u017edirbti pinig\u0173 j\u012f i\u0161nuomodami. Geriausia yra tai, jog neprireiks joki\u0173 papildom\u0173 investicij\u0173 - tereikia surasti susidom\u0117jus\u012f \u016bkinink\u0105.<\/p>\n\n\n\n<p>Taip pat galite i\u0161nuomoti ir nederling\u0105 \u017eem\u0119, mi\u0161k\u0105, o jei j\u016bs\u0173 sklypas yra vaizdingoje vietov\u0117je, dar geriau! Gal\u0117site i\u0161nuomoti j\u012f brangiau.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"i8_Valstybs_Parama\">8. Valstyb\u0117s Parama.<\/h2>\n\n\n\n<p>Galiausiai, mums taip pat vert\u0117t\u0173 pakalb\u0117ti ir apie dar vien\u0105 ,,u\u017edarbio'' b\u016bd\u0105 - valstyb\u0117s param\u0105.<\/p>\n\n\n\n<p>Visai gali b\u016bti, jog j\u016bs turite teis\u0119 gauti \u012fvairias i\u0161mokas, tik jomis nepasinaudojote. Aptarkime pagrindinius valstybin\u0117s paramos b\u016bdus.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><h3 id=\"Galimos_imokos\">Galimos i\u0161mokos<\/h3><li><p><strong>Vaiko pinigai (parama \u0161eimai).<\/strong><\/p>\n<p>\u012evairios i\u0161mokos turintiems vaik\u0173 bei j\u0173 beilaukian\u010dioms. Daugiau skaitykite <a href=\"https:\/\/financer.lt\/how-to\/parama-seimai-vaiko-pinigai-tevystes-atostogos-ismokos\/\" target=\"_blank\" rel=\"noreferrer noopener\">m\u016bs\u0173 straipsnyje<\/a>.<\/p>\n<\/li><li><p><strong>Bedarbio i\u0161moka.<\/strong><\/p>\n<p>\u012evairi parama praradus darb\u0105. Daugiau skaitykite m\u016bs\u0173 parengtame puslapyje apie <a href=\"https:\/\/financer.lt\/how-to\/pagalba-praradus-darba-bedarbio-pasalpa\/\">bedarbio pa\u0161alp\u0105<\/a>.<\/p>\n<\/li><li><p><strong>Pinigin\u0117 Socialin\u0117 Parama.<\/strong><\/p>\n<p>Parama tiems, kurie gyvena ant skurdo ribos - suteikiamos m\u0117nesin\u0117s pa\u0161alpos.<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"Udarbio_Bdai___DUK\">U\u017edarbio B\u016bdai - D.U.K.<\/h3><h4>Kokie yra pagrindiniai u\u017edarbio b\u016bdai?<\/h4><div class=\"faq_inner\"><ul>\n<li>Nuolatinis darbas,<\/li>\n<li>Papildomas darbas,<\/li>\n<li>Investavimas (vertybiniai popieriai),<\/li>\n<li>Individuali veikla,<\/li>\n<li>Nuosavas verslas<\/li>\n<\/ul><\/div><h4>Darbas i\u0161 nam\u0173 - ar realu rasti darb\u0105 internetu?<\/h4><div class=\"faq_inner\"><p>\u0160iuo metu galimyb\u0117s u\u017edirbti nei\u0161\u0117jus i\u0161 nam\u0173 yra geresn\u0117s, nei bet kada anks\u010diau. D\u0117l buvusios pandemijos bangos nema\u017ea dalis darbdavi\u0173 optimizavo savo vidines sistemas bei pritaik\u0117 daugel\u012f funkcij\u0173 darbui i\u0161 nam\u0173.<\/p>\n<p>Nors kriz\u0117 - praeityje, didel\u0117 dalis darbdavi\u0173 vis dar si\u016blo nuolatines pozicijas i\u0161 nam\u0173 - tai yra puiki proga i\u0161bandyti darb\u0105 nei\u0161einant i\u0161 nam\u0173.<\/p><\/div><h4>Koks yra vidutinis darbo u\u017emokestis 2023?<\/h4><div class=\"faq_inner\"><p>2023 nustatytas vidutinis darbo u\u017emokestis (VDU) yra 1684,90\u20ac <strong><em>ant popieriaus<\/em><\/strong>.<\/p><\/div><h4>Noriu verstis Individualia Veikla - kokius mokes\u010dius prival\u0117siu mok\u0117ti?<\/h4><div class=\"faq_inner\"><p>Savo veikl\u0105 gr\u012fsdami individualios veiklos pa\u017eym\u0117jimu, tur\u0117site mok\u0117ti \u0161iuos mokes\u010dius:<\/p>\n<ul>\n<li>GPM (Gyventoj\u0173 Pajam\u0173 Mokestis)<\/li>\n<li>PSD (Privalomasis Sveikatos Draudimas)<\/li>\n<li>VSD (Valstybinis Socialinis Draudimas)<\/li>\n<\/ul><\/div><h4>Kas geriau - Individuali Veikla pagal pa\u017eym\u0105, ar Verslo Liudijimas?<\/h4><div class=\"faq_inner\"><p>Tai priklauso nuo j\u016bs\u0173 veiklos srities.<\/p>\n<p>Verslo Liudijimas da\u017eniausiai yra \u017eymiai pigesnis d\u0117l savo fiksuoto mokes\u010dio (skirtingai nuo Ind. Veiklos) - tiesa, yra apribojimai veikloms, kuriomis galima u\u017esiimti pagal Verslo Liudijim\u0105.<\/p>\n<p>Jei norite u\u017esiimti darbu, susijusiu su internetu \/ informacin\u0117mis technologijomis, jums reik\u0117s rinktis Individualios Veiklos Pa\u017eym\u0105.<\/p><\/div><h4>Kokio tipo veiklomis galiu u\u017esiimti su Verslo Liudijimu?<\/h4><div class=\"faq_inner\"><p>Verslo Liudijim\u0105 gali rinktis tie asmenys, kurie nori imtis \u012fvairiais amatais ar vietine prekyba.<\/p>\n<p>Keletas pavyzd\u017ei\u0173:<\/p>\n<ul>\n<li>Avalyn\u0117s Taisymas,<\/li>\n<li>Nuoma,<\/li>\n<li>Siuvimas,<\/li>\n<li>\u012evairi\u0173 dirbini\u0173 gamyba,<\/li>\n<li>Elektrini\u0173 Reikmen\u0173 taisymas,<\/li>\n<li>Kirpykl\u0173 Veikla,<\/li>\n<li>ir t.t.<\/li>\n<\/ul><\/div><h4>Esu \u012fdarbintas nuolatiniame darbe - ar reikia mok\u0117ti Papildomo Darbo mokes\u010dius?<\/h4><div class=\"faq_inner\"><p>Taip. Nesvarbu, jog j\u016bs\u0173 nuolatinio darbo darbdavys u\u017e jus moka \u012fvairius mokes\u010dius (kaip PSD, VSD) - j\u016bs tur\u0117site papildomai juos mok\u0117ti ir u\u017e turim\u0105 papildom\u0105 darb\u0105 (jei vykdote individuali\u0105 veikl\u0105)<\/p><\/div><h4>Kiek galiu u\u017edirbti i\u0161 Investavimo?<\/h4><div class=\"faq_inner\"><p>Galimas u\u017edarbio dydis i\u0161 investavimo priklausys nuo to, kokio tipo investavim\u0105 rinksit\u0117s bei nuo to, kokio dyd\u017eio j\u016bs\u0173 investicijos.<\/p>\n<p>Vidutini\u0161kai, galite tik\u0117tis u\u017edirbti tarp 8 - 16% metin\u0117s gr\u0105\u017eos, renkantis investavimo platformas.<\/p><\/div><h4>Pasyvios Pajamos - kokie geriausi b\u016bdai gauti pasyvi\u0173 pajam\u0173?<\/h4><div class=\"faq_inner\"><p>Geriausi pasyvi\u0173 pajam\u0173 \u0161altiniai:<\/p>\n<ul>\n<li>(\u017eema rizika) Turimo N.T. ilgalaik\u0117 nuoma.<\/li>\n<li>(\u017eema rizika) Investavimas \u012f Crowdfunding Platformas su ,,BuyBack\" garantija.<\/li>\n<li>(vidutin\u0117 rizika) Investavimas prekybos bir\u017eoje su ,,Copy Trader'' funkcija.<\/li>\n<\/ul><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Pabaigai\">Pabaigai<\/h2>\n\n\n\n<p>\u0160tai ir aptar\u0117me visus b\u016bdus, kaip galite u\u017esidirbti pinig\u0173. Jei norite pastovumo - dirbkite, jei turite id\u0117j\u0105 - j\u0105 vystykite, o jei turite santaup\u0173 - kod\u0117l gi neinvestavus?<\/p>\n\n\n\n<p>Svarbiausia, kad pasvertum\u0117te, koks u\u017edarbio b\u016bdas yra tinkamas b\u016btent jums ir siektum\u0117te savo tikslo - juk n\u0117ra nieko ne\u012fmanomo.<\/p>\n\n\n\n<p>Financer.com komanda d\u0117koja jums u\u017e skaitym\u0105 ir tikisi, kad suteikta informacija pad\u0117s kuo grei\u010diau pasiekti visus savo finansinius tikslus. S\u0117km\u0117s!<\/p>\n","protected":false},"author":100,"featured_media":82012,"comment_status":"closed","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":true,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false,"footnotes":""},"categories":[41],"_links":{"self":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/how_to\/3333"}],"collection":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/how_to"}],"about":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/types\/how_to"}],"author":[{"embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/users\/100"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/comments?post=3333"}],"version-history":[{"count":50,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/how_to\/3333\/revisions"}],"predecessor-version":[{"id":82021,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/how_to\/3333\/revisions\/82021"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/media\/82012"}],"wp:attachment":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/media?parent=3333"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/categories?post=3333"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}