{"id":39666,"date":"2023-02-27T22:12:22","date_gmt":"2023-02-27T20:12:22","guid":{"rendered":"https:\/\/financer.lt\/?page_id=39666"},"modified":"2024-09-04T16:17:01","modified_gmt":"2024-09-04T13:17:01","slug":"studento-paskola","status":"publish","type":"page","link":"https:\/\/financer.lt\/pasiskolink\/studento-paskola\/","title":{"rendered":"Studento Paskola"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"Rask_Paskol_Studijoms___fn_date_formatY\">Rask Paskol\u0105 Studijoms &#8211; 2024<\/h2>\n\n\n\n<p>Valstybei vis ma\u017einant finansuojam\u0173 studij\u0173 viet\u0173 skai\u010di\u0173, vis da\u017eniau yra pasirenkama studijuoti su paskolos pagalba.<\/p>\n\n\n\n<p>Tinkamai pasirinkta paskola gali sutaupyti laiko bei suteikti galimyb\u0119 grei\u010diau prad\u0117ti sasvo karjer\u0105.<\/p>\n\n\n\n<p>\u0160iame straipsnyje aptarsime Paskolas Studijoms &#8211; tiek valstyb\u0117s remiamas paskolas, tiek vartojimo paskolas studentams. Prad\u0117kime!<\/p>\n\n\n\n\n<div class=\"fn_block block_fn_msg_box warning\"><div class=\"fn_block__icon\"><\/div><p>M\u016bs\u0173 straipsnis apie paskolas studijoms yra tik informacinio pob\u016bd\u017eio, bei n\u0117ra finansinis patarimas.<\/p>\n<p>Paskola &#8211; rimtas finansinis \u012fsipareigojimas. \u012evertinkite savo galimybes gr\u0105\u017einti.<\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Kaip_Pasiskolinti_Studijoms\">Kaip Pasiskolinti Studijoms?<\/h2>\n\n\n\n<p>Pasiskolinti studijoms n\u0117ra sud\u0117tinga &#8211; svarbiausia tinkamai i\u0161sirinkti paskolos tip\u0105 bei laiku pateikti reikiamus dokumentus.<\/p>\n\n\n\n<p>Norint pasiskolinti studijoms, turite du pasirinkimus:<\/p>\n\n\n\n<ol>\n<li>Gauti valstyb\u0117s remiam\u0105 paskol\u0105<\/li>\n\n\n\n<li>Rinktis vartojimo paskol\u0105 studijoms<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\">\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Pasirinkimas___priklauso_nuo_poreiki\">Pasirinkimas &#8211; priklauso nuo poreiki\u0173<\/h3>\n\n\n\n<p>Tinkamas pasirinkimas priklauso nuo j\u016bs\u0173 poreiki\u0173 &#8211; n\u0117ra taip, jog viena paskola yra prastesn\u0117 u\u017e kit\u0105.<\/p>\n\n\n\n<p>Pavyzd\u017eiui, valstyb\u0117s remiama paskola si\u016blo ilgesn\u012f gr\u0105\u017einimo termin\u0105, ta\u010diau vartojimo paskola gali suteikti \u012fmok\u0173 apdraudim\u0105 ir kit\u0173 privalum\u0173.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><p>Prie\u0161 skolindamiesi, \u012fvertinkite savo poreikius bei galimybes, o taip pat &#8211; palyginkite kelet\u0105 pasi\u016blym\u0173.<\/p><\/div>\n\n\n\t\t<div id=\"genericloan_1_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg1\"><h3>Palygink paskolas i\u0161 23 skolintoj\u0173<\/h3><p>Rask pigiausi\u0105 kain\u0105 vienu paspaudimu<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"10000\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.lt\/rezultatai?query=1&param_amount=10000&param_period=2&\" data-slider-url=\"https:\/\/financer.lt\/rezultatai?query=1&param_amount=10000&param_period=2&\" data-required=\"rezultatai?query=1param_amount=10000&param_period=2&\" class=\"get_results compare button is-primary is-medium is-rounded\">Palyginti pasi\u016blymus<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"Valstybs_Remiamos_Paskolos\">Valstyb\u0117s Remiamos Paskolos<\/h2>\n\n\n\n<p>Valstyb\u0117s remiama paskola &#8211; galimyb\u0117 finansuoti savo studijas bei dal\u012f gyvenimo i\u0161laid\u0173 <strong>lengvatin\u0117mis s\u0105lygomis<\/strong>.<\/p>\n\n\n\n<p>Valstyb\u0117s remiamos paskolos yra suteikiamos kiekvienais metais, rudens bei pavasario semestre.<\/p>\n\n\n\n<p>Svarbu pabr\u0117\u017eti, jog paskola studijoms negali vir\u0161yti studij\u0173 kainos, o paskola gyvenimo i\u0161laidoms negali vir\u0161yti 50 BSI.<\/p>\n\n\n\n<ul>\n<li><strong>Daugiau informacijos: <\/strong><a href=\"https:\/\/vsf.lrv.lt\/lt\/administracines-paslaugos\/valstybes-remiamu-paskolu-suteikimas\/\">Valstybinis Studij\u0173 Fondas\u2192<\/a><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\">\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Remiama_Paskola_Studijoms___Slygos\">Remiama Paskola Studijoms &#8211; S\u0105lygos<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Ypatumas<\/th><th>S\u0105lygos<\/th><\/tr><\/thead><tbody><tr><td><strong>Pal\u016bkanos<\/strong><\/td><td>2.9% + EURIBOR*<br><sup>*perskai\u010diuojama kas 3 m\u0117n.<\/sup><\/td><\/tr><tr><td><strong>Gr\u0105\u017einimo Terminas<\/strong><\/td><td>15 met\u0173<\/td><\/tr><tr><td><strong>Administravimo Mokestis<\/strong><\/td><td>0%<\/td><\/tr><tr><td><strong>Gr\u0105\u017einimo Prad\u017eia<\/strong><\/td><td>Po 12 m\u0117n. po studij\u0173<\/td><\/tr><tr><td><strong>Gr\u0105\u017einimo B\u016bdas<\/strong><\/td><td>Linijinis<\/td><\/tr><tr><td><strong>I\u0161ankstinis Gr\u0105\u017einimas<\/strong><\/td><td>Nemokamas<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Vartojimo_Paskolos_Studijoms\">Vartojimo Paskolos Studijoms<\/h2>\n\n\n\n<p>Vartojimo paskola studijoms &#8211; alternatyva tiems, kurie nenori ar negali pasirinkti remiamos paskolos mokslams.<\/p>\n\n\n\n<p>Pagrindinis vartojimo paskolos skirtumas &#8211; \u012fmokas reiks prad\u0117ti mok\u0117ti i\u0161 karto. D\u0117l \u0161ios prie\u017easties, \u0161i paskola tinkamiausia <strong>dirbantiems studentams<\/strong>.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box key-takeaways\"><div class=\"fn_block__icon\"><\/div><p style=\"text-align: center;\">Vartojimo Paskolos Studijoms terminas siekia iki 6-10 met\u0173.<\/p><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Suteikiama_paprasiau\">Suteikiama papras\u010diau<\/h3>\n\n\n\n<p>Vartojimo paskolos studijoms yra suteikiamos <strong>papras\u010diau bei grei\u010diau<\/strong>.<\/p>\n\n\n\n<p>\u010cia nereikia pateikti papildom\u0173 su studijomis susijusi\u0173 dokument\u0173 &#8211; u\u017etenka asmens duomen\u0173 bei banko i\u0161ra\u0161o.<\/p>\n\n\n\n<p>L\u0117\u0161os i\u0161mokamos per 1-3 dienas nuo parai\u0161kos pateikimo.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Slyg_Palyginimas\">S\u0105lyg\u0173 Palyginimas<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>S\u0105lygos<\/th><th>FinBee<\/th><th>Fjord Bank<\/th><th>SAVY<\/th><\/tr><\/thead><tbody><tr><td><strong>Logo<\/strong><\/td><td><img decoding=\"async\" width=\"150\" height=\"46\" class=\"wp-image-70725\" style=\"width: 150px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2024\/01\/image-11-e1708026729873.png\" alt=\"\"><\/td><td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/03\/fjordnew-1024x313.png\" alt=\"\" width=\"163\" height=\"50\"><\/td><td><img decoding=\"async\" width=\"150\" height=\"48\" class=\"wp-image-71294\" style=\"width: 150px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2024\/01\/savy-ukraine-e1707685872377.png\" alt=\"\"><\/td><\/tr><tr><td><strong>Paskolos Suma<\/strong><\/td><td>300 &#8211; 25 000\u20ac<\/td><td>600 &#8211; 20 000\u20ac<\/td><td>300 &#8211; 30 000\u20ac<\/td><\/tr><tr><td><strong>Gr\u0105\u017einimo Terminas<\/strong><\/td><td>12 &#8211; 84 m\u0117n.<\/td><td>\u00a012 &#8211; 84 m\u0117n.<\/td><td>3 &#8211; 120 m\u0117n.<\/td><\/tr><tr><td><strong>Pal\u016bkanos<\/strong><\/td><td>nuo 7%<\/td><td>nuo 2.7%<\/td><td>5%<\/td><\/tr><tr><td><strong>BVKKMN<\/strong><\/td><td>17.76-63.97%<\/td><td>7.4-36.15%<\/td><td>12.33-48.01%<\/td><\/tr><tr><td><strong>Suteikimo Greitis<\/strong><\/td><td>3 d.d.<\/td><td>1 d.d.<\/td><td>3 d.d.<\/td><\/tr><tr><td><strong>Preliminari \u012fmoka<\/strong><br><em><sup>(2500\u20ac, 12 m\u0117n. terminui)<\/sup><\/em><\/td><td>219.26\u20ac<\/td><td>225\u20ac<\/td><td>218\u20ac<\/td><\/tr><tr><td><strong>Viso gr\u0105\u017einama suma<\/strong><br><sup><em>(2500\u20ac, 12 m\u0117n. terminui)<\/em><\/sup><\/td><td>2661\u20ac<\/td><td>2700\u20ac<\/td><td>2733\u20ac<\/td><\/tr><tr><td><strong>Skolintojo puslapis<\/strong><\/td><td><a rel=\"sponsored noopener nofollow\" target=\"_blank\" href=\"https:\/\/financer.lt\/kompanija\/finbee\/redirect\/\">FinBee<\/a><\/td><td><a rel=\"sponsored noopener nofollow\" target=\"_blank\" href=\"https:\/\/financer.lt\/kompanija\/fjord-bank\/redirect\/\">Fjord Bank<\/a><\/td><td><a rel=\"sponsored noopener nofollow\" target=\"_blank\" href=\"https:\/\/financer.lt\/kompanija\/savy\/redirect\/\">SAVY<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Kaip_gauti_paskol\">Kaip gauti paskol\u0105?<\/h2>\n\n\n\n<p>Gauti vartojimo paskol\u0105 studijoms yra nesud\u0117tinga &#8211; taisyklingai u\u017epild\u0119 parai\u0161k\u0105, pinigus gausite per 1-3 dienas.<\/p>\n\n\n\n<p>Aptarkime \u017eingsnius, kaip galite gauti reikiam\u0105 kredit\u0105 jau dabar.<\/p>\n\n\n<div class=\"single-article__steps\">        <style>\n            .single-article__steps-items .single-article__steps-content {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n                width: calc(100% - 5px);\n            }\n            .single-article__steps-items .single-article__steps-counter {\n                padding: 5px 20px;\n                border-radius: 3px;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n\/*            .single-article__steps-items::before {\n                content: \"\";\n                position: absolute;\n                top: 20px;\n                left: 0;\n                height: calc(100% + 40px);\n                border-left: 2px dashed #e0e0e1;\n            }*\/\n            .single-article__conclusion-tag {\n                padding: 5px 20px;\n                border-radius: 3px;\n                color: #000000;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n            .single-article__conclusion-item {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n            }\n        <\/style>\n        <div class=\"single-article__steps-items\"><div class=\"single-article__steps-counter\" id=\"step_1\">1 \u017dingsnis<\/div><div class=\"single-article__steps-content\"><h3 id=\"Issirink-Geriausia-Pasiulyma\">I\u0161sirink Geriausi\u0105 Pasi\u016blym\u0105<\/h3><p>\u0160iame puslapyje palyginome geriausius Paskolos Mokslams pasi\u016blymus &#8211; i\u0161sirinkite t\u0105 skolintoj\u0105, kuris geriausiai atitinka J\u016bs\u0173 poreikius.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_2\">2 \u017dingsnis<\/div><div class=\"single-article__steps-content\"><h3 id=\"Uzpildyk-Paraiska\">U\u017epildyk Parai\u0161k\u0105<\/h3><p>U\u017epildykite parai\u0161k\u0105 bei suteikite bazinius duomenis &#8211; norim\u0105 sum\u0105, gr\u0105\u017einimo termin\u0105, savo vard\u0105, pavard\u0119, bei kontaktus.<\/p>\n<p>Norint gauti paskol\u0105, reiks patvirtinti tapatyb\u0119 &#8211; tai gal\u0117site padaryti pervesdami 0.01\u20ac \u012f vien\u0105 i\u0161 kreditoriaus banko s\u0105skait\u0173.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_3\">3 \u017dingsnis<\/div><div class=\"single-article__steps-content\"><h3 id=\"Sulauk-Atsakymo\">Sulauk Atsakymo<\/h3><p>Sulaukite, kol su jumis susisieks Kreditorius &#8211; kartais, kompanijos atstovai parai\u0161kas i\u0161nagrin\u0117ja ir vos per 20 minu\u010di\u0173.<\/p>\n<p>Renkantis Vartojimo Paskol\u0105 (Finbee, SAVY, TF Bank), gali tekti luktelti 1 darbo dien\u0105.<\/p><\/div><\/div>            <div class=\"single-article__conclusion\">\n                <div class=\"single-article__conclusion-tag\" id=\"step_4\">I\u0161vada<\/div>\n                <div class=\"single-article__conclusion-item\">\n                    <div class=\"single-article__conclusion-content\">\n                                                    <h3>Pasira\u0161yk Sutart\u012f<\/h3>\n                                                <p>Pri\u0117mus teigiam\u0105 sprendim\u0105, jums bus suteiktas paskolos pasi\u016blymas. Jei jus tenkins paskolos teikimo s\u0105lygos &#8211; galite pasira\u0161yti sutart\u012f.<\/p>\n<p>Pasira\u0161ius Paskolos Teikimo Sutart\u012f, j\u016bs tampate finansi\u0161kai \u012fsipareigoj\u0119. Po pasira\u0161ymo, j\u016bs\u0173 paskola jau greitai atsidurs banko s\u0105skaitoje &#8211; da\u017eniausiai l\u0117\u0161\u0173 pervedimas trunka iki 1 dienos.<\/p>                    <\/div>\n                <\/div>\n            <\/div>\n            <\/div>\n\n<div class=\"fn_block block_fn_button block_fn_button__sponsored buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/kompanija\/finbee\/redirect\/\" class=\"button  is-rounded is-primary is-medium is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Pildyk parai\u0161k\u0105 dabar &#8211; Finbee<span class=\"block_fn_button__sponsored-text\">Remiama<\/span><\/a><\/div>\n\n\n                <div class=\"fn_block block_fn_msg_box cost search-hero--bg1\">\n\t\t\t\t<h3>Sutaupyk iki <span class=\"compare-amount\">85,00 \u20ac <\/span> nuo paskolos kainos<\/h3>\n\t\t\t\t<p>Kainos skirtumas 500,00 \u20ac paskolai su 90 dien\u0173 terminu yra 85,00 \u20ac.<\/p>\n\t\t\t\t<p class=\"has-text-left\"><a href=\"https:\/\/financer.lt\/rezultatai\/?query=1&filter_non_affiliate=1&param_amount=500&param_period=90\" class=\"button is-normal is-primary is-rounded\">Su\u017einok kaip<\/a><\/p>\n                <\/div><h2 class=\"wp-block-heading\" id=\"Skolintoj_Apvalga_fn_date_formatY\">Skolintoj\u0173 Ap\u017evalga (2024)<\/h2>\n\n\n\n<p>Skolinantis studijoms yra svarbu palyginti \u012fvairius pasi\u016blymus &#8211; priklausomai nuo skolintojo, paskolos kaina gali skirtis net vir\u0161 t\u016bkstan\u010dio eur\u0173!<\/p>\n\n\n\n<p>Mes atrinkome 4 skolintojus, si\u016blan\u010dius geras s\u0105lygas studijoms: <strong>Fjord Bank<\/strong>, <strong>Finbee<\/strong>, <strong>SAVY<\/strong>, bei greit\u0173j\u0173 kredit\u0173 bendrov\u0119 <strong>SMSpinigai<\/strong>.<\/p>\n\n\n\n<p>\u0160ie skolintojai si\u016blo pakankamai \u017eem\u0105 BVKKMN, greit\u0105 l\u0117\u0161\u0173 suteikim\u0105 bei papildom\u0173 naud\u0173, kaip \u012fmok\u0173 draudimas.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\">\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Fjord_Bank\">Fjord Bank<\/h3>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"150\" height=\"59\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2018\/03\/fjord-small-1.png\" alt=\"\" class=\"wp-image-71785\"><\/figure><\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\">\n\n\n\n<ul>\n<li><strong>Suteikiama suma:<\/strong>\u00a0iki 20 000\u20ac<\/li>\n\n\n\n<li><strong>Gr\u0105\u017einimo terminas:<\/strong>\u00a0iki 84 m\u0117nesi\u0173<\/li>\n\n\n\n<li><strong>Pal\u016bkanos:<\/strong>\u00a0nuo 2.7%<\/li>\n\n\n\n<li><strong>Ypatumai:<\/strong>\u00a0\u012emok\u0173 apdraudimo paslauga.<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/financer.lt\/kompanija\/fjord-bank\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">FjordBank puslapis\u2192<\/a><\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\">\n\n\n\n<p><strong>Fjord Bank<\/strong>\u00a0&#8211; naujas skolintojas Lietuvoje, galintis pasi\u016blyti ypatingai geras s\u0105lygas tiems, kurie nori finansuoti studijas.<\/p>\n\n\n\n<p>Fjord Bank yra lietuvi\u0161kas specializuotas bankas, kur\u012f \u012fk\u016br\u0117 Lietuvoje gyvenantys norvegai. Svarbu tai, jog nor\u0117dami gauti paskol\u0105, netur\u0117site atsidaryti naujos banko s\u0105skaitos!<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u012emok\u0173 draudimo paslauga<\/h4>\n\n\n\n<p>Viena \u012fdomesni\u0173 paslaug\u0173, kurias si\u016blo Fjord Bank &#8211; tai \u012fmok\u0173 draudimas.<\/p>\n\n\n\n<p>Veikimo principas paprastas &#8211; u\u017e nedidel\u012f m\u0117nesin\u012f mokest\u012f, j\u016bs\u0173 mokamos \u012fmokos bus apdraud\u017eiamos. <\/p>\n\n\n<div class=\"fn_block block_fn_msg_box company\"><div class=\"fn_block__icon\"><\/div><p>\u012emok\u0173 draudimas kainuoja tarp 1-30\u20ac\/m\u0117n. (priklausomai nuo \u012fmok\u0173 dyd\u017eio), bei padengia \u012fmokas iki 500\u20ac\/m\u0117n.<\/p><\/div>\n\n\n<p>Jei prarastum\u0117te pajamas ar darbingum\u0105, draudimas padengs \u012fmokas 12-24 m\u0117n. laikotarpiui, priklausomai nuo \u012fvykio.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Fjord Bank: Privalumai &amp; Tr\u016bkumai<\/h4>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li><p><strong>Pigios paskolos<\/strong> &#8211; \u017eemiausia BVKKMN i\u0161 konkurent\u0173<\/p>\n<\/li><li><p><strong>Greitas suteikimas<\/strong> &#8211; l\u0117\u0161os pervedamos t\u0105 pa\u010di\u0105 dien\u0105<\/p>\n<\/li><li><p><strong>N\u0117ra sutarties mokes\u010dio<\/strong> &#8211; galimyb\u0117 sutaupyti<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><li><p><strong>Grie\u017etesnis vertinimas <\/strong>&#8211; svarbus kreditingumas<\/p>\n<\/li><li><p><strong>Tik internetu<\/strong> &#8211; n\u0117ra klient\u0173 aptarnavimo skyriaus<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_button block_fn_button__sponsored buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/kompanija\/fjord-bank\/redirect\/\" class=\"button  is-rounded is-primary is-medium is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Gauk Fjord Bank pasi\u016blym\u0105<span class=\"block_fn_button__sponsored-text\">Remiama<\/span><\/a><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Finbee\">Finbee<\/h3>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"150\" height=\"46\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2024\/01\/image-11-e1708026729873.png\" alt=\"\" class=\"wp-image-70725\"><\/figure><\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\">\n\n\n\n<ul>\n<li><strong>Suteikiama suma:<\/strong>\u00a0iki 25 000\u20ac<\/li>\n\n\n\n<li><strong>Gr\u0105\u017einimo terminas:<\/strong>\u00a0iki 84 m\u0117nesi\u0173<\/li>\n\n\n\n<li><strong>Pal\u016bkanos:<\/strong>\u00a0nuo 7%<\/li>\n\n\n\n<li><strong>Ypatumai:<\/strong>\u00a0\u017dema Bendra Kaina, 100% Asmeninis Pasi\u016blymas.<\/li>\n\n\n\n<li><strong><a rel=\"sponsored noopener nofollow\" href=\"https:\/\/financer.lt\/kompanija\/finbee\/redirect\/\" target=\"_blank\">Finbee puslapis\u2192<\/a><\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\">\n\n\n\n<p><strong>Finbee<\/strong> &#8211; tarpusavio skolinimo platforma (\u017einoma kaip P2P), kuri gali suteikti paskol\u0105 itin geromis s\u0105lygomis.<\/p>\n\n\n\n<p>I\u0161 ties\u0173, tai yra pigiausias pasirinkimas m\u016bs\u0173 sudarytame s\u0105ra\u0161e &#8211; pasirink\u0119 2 500\u20ac paskol\u0105 12 m\u0117n. laikotarpiui, preliminariai mok\u0117tum\u0117te ~219\u20ac per m\u0117nes\u012f.<\/p>\n\n\n\n<p>\u012emon\u0117 atsi\u017evelgia \u012f kiekvieno kliento situacij\u0105 bei s\u0105lygas pritaiko individualiai, pagal kliento poreikius ir galimybes.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Grie\u017etesn\u0117 Atranka<\/h4>\n\n\n\n<p>Vis d\u0117lto, jei norite gauti paskol\u0105 i\u0161 Finbee, prival\u0117site tur\u0117ti pakankamai ger\u0105 kredito istorij\u0105 bei gauti pakankamas pajamas.<\/p>\n\n\n\n<p>Skolinama ir su prastesne kredito istorija, ta\u010diau pal\u016bkanos bus kiek auk\u0161tesn\u0117s.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Finbee: Privalumai &amp; Tr\u016bkumai<\/h4>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li><p><strong>Paskolos i\u0161 \u017emoni\u0173<\/strong> &#8211; didesnis lankstumas<\/p>\n<\/li><li><p><strong>Asmeninis pasi\u016blymas<\/strong> &#8211; atsi\u017evelgiama \u012f poreikius<\/p>\n<\/li><li><p><strong>\u017dema BVKKMN<\/strong> &#8211; nuo 17%<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><li><p><strong>4% sutarties mokestis<\/strong> &#8211; i\u0161skai\u010diuojamas i\u0161 paskolos<\/p>\n<\/li><li><p><strong>L\u0117tesnis suteikimas<\/strong> &#8211; suteikiama per 2-5 dienas<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_button block_fn_button__sponsored buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/kompanija\/finbee\/redirect\/\" class=\"button  is-rounded is-primary is-medium is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Gauk Finbee pasi\u016blym\u0105<span class=\"block_fn_button__sponsored-text\">Remiama<\/span><\/a><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"SAVY\">SAVY<\/h3>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"150\" height=\"48\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2024\/01\/savy-ukraine-e1707685872377.png\" alt=\"\" class=\"wp-image-71294\"><\/figure><\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\">\n\n\n\n<ul>\n<li><strong>Suteikiama suma:<\/strong>\u00a0iki 30 000\u20ac<\/li>\n\n\n\n<li><strong>Gr\u0105\u017einimo terminas:<\/strong>\u00a0iki 120 m\u0117nesi\u0173<\/li>\n\n\n\n<li><strong>Pal\u016bkanos:<\/strong>\u00a05%<\/li>\n\n\n\n<li><strong>Ypatumai:<\/strong>\u00a0Lankstumas, Finansuojamos Studijos U\u017esienyje<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/financer.lt\/kompanija\/savy\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">SAVY puslapis\u2192<\/a><\/strong><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\">\n\n\n\n<p><strong>SAVY<\/strong>, visai kaip Finbee, yra tarpusavio skolinimo platforma &#8211; \u010dia j\u016bs\u0173 paskola mokslams bus finansuota i\u0161 paprast\u0173 \u017emoni\u0173.<\/p>\n\n\n\n<p>\u010cia galite gauti reikiam\u0105 paskol\u0105 itin nebrangiai. Pasiskolin\u0119 2 500\u20ac 12 m\u0117n. laikotarpiui, preliminariai mok\u0117site ~221\u20ac \/ m\u0117n.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Finansuojamos Studijos &#8211; ne tik Lietuvoje<\/h4>\n\n\n\n<p>SAVY si\u016blo pla\u010dias finansavimo galimybes &#8211; \u012fmon\u0117 finansuoja studijas tiek Lietuvoje, tiek u\u017esienyje. Taip pat gali b\u016bti finansuojamos ir apgyvendinimo i\u0161laidos &#8211; viskas priklauso nuo j\u016bs\u0173 poreiki\u0173.<\/p>\n\n\n\n<p>SAVY si\u016blo individualius sprendimus bei greit\u0105 atsakym\u0105 d\u0117l paskolos gavimo.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">SAVY: Privalumai &amp; Tr\u016bkumai<\/h4>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li><p><strong>Lanks\u010dios pal\u016bkanos<\/strong> &#8211; galimyb\u0117 pasirinkti<\/p>\n<\/li><li><p><strong>Greitas nagrin\u0117jimas<\/strong> &#8211; pasi\u016blymas per 2 valandas<\/p>\n<\/li><li><p><strong>Ilgi gr\u0105\u017einimo terminai<\/strong> &#8211; iki 10 met\u0173<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><li><p><strong>Sutarties mokestis<\/strong> &#8211; siekia net 4.7%<\/p>\n<\/li><li><p><strong>Tarpininkavimo mokestis<\/strong> &#8211; brangina paskol\u0105<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_button block_fn_button__sponsored buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/kompanija\/savy\/redirect\/\" class=\"button  is-rounded is-primary is-medium is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Gauk SAVY pasi\u016blym\u0105<span class=\"block_fn_button__sponsored-text\">Remiama<\/span><\/a><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"SMSpinigai\">SMSpinigai<\/h3>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-full is-resized\"><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2024\/02\/smspinigai-transparent-e1707601841713.png\" alt=\"\" class=\"wp-image-72449\" style=\"width:150px\"><\/figure><\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\">\n\n\n\n<ul>\n<li><strong>Suteikiama suma:<\/strong>\u00a0iki 15 000\u20ac<\/li>\n\n\n\n<li><strong>Gr\u0105\u017einimo terminas:<\/strong>\u00a0iki 72 m\u0117nesi\u0173<\/li>\n\n\n\n<li><strong>Pal\u016bkanos:<\/strong>\u00a0nuo 3.67%<\/li>\n\n\n\n<li><strong>Ypatumai:<\/strong>\u00a0Pirma Paskola iki 1 000\u20ac iki 12 m\u0117n. &#8211; Nemokamai.<\/li>\n\n\n\n<li><a href=\"https:\/\/financer.lt\/kompanija\/smspinigai\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\"><strong>SMSpinigai puslapis\u2192<\/strong><\/a><\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\">\n\n\n\n<p><strong>SMSpinigai<\/strong> \u012f m\u016bs\u0173 s\u0105ra\u0161\u0105 pateko d\u0117l keletos ypatum\u0173 &#8211; \u017eem\u0173 pal\u016bkan\u0173, galimo greito paskolos i\u0161davimo, galimyb\u0117s pasiskolinti nemokamai bei atlaid\u017ei\u0173 reikalavim\u0173.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Minimal\u016bs Reikalavimai<\/h4>\n\n\n\n<p>Norint gauti paskol\u0105 i\u0161 SMSpinigai, u\u017etenka b\u016bti sulaukus 19 met\u0173 am\u017eiaus, bei tur\u0117ti (kad ir nedideles) stabilias pajamas.<\/p>\n\n\n\n<p>Kreditorius atsi\u017evelgia \u012f kiekvieno kliento poreikius bei ie\u0161ko abiems pus\u0117ms tinkamiausio sprendimo.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">SMSpinigai: Privalumai &amp; Tr\u016bkumai<\/h4>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li><p><strong>Pirma paskola nemokamai<\/strong> &#8211; galimyb\u0117 sutaupyti<\/p>\n<\/li><li><p><strong>Greitas suteikimas<\/strong> &#8211; pinigai per 15 minu\u010di\u0173<\/p>\n<\/li><li><p><strong>Lankstus po\u017ei\u016bris<\/strong> &#8211; suteikiama net su prasta istorija<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><li><p><strong>Brangesn\u0117 paskola<\/strong> &#8211; BVKKMN iki 59.95%<\/p>\n<\/li><li><p><strong>Trumpesni terminai<\/strong> &#8211; tik iki 6 met\u0173<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_button block_fn_button__sponsored buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/kompanija\/smspinigai\/redirect\/\" class=\"button  is-rounded is-primary is-medium is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Gauk SMSpinigai pasi\u016blym\u0105<span class=\"block_fn_button__sponsored-text\">Remiama<\/span><\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Paskola_Studijoms___Daniausi_Klausimai\">Paskola Studijoms &#8211; Da\u017eniausi Klausimai<\/h2>\n\n\n\n<p>Renkantis paskol\u0105 studijoms, gali kilti \u012fvairi\u0173 klausim\u0173.<\/p>\n\n\n\n<p>\u017demiau pateikiame atsakymus \u012f da\u017eniausiai u\u017eduodamus klausimus, susijusius su Vartojimo Paskolomis Studijoms.<\/p>\n\n\n\n<p>Prireikus, pasikonsultuokite su Valstybiniu Studij\u0173 Fondu, savo Universitetu ar dominan\u010dius skolintoju. S\u0117km\u0117s!<\/p>\n\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"Vartojimo_Paskola_Studijoms___DUK\">Vartojimo Paskola Studijoms &#8211; D.U.K.<\/h3><h4>Ar galiu gauti paskol\u0105 be darbo?<\/h4><div class=\"faq_inner\"><p>Nor\u0117dami gauti paskol\u0105, privalote gauti stabili\u0173 pajam\u0173.<\/p>\n<p>Tai neb\u016btinai turi b\u016bti darbas &#8211; tai gali b\u016bti pajamos i\u0161 nuomos, gaunamos i\u0161mokos ar kiti pajam\u0173 \u0161altiniai.<\/p><\/div><h4>Paskola Studijoms &#8211; Kokias Studijas galima finansuoti?<\/h4><div class=\"faq_inner\"><p>Paskola Studentui gali b\u016bti suteikiama nepriklausomai nuo to, koki\u0105 studij\u0173 krypt\u012f jis (ji) pasirinko.<\/p>\n<p>\u010cia svarbiausia &#8211; asmens galimyb\u0117s paskol\u0105 gr\u0105\u017einti laiku bei pakankamai gera kredito istorija.<\/p><\/div><h4>Ar galiu gauti paskol\u0105 Studijoms U\u017esienyje?<\/h4><div class=\"faq_inner\"><p>Taip, kai kurie kreditoriai (tokie kaip\u00a0<a href=\"https:\/\/financer.lt\/kompanija\/savy\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">SAVY<\/a>) taip pat finansuoja studijas ne tik Lietuvoje, bet ir U\u017esienyje.<\/p><\/div><h4>Reikalinga Paskola Studijoms &#8211; kokie yra reikalavimai?<\/h4><div class=\"faq_inner\"><p>Kiekvienas kreditorius turi savo numatytus reikalavimus, ta\u010diau da\u017eniausiai yra b\u016btinas mokumas bei pakankamai gera kredito istorija.<\/p>\n<p><strong>Pagrindiniai taikomi reikalavimai:<\/strong><\/p>\n<ul>\n<li>Am\u017eius (nuo 18 &#8211; 21 m., priklausomai nuo skolintojo).<\/li>\n<li>Pakankamai gera kredito istorija (su i\u0161imtimis).<\/li>\n<li>Pastovios Pajamos.<\/li>\n<li>Bent 4 m\u0117n. darbo sta\u017eas.<\/li>\n<li>Turimi finansiniai \u012fsipareigojimai nevir\u0161ija 40% pajam\u0173.<\/li>\n<\/ul><\/div><h4>Ar galiu gauti Paskol\u0105 su Bloga Kredito Istorija?<\/h4><div class=\"faq_inner\"><p>Priklausomai nuo skolintojo. Nors dalis kreditori\u0173 jums negal\u0117s suteikti paskolos, ta\u010diau taip pat yra ir \u012fmoni\u0173, kurios dirba su prasta kredito istorija.<\/p><\/div><h4>Ar galiu pasiimti paskol\u0105 Vieniems Mokslo Metams?<\/h4><div class=\"faq_inner\"><p>Taip, galite. Paskolos laikotarpis bei suma priklauso nuo j\u016bs\u0173 pageidavimo &#8211; jei turite ger\u0105 kredito istorij\u0105 bei esate mok\u016bs, gal\u0117site gauti reikiam\u0105 paskol\u0105.<\/p><\/div><h4>Kas yra MPN (Pal\u016bkanos)?<\/h4><div class=\"faq_inner\"><p>MPN, arba Metin\u0117 Pal\u016bkan\u0173 Norma &#8211; procentas, kur\u012f mok\u0117site u\u017e paskolos gavim\u0105.<\/p>\n<p>Pavyzd\u017eiui, taikomos 5% pal\u016bkanos rei\u0161kia, jog u\u017e paskolos gavim\u0105 sumok\u0117site po 5% nuo paskolos sumos kiekvienais metais.<\/p>\n<p>\u0160is mokestis yra \u012ftraukiamas \u012f paskolos m\u0117nesines \u012fmokas.<\/p><\/div><h4>Ar paskolos kaina priklauso tik nuo Pal\u016bkan\u0173?<\/h4><div class=\"faq_inner\"><p>Ne &#8211; pal\u016bkanos sudaro tik dal\u012f paskolos kainos.<\/p>\n<p>Bendr\u0105 paskolos kain\u0105 sudaro pal\u016bkanos, administravimo mokes\u010diai, sutarties sudarymo mokestis bei kiti \u012fkainiai (jei toki\u0173 yra).<\/p><\/div><h4>Kas yra BVKKMN?<\/h4><div class=\"faq_inner\"><p>BVKKMN &#8211; Bendra Vartojimo Kredito Kainos Metin\u0117 Norma.<\/p>\n<p>Tai yra procentin\u0117 i\u0161rai\u0161ka, nurodanti, kiek i\u0161 viso mok\u0117site u\u017e gaut\u0105 paskol\u0105. \u012e \u0161i\u0105 norm\u0105 \u012ftraukiami visi mokami mokes\u010diai &#8211; MPN, administravimo kaina, sutarties sudarymo mokestis ir kita.<\/p><\/div><h4>Paskola Studijoms &#8211; nebereikalinga. Ar galima atsisakyti sutarties?<\/h4><div class=\"faq_inner\"><p>Taip &#8211; per 14 dien\u0173 turite teis\u0119 atsisakyti paskolos teikimo sutarties, gr\u0105\u017einti gautus pinigus, bei nemok\u0117ti pal\u016bkan\u0173 ar kit\u0173 nuobaud\u0173.<\/p><\/div><h4>Ar galima kredit\u0105 gr\u0105\u017einti anks\u010diau?<\/h4><div class=\"faq_inner\"><p>Taip, galima. M\u016bs\u0173 atrinkti kreditoriai netaiko joki\u0173 papildom\u0173 mokes\u010di\u0173 u\u017e i\u0161ankstin\u012f paskolos gr\u0105\u017einim\u0105.<\/p><\/div><h4>Ar galiu gauti nemokam\u0105 kredit\u0105 studijoms?<\/h4><div class=\"faq_inner\"><p>Kai kurie skolintojai pirm\u0105 paskol\u0105 suteikia nemokamai &#8211; tiesa, \u0161ioms paskoloms taikomi tam tikri dyd\u017eio bei termino ribojimai.<\/p>\n<p>Jei norite su\u017einoti daugiau, skaitykite:\u00a0<a href=\"https:\/\/financer.lt\/pasiskolink\/pirma-paskola-nemokamai\/\">Nemokam\u0173 Paskol\u0173 Pasi\u016blymai Lietuvoje<\/a>.<\/p><\/div><\/div>\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/pasiskolink\/vartojimo-paskola\/\" class=\"button  is-rounded is-primary is-large is-arrow\" target=\"_blank\"  >Palygink Vartojimo Paskolas<\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>Rask Paskol\u0105 Studijoms &#8211; Valstybei vis ma\u017einant finansuojam\u0173 studij\u0173 viet\u0173 skai\u010di\u0173, vis da\u017eniau yra pasirenkama studijuoti su paskolos pagalba. Tinkamai\u2026 <\/p>\n","protected":false},"author":100,"featured_media":39668,"parent":1013,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":true,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false},"categories":[38],"tags":[21],"_links":{"self":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/pages\/39666"}],"collection":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/users\/100"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/comments?post=39666"}],"version-history":[{"count":50,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/pages\/39666\/revisions"}],"predecessor-version":[{"id":73391,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/pages\/39666\/revisions\/73391"}],"up":[{"embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/pages\/1013"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/media\/39668"}],"wp:attachment":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/media?parent=39666"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/categories?post=39666"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/tags?post=39666"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}