{"id":67463,"date":"2023-10-29T21:36:07","date_gmt":"2023-10-29T19:36:07","guid":{"rendered":"https:\/\/financer.lt\/?page_id=67463"},"modified":"2024-09-04T16:16:58","modified_gmt":"2024-09-04T13:16:58","slug":"paskola-verslo-pradziai","status":"publish","type":"page","link":"https:\/\/financer.lt\/pasiskolink\/paskola-verslo-pradziai\/","title":{"rendered":"Paskola Verslo Prad\u017eiai"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"Paskola_Verslo_Pradiai___svarbus_pasirinkimas\">Paskola Verslo Prad\u017eiai &#8211; svarbus pasirinkimas<\/h2>\n\n\n\n<p>Daugelis m\u016bs\u0173 svajoja apie nuosav\u0105 versl\u0105.<\/p>\n\n\n\n<p>I\u0161 ties\u0173, \u0161i svajon\u0117 yra pasiekiama &#8211; svarbiausia yra tur\u0117ti ger\u0105 id\u0117j\u0105, sudaryti tinkam\u0105\u00a0<a href=\"https:\/\/financer.lt\/how-to\/verslo-planas-issamus-vadovas\/\">verslo plan\u0105<\/a>, bei gauti finansavim\u0105 (paskol\u0105).<\/p>\n\n\n\n<p>Paskola verslo prad\u017eiai gali b\u016bti suteikiama tiek\u00a0<strong>su \u012fkeitimu<\/strong>, tiek\u00a0<strong>be \u012fkeitimo<\/strong>, priklausomai nuo j\u016bs\u0173 poreiki\u0173. M\u016bs\u0173 atrinkti skolintojai dirba su INVEGA programa &#8211; suteikiamos geros s\u0105lygos.<\/p>\n\n\n\n<ul>\n<li>Pasiskolinti be \u012fkeitimo galite iki 75 000 eur\u0173 sumai.<\/li>\n\n\n\n<li>INVEGA si\u016blo 40% kompensacij\u0105 pal\u016bkanoms.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\">\n\n\n<div class=\"fn_block block_fn_msg_box warning\"><div class=\"fn_block__icon\"><\/div><p><em>M\u016bs\u0173 puslapis apie paskolas jaunam verslui yra informacinio pob\u016bd\u017eio, bei n\u0117ra finansinis patarimas.<\/em><\/p>\n<p><em>Paskola &#8211; rimtas finansinis \u012fsipareigojimas. Skolintis verslo prad\u017eiai gali b\u016bti rizikinga. Prie\u0161 skolindamiesi, pasitarkite su finans\u0173 ekspertu-konsultantu.<\/em><\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Kur_pasiskolinti_Verslo_Pradiai\">Kur pasiskolinti Verslo Prad\u017eiai?<\/h2>\n\n\n\n<p>Norint pasiskolinti verslo prad\u017eiai, turite kelet\u0105 opcij\u0173 &#8211; svarbu atid\u017eiai \u012fvertinti savo galimybes bei priimti tinkamiausi\u0105 pasirinkim\u0105.<\/p>\n\n\n\n<p><strong>Pagrindiniai skolinimosi b\u016bdai:<\/strong><\/p>\n\n\n\n<ul>\n<li>Paskola i\u0161 artim\u0173j\u0173 rato<\/li>\n\n\n\n<li>Skolinimasis rinkos s\u0105lygomis<\/li>\n\n\n\n<li>INVEGA priemon\u0117 ,,Startuok&#8221;<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\">\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Paskola_i_artimj\">Paskola i\u0161 artim\u0173j\u0173<\/h3>\n\n\n\n<p>Pirma opcija &#8211; skolintis i\u0161 giminai\u010di\u0173 bei artim\u0173 \u017emoni\u0173.<\/p>\n\n\n\n<p>Nors tai yra gan\u0117tinai da\u017enas pasirinkimas pradedant versl\u0105, vis d\u0117lto yra svarbu \u012fvertinti ne tik privalumus, bet ir tr\u016bkumus.<\/p>\n\n\n\n<p>Skolinantis i\u0161 artim\u0173j\u0173, <strong>da\u017enai tr\u016bksta ai\u0161kumo<\/strong> &#8211; sutartys arba nesudaromos, arba sura\u0161omos laisva forma.<\/p>\n\n\n\n<p>Tai kelia rizik\u0105 d\u0117l nesklandum\u0173 bei nesutarim\u0173 ateityje. Jei nesugeb\u0117tum\u0117te gr\u0105\u017einti paskolos, taip pat rizikuojate tarpusavio santykiais.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><p>Atminkite, jog paskola i\u0161 artim\u0173j\u0173 &#8211; rimtas finansinis \u012fsipareigojimas. \u012evertinkite galimybes gr\u0105\u017einti, jei verslas nepasisekt\u0173.<\/p><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Paskola_rinkos_slygomis\">Paskola rinkos s\u0105lygomis<\/h3>\n\n\n\n<p>Tai yra \u012fprasta paskola i\u0161 vieno Lietuvos skolintoj\u0173, kaip <a href=\"https:\/\/financer.lt\/kompanija\/fjord-bank\/\">Fjord Bank<\/a>.<\/p>\n\n\n\n<p>Nors paskola rinkos s\u0105lygomis yra kiek brangesn\u0117, vis d\u0117lto \u0161iuo atveju yra ir privalum\u0173 &#8211; pavyzd\u017eiui, <strong>paprastas suteikimo procesas<\/strong>.<\/p>\n\n\n\n<p>Norint gauti paskol\u0105 rinkos s\u0105lygomis bei prad\u0117ti versl\u0105, u\u017etenka pateikti asmeninius finansinius duomenis &#8211; papildomi dokumentai nereikalingi.<\/p>\n\n\n\n<p>D\u0117l \u0161ios prie\u017easties, \u0161i paskola yra da\u017enas pasirinkimas, kai yra reikalinga nedidel\u0117 paskolos suma, bei norima imtis smulkiojo verslo.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"INVEGA_priemon_Startuok\">INVEGA priemon\u0117 ,,Startuok&#8221;<\/h3>\n\n\n\n<p>Dar vienas sprendimas jauniems verslams &#8211; rinktis <a href=\"https:\/\/invega.lt\/paslaugos\/25\/startuok-90\">INVEGA finansavim\u0105<\/a>.<\/p>\n\n\n\n<p>Jei esate jaunas verslas, galite gauti paskol\u0105 tiesiai i\u0161 INVEGA kiek geresn\u0117mis nei rinkos s\u0105lygomis. Paskolos suma &#8211; iki 3 Milijon\u0173 Eur\u0173, o terminas &#8211; iki 10 met\u0173.<\/p>\n\n\n\n<p>\u0160iuo atveju reiks pateikti papildom\u0173 dokument\u0173, be to, bent 10% reikioamo finansavimo sumos turi sudaryti j\u016bs\u0173 nuosavos l\u0117\u0161os.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box company\"><div class=\"fn_block__icon\"><\/div><p>Jei vykdote socialinio poveikio projektus (arba esate Ukrainos pilietis), galite gauti 30% nuolaid\u0105 nuo paskolos kainos.<\/p><\/div>\n\n\n\t\t<div id=\"genericloan_0_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg1\"><h3>Palygink paskolas i\u0161 23 skolintoj\u0173<\/h3><p>Rask pigiausi\u0105 kain\u0105 vienu paspaudimu<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"10000\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.lt\/rezultatai?query=1&param_amount=10000&param_period=360\" data-slider-url=\"https:\/\/financer.lt\/rezultatai?query=1&param_amount=10000&param_period=360\" data-required=\"rezultatai?query=1param_amount=10000&param_period=360&\" class=\"get_results compare button is-primary is-medium is-rounded\">Palyginti pasi\u016blymus<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"Skolintoj_Slyg_Palyginimas\">Skolintoj\u0173 S\u0105lyg\u0173 Palyginimas<\/h2>\n\n\n\n<p>M\u016bs\u0173 atrinkti skolintojai (Finbee, SAVY, bei Fjord Bank) paskolas teikia itin \u017eema kaina, ta\u010diau kiekvieno j\u0173 s\u0105lygos yra skirtingos.<\/p>\n\n\n\n<p>Pavyzd\u017eiui,\u00a0<strong>Fjord Bank<\/strong>\u00a0suteikia vartojimo paskolas su ypa\u010d \u017eemomis pal\u016bkanomis bei lanks\u010diomis s\u0105lygomis, ta\u010diau \u010dia n\u0117ra speciali\u0173 program\u0173 verslo paskoloms.<\/p>\n\n\n\n<p>Kita vertus,<strong>\u00a0Finbee<\/strong>\u00a0ir\u00a0<strong>SAVY<\/strong>\u00a0teikia verslo paskolas su INVEGA kompensacijomis:<\/p>\n\n\n\n<ul>\n<li>40% kompensacija pal\u016bkanoms<\/li>\n\n\n\n<li>Finansavimo programa ,,Aviet\u0117&#8221;<\/li>\n\n\n\n<li>ES EaSI programos finansavimas<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Slyg_Palyginimas\">S\u0105lyg\u0173 Palyginimas<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>S\u0105lygos<\/th><th>FinBee<\/th><th>SAVY<\/th><th>FjordBank<\/th><\/tr><\/thead><tbody><tr><td><strong>Logo<\/strong><\/td><td><a href=\"https:\/\/financer.lt\/kompanija\/finbee\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\"><img decoding=\"async\" width=\"120\" height=\"37\" class=\"wp-image-66545\" style=\"width: 120px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/09\/finbeenew.png\" alt=\"\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/09\/finbeenew.png 720w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/09\/finbeenew-300x92.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/09\/finbeenew-702x220.png 702w\" sizes=\"(max-width: 120px) 100vw, 120px\" \/><\/a><\/td><td><a href=\"https:\/\/financer.lt\/kompanija\/savy\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\"><img decoding=\"async\" width=\"100\" height=\"32\" class=\"wp-image-34474\" style=\"width: 100px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/02\/savy-ukraine.png\" alt=\"\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/02\/savy-ukraine.png 720w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/02\/savy-ukraine-300x97.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/02\/savy-ukraine-702x232.png 702w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/a><\/td><td><a href=\"https:\/\/financer.lt\/kompanija\/fjord-bank\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\"><img decoding=\"async\" width=\"150\" height=\"46\" class=\"wp-image-41063\" style=\"width: 150px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/03\/fjordnew.png\" alt=\"\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/03\/fjordnew.png 1352w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/03\/fjordnew-300x92.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/03\/fjordnew-1024x313.png 1024w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/03\/fjordnew-768x235.png 768w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/a><\/td><\/tr><tr><td><strong>Paskolos Suma<\/strong> <br><sup>(vartojimo)<\/sup><\/td><td>300 &#8211; 25 000\u20ac<\/td><td>300 &#8211; 30 000\u20ac<\/td><td>600 \u2013 20 000\u20ac<\/td><\/tr><tr><td><strong>INVEGA kompensacija<\/strong><\/td><td><img decoding=\"async\" width=\"20\" height=\"23\" class=\"wp-image-34850\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/02\/proscut-e1675876729914.png\" alt=\"\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"23\" class=\"wp-image-34850\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/02\/proscut-e1675876729914.png\" alt=\"\"><\/td><td><img decoding=\"async\" width=\"20\" height=\"23\" class=\"wp-image-29877\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/12\/cons-e1675876970450.png\" alt=\"\"><\/td><\/tr><tr><td><strong>Paskolos Suma<\/strong><br><sup>(jaunam verslui)<\/sup><\/td><td>iki 75 000\u20ac<br><sup>be \u012fkeitimo<\/sup><\/td><td>iki 15 000\u20ac<br><sup>be \u012fkeitimo<\/sup><\/td><td>iki 20 000\u20ac<br><sup>be \u012fkeitimo<\/sup><\/td><\/tr><tr><td><strong>Gr\u0105\u017einimo Terminas<\/strong><br><\/td><td>12 &#8211; 60 m\u0117n.<br><sup>(jaunam verslui)<\/sup><\/td><td>3 &#8211; 36 m\u0117n.<br><sup>(jaunam verslui)<\/sup><\/td><td>12 \u2013 84 m\u0117n.<br><sup>(vartojimo paskola)<\/sup><\/td><\/tr><tr><td><strong>Pal\u016bkanos<\/strong><\/td><td>nuo 4%<\/td><td>5%<\/td><td>nuo 2.7%<\/td><\/tr><tr><td><strong>BVKKMN<\/strong><\/td><td>nuo 7.08%<\/td><td>12.33 &#8211; 48.01%<\/td><td>7.4% \u2013 36.15%<\/td><\/tr><tr><td><strong>Suteikimo Greitis<\/strong><\/td><td>3-5 d.d.<\/td><td>3-5 d.d.<\/td><td>3 d.d.<\/td><\/tr><tr><td><strong>Skolintojo puslapis<\/strong><\/td><td><a href=\"https:\/\/financer.lt\/kompanija\/finbee\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">FinBee<\/a><\/td><td><a href=\"https:\/\/financer.lt\/kompanija\/savy\/redirect\/\" data-type=\"URL\" data-id=\"https:\/\/financer.lt\/kompanija\/vivus\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">SAVY<\/a><\/td><td><a href=\"https:\/\/financer.lt\/kompanija\/fjord-bank\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">FjordBank<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Finbee\">Finbee<\/h2>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-full is-resized\"><img decoding=\"async\" width=\"720\" height=\"220\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2024\/01\/finbeenew.png\" alt=\"\" class=\"wp-image-70736\" style=\"width:300px\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2024\/01\/finbeenew.png 720w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2024\/01\/finbeenew-300x92.png 300w\" sizes=\"(max-width: 720px) 100vw, 720px\" \/><\/figure><\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\">\n\n\n\n<p><strong>Finbee<\/strong>\u00a0&#8211; tarpusavio skolinimo platforma, kurioje galite gauti verslo paskol\u0105 itin \u017eemomis pal\u016bkanomis.<\/p>\n\n\n\n<p>Bendrov\u0117 ne tik teikia verslo paskolas geromis s\u0105lygomis, bet ir suteikia prieig\u0105 prie INVEGA kompensacij\u0173. Priklausomai nuo j\u016bs\u0173 situacijos, \u010dia galite pasiskolinti\u00a0<strong>iki 75 000 eur\u0173 be turto \u012fkeitimo<\/strong>.<\/p>\n\n\n\n<p>,,Finbee verslui&#8221; paskolos yra populiarios &#8211; \u0161iuo metu bendrov\u0117 finansavim\u0105 suteik\u0117 daugiau nei 2 000 versl\u0173.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><h3 id=\"Privalumai\">Privalumai<\/h3><li><p>INVEGA pal\u016bkan\u0173 kompensacija<\/p>\n<\/li><li><p>iki 75 000\u20ac &#8211; be N.T. u\u017estato<\/p>\n<\/li><li><p>\u012emok\u0173 atid\u0117jimas iki 3 m\u0117n.<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><h3 id=\"Trkumai\">Tr\u016bkumai<\/h3><li><p>\u017denklus sutarties mokestis<\/p>\n<\/li><li><p>Daugiau reikaling\u0173 dokument\u0173<\/p>\n<\/li><\/ul><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"INVEGA_Partneryst\">INVEGA Partneryst\u0117<\/h3>\n\n\n\n<p>Vienas svarbiausi\u0173 Finbee privalum\u0173 yra tas, jog \u0161is skolintojas yra INVEGA partneris.<\/p>\n\n\n\n<p>\u010cia teikiama sutelktin\u0117 paskola\u00a0<strong>,,Aviet\u0117&#8221;<\/strong>, kaip ir INVEGA\u00a0<strong>pal\u016bkan\u0173 kompensacija<\/strong>\u00a0&#8211; suteikiama\u00a0galimyb\u0117 susigr\u0105\u017einti iki 40% sumok\u0117t\u0173 pal\u016bkan\u0173.<\/p>\n\n\n\n<p>Galiausiai, smulkiems verslams yra suteikiama galimyb\u0117 naudotis\u00a0<strong>ES EaSI programos finansavimu<\/strong>, bei gauti paskol\u0105 iki 25 000 eur, vos nuo 0.45% m\u0117nesin\u0117mis pal\u016bkanomis.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Paskolos___ir_Jaunam_Verslui\">Paskolos &#8211; ir Jaunam Verslui<\/h3>\n\n\n\n<p>Finbee taip pat suteikia paskolas tiems, kurie tik pradeda savo veikl\u0105. L\u0117\u0161os gali b\u016bti panaudotos pl\u0117trai, apyvartiniam kapitalui ir kitiems poreikiams.<\/p>\n\n\n\n<p>Paskola galite pasinaudoti tuo atveju, jei j\u016bs\u0173 verslui yra bent 3 m\u0117nesiai.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Paskola verslui &#8211; ypatumai<\/h4>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Finbee<\/th><th>S\u0105lygos<\/th><\/tr><\/thead><tbody><tr><td><strong>Suma<\/strong><\/td><td>iki 75 000\u20ac<br><sup>be \u012fkeitimo<\/sup><\/td><\/tr><tr><td><strong>Terminas<\/strong><\/td><td>iki 5 met\u0173<\/td><\/tr><tr><td><strong>Pal\u016bkanos<\/strong><\/td><td>nuo 7%<br><sup>su visais mokes\u010diais<\/sup><\/td><\/tr><tr><td><strong>Invega kompensacija<\/strong><\/td><td><img decoding=\"async\" width=\"20\" height=\"23\" class=\"wp-image-34850\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/02\/proscut-e1675876729914.png\" alt=\"\"><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"fn_block block_fn_button block_fn_button__sponsored buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/kompanija\/finbee\/redirect\/\" class=\"button  is-rounded is-primary is-medium\" target=\"_blank\"  rel=\"sponsored nofollow\">Gauk Finbee pasi\u016blym\u0105<span class=\"block_fn_button__sponsored-text\">Remiama<\/span><\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"SAVY\">SAVY<\/h2>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-full is-resized\"><img decoding=\"async\" width=\"720\" height=\"232\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2024\/04\/savy-ukraine.png\" alt=\"\" class=\"wp-image-78186\" style=\"width:300px\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2024\/04\/savy-ukraine.png 720w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2024\/04\/savy-ukraine-300x97.png 300w\" sizes=\"(max-width: 720px) 100vw, 720px\" \/><\/figure><\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\">\n\n\n\n<p><strong>SAVY<\/strong>\u00a0&#8211; pirmoji Lietuvoje tarpusavio skolinimo platforma, si\u016blanti vos nuo 0.3% \/ m\u0117n. siekian\u010dias pal\u016bkanas.<\/p>\n\n\n\n<p>Bendrov\u0117 suteikia plataus spektro paskolas &#8211; jaunam verslui yra suteikiami kreditai iki 15 000\u20ac, o kitiems verslams yra suteikiamos paskolos net iki 500 000\u20ac.<\/p>\n\n\n\n<p>Svarbu pamin\u0117ti, jog alternatyviai, savo verslo prad\u017eiai taip pat galite rinktis ir Vartojimo Paskol\u0105 (iki 30 000\u20ac). Tiesa, \u0161io tipo paskola bus suteikta rinkos s\u0105lygomis, tai yra bus kiek brangesn\u0117.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><h3 id=\"Privalumai\">Privalumai<\/h3><li><p>Itin \u017eemos pal\u016bkanos (3.6%)<\/p>\n<\/li><li><p>Ma\u017eiau reikaling\u0173 dokument\u0173<\/p>\n<\/li><li><p>INVEGA kompensacijos<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><h3 id=\"Trkumai\">Tr\u016bkumai<\/h3><li><p>\u017demesn\u0117s galimos sumos (be \u012fkeitimo)<\/p>\n<\/li><li><p>Trumpesni gr\u0105\u017einimo terminai<\/p>\n<\/li><\/ul><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Palkanos_su_kompensavimu___nuo_03\">Pal\u016bkanos su kompensavimu &#8211; nuo 0.3%<\/h3>\n\n\n\n<p>SAVY, kaip ir Finbee, taip pat yra INVEGA partneris.<\/p>\n\n\n\n<p>Tai yra itin svarbu tiems, kurie nori pasinaudoti pal\u016bkan\u0173 kompensavimu &#8211; pasinaudojus kompensacija, pal\u016bkanos SAVY platformoje siekia vos nuo 0.3% per m\u0117nes\u012f, arba 3.6% per metus.<\/p>\n\n\n\n<p>Smulk\u016bs ir vidutiniai verslai taip pat gali pasinaudoti finansavimo programa ,,Aviet\u0117&#8221;.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Paskola_Jaunam_Verslui___nereikia_ataskait\">Paskola Jaunam Verslui &#8211; nereikia ataskait\u0173<\/h3>\n\n\n\n<p>SAVY teikia paskolas ir jaunam verslui &#8211; \u0161i\u0105 paskol\u0105 galite gauti, jei veikl\u0105 vykdote bent 3 m\u0117nesius.<\/p>\n\n\n\n<p>\u0160io tipo paskolos suteikiamos be turto \u012fkeitimo &#8211; iki 15 000\u20ac. Paskolos suteikimo procesas paprastas &#8211; n\u0117ra reikalinga pateikti verslo plan\u0105 ar finansines ataskaitas.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Paskola jaunam verslui &#8211; ypatumai<\/h4>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>SAVY<\/th><th>S\u0105lygos<\/th><\/tr><\/thead><tbody><tr><td><strong>Suma<\/strong><\/td><td>iki 15 000\u20ac \/ 50 000\u20ac<br><sup>jaunam verslui \/ &#8220;aviet\u0117&#8221;<\/sup><\/td><\/tr><tr><td><strong>Terminas<\/strong><\/td><td>iki 3 met\u0173<\/td><\/tr><tr><td><strong>Pal\u016bkanos<\/strong><\/td><td>nuo 5%<\/td><\/tr><tr><td><strong>Invega kompensacija<\/strong><\/td><td><img decoding=\"async\" width=\"20\" height=\"23\" class=\"wp-image-34850\" style=\"width: 20px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/02\/proscut-e1675876729914.png\" alt=\"\"><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"fn_block block_fn_button block_fn_button__sponsored buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/kompanija\/savy\/redirect\/\" class=\"button  is-rounded is-primary is-medium\" target=\"_blank\"  rel=\"sponsored nofollow\">Gauk SAVY pasi\u016blym\u0105<span class=\"block_fn_button__sponsored-text\">Remiama<\/span><\/a><\/div>\n\n\n                <div class=\"fn_block block_fn_msg_box cost search-hero--bg1\">\n\t\t\t\t<h3>Sutaupyk iki <span class=\"compare-amount\">85,00 \u20ac <\/span> nuo paskolos kainos<\/h3>\n\t\t\t\t<p>Kainos skirtumas 500,00 \u20ac paskolai su 90 dien\u0173 terminu yra 85,00 \u20ac.<\/p>\n\t\t\t\t<p class=\"has-text-left\"><a href=\"https:\/\/financer.lt\/rezultatai\/?query=1&filter_non_affiliate=1&param_amount=500&param_period=90\" class=\"button is-normal is-primary is-rounded\">Su\u017einok kaip<\/a><\/p>\n                <\/div><h2 class=\"wp-block-heading\" id=\"Fjord_Bank\">Fjord Bank<\/h2>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-large is-resized\"><img decoding=\"async\" width=\"1024\" height=\"313\" src=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2024\/01\/fjordnew-1024x313.png\" alt=\"\" class=\"wp-image-70728\" style=\"width:300px\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2024\/01\/fjordnew-1024x313.png 1024w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2024\/01\/fjordnew-300x92.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2024\/01\/fjordnew-768x235.png 768w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2024\/01\/fjordnew.png 1352w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\">\n\n\n\n<p>Fjord Bank &#8211; lietuvi\u0161kas specializuotas bankas, teikiantis \u012fvairius vartojimo kreditus.<\/p>\n\n\n\n<p>Tai yra gan\u0117tinai kitoks pasirinkimas nei Finbee ar SAVY &#8211; skirtingai nuo min\u0117t\u0173 bendrovi\u0173, \u010dia n\u0117ra teikiamos verslo paskolos. Vietoj to, j\u016bs galite pasirinkti Vartojimo Kredit\u0105 su \u017eemu BVKKMN.<\/p>\n\n\n\n<p>Tai rei\u0161kia, jog su Fjord Bank skolinsit\u0117s rinkos s\u0105lygomis, ta\u010diau visas skolinimosi procesas bus paprastesnis.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><h3 id=\"Privalumai\">Privalumai<\/h3><li><p>Itin \u017eema bendra kaina (BVKKMN)<\/p>\n<\/li><li><p>Nereikia joki\u0173 \u012fmon\u0117s dokument\u0173<\/p>\n<\/li><li><p>Terminai iki 7 met\u0173<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><h3 id=\"Trkumai\">Tr\u016bkumai<\/h3><li><p>N\u0117ra pal\u016bkan\u0173 kompensavimo (INVEGA)<\/p>\n<\/li><li><p>Paskolos rinkos s\u0105lygomis<\/p>\n<\/li><\/ul><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Vartojimo_Paskola___ypa_emu_BVKKMN\">Vartojimo Paskola &#8211; ypa\u010d \u017eemu BVKKMN<\/h3>\n\n\n\n<p>Tam tikrais atvejais, vartojimo paskola verslo prad\u017eiai gali tapti optimalesniu pasirinkimu nei verslo paskolos.<\/p>\n\n\n\n<p>Viskas priklauso nuo j\u016bs\u0173 situacijos &#8211; verslo k\u016brimo stadijos (ar jau vykdote veikl\u0105?), verslo poreiki\u0173, vystymo plan\u0173 ir taip toliau.<\/p>\n\n\n\n<p>Fjord Bank vartojimo paskol\u0173 s\u0105lygos yra itin palankios &#8211; BVKKMN prasideda nuo 7.4%, bei maksimaliai siekia tik 36.15%. <\/p>\n\n\n\n<p>Palyginimui, Finbee BVKKMN (vartojimui) siekia iki 63.97%.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Silomas_mok_Draudimas\">Si\u016blomas \u012emok\u0173 Draudimas<\/h3>\n\n\n\n<p>I\u0161skirtin\u0117 Fjord Bank teikiama paslauga &#8211; paskolos \u012fmok\u0173 draudimas.<\/p>\n\n\n\n<p>\u0160is draudimas Jus apsaugos tuo atveju, jei netik\u0117tai prarastum\u0117te pajamas ar darbingum\u0105 &#8211; tokiu atveju \u0161i paslauga apmok\u0117s j\u016bs\u0173 \u012fmokas iki 12 m\u0117n. terminui.<\/p>\n\n\n\n<p>Draudimas apmoka \u012fmokas iki 500\u20ac\/m\u0117n., o pats draudimas kainuoja iki 30\u20ac, priklausomai nuo paskolos kriterij\u0173.<\/p>\n\n\n\n<p>Pavyzd\u017eiui, pasiskolinus 10 000\u20ac 48 m\u0117n., draudimas kainuot\u0173\u00a0<strong>16.38\u20ac per m\u0117nes\u012f<\/strong>.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Paskola i\u0161 Fjord Bank &#8211; ypatumai<\/h4>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>Fjord Bank<\/th><th>S\u0105lygos<\/th><\/tr><\/thead><tbody><tr><td><strong>Suma<\/strong><\/td><td>iki 20 000\u20ac<\/td><\/tr><tr><td><strong>Terminas<\/strong><\/td><td>iki 7 met\u0173<\/td><\/tr><tr><td><strong>Pal\u016bkanos<\/strong><\/td><td>nuo 2.7%<\/td><\/tr><tr><td><strong>Invega kompensacija<\/strong><\/td><td><img decoding=\"async\" width=\"20\" height=\"23\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/12\/cons-e1675876970450.png\" alt=\"\"><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"fn_block block_fn_button block_fn_button__sponsored buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/kompanija\/fjord-bank\/redirect\/\" class=\"button  is-rounded is-primary is-medium\" target=\"_blank\"  rel=\"sponsored nofollow\">Gauk Fjord Bank pasi\u016blym\u0105<span class=\"block_fn_button__sponsored-text\">Remiama<\/span><\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Skolintis_ar_Nesiskolinti\">Skolintis, ar Nesiskolinti?<\/h2>\n\n\n\n<p>Pradedant versl\u0105, gali b\u016bti sunku nuspr\u0119sti d\u0117l to, kokia paskola yra reikalinga ir ar i\u0161 viso jos reikia &#8211; nors paskola gali \u017eenkliai pagreitinti keli\u0105 \u012f s\u0117km\u0119, yra svarbu nepamir\u0161ti, jog tai yra rimtas finansinis \u012fsipareigojimas.<\/p>\n\n\n\n<p>\u017demiau pateikiame kelet\u0105 aspekt\u0173, kurie pad\u0117s nuspr\u0119sti, ar paskola verslo prad\u017eiai &#8211; geras pasirinkimas Jums.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><h3 id=\"Paskol_verta_rinktis_jei\">Paskol\u0105 verta rinktis, jei:<\/h3><li><p><strong>Turite nuosekl\u0173 verslo plan\u0105<\/strong>. Yra svarbu tur\u0117ti veiklos plan\u0105 &#8211; prie\u0161 pasiskolinant yra b\u016btina \u017einoti savo verslo tikslus, bei kaip tiksliai j\u0173 sieksite.<\/p>\n<\/li><li><p><strong>Veiklos prad\u017eia &#8211; \u017eadanti<\/strong>. Jauno verslo paskol\u0105 taip pat gali b\u016bti protinga rinktis tuo atveju, jei prad\u0117jote veikl\u0105, o verslo prad\u017eia &#8211; daug \u017eadanti. Prie\u0161 skolinantis, svarbu \u012fsitikinti geromis perspektyvomis.<\/p>\n<\/li><li><p><strong>\u017dinote savo poreikius<\/strong>. Paskola yra tinkamas pasirinkimas tiems, kurie tiksliai \u017eino, ko reikia j\u0173 verslui. Tik tur\u0117dami ai\u0161k\u0173 l\u0117\u0161\u0173 panaudojimo plan\u0105 gal\u0117site efektyviai i\u0161naudoti gaut\u0105 finansavim\u0105.<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><h3 id=\"Paskolos_geriau_vengti_jei\">Paskolos geriau vengti, jei:<\/h3><li><p><strong>Neatlikote rinkos analiz\u0117s<\/strong>. Prie\u0161 imantis verslo bei finansini\u0173 \u012fsipareigojim\u0173, yra svarbu atlikti rinkos analiz\u0119. Geros id\u0117jos neu\u017etenka &#8211; yra b\u016btina \u012fvertinti rinkos poreikius bei konkurent\u0173 situacij\u0105.<\/p>\n<\/li><li><p><strong>N\u0117ra \u012fdirbio<\/strong>. Yra patartina atlikti kiek \u012fmanoma daugiau paruo\u0161iam\u0173j\u0173 darb\u0173 patiems bei skolintis tik tada, kai tai tampa nei\u0161vengiama. Jei nesate prad\u0117j\u0119 joki\u0173 parengiam\u0173j\u0173 darb\u0173, patariame paskol\u0105 atid\u0117ti.<\/p>\n<\/li><li><p><strong>Nesate finansi\u0161kai stabil\u016bs<\/strong>. Paskola &#8211; rimtas finansinis \u012fsipareigojimas. Jei j\u016bs\u0173 finansin\u0117 situacija \u0161iuo metu n\u0117ra stabili, patariame nesiskolinti ir neapkrauti sav\u0119s.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Paskola_Verslo_Pradiai___DUK\">Paskola Verslo Prad\u017eiai &#8211; D.U.K.<\/h2>\n\n\n\n<p>\u017demiau pateikiame atsakymus \u012f da\u017eniausiai kylan\u010dius klausimus d\u0117l paskolos pasirinkimo verslo prad\u017eiai.<\/p>\n\n\n\n<p>Primename, jog paskola yra rimtas finansinis \u012fsipareigojimas, o prie\u0161 skolinantis yra b\u016btina sudaryti i\u0161sam\u0173 verslo plan\u0105.<\/p>\n\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"Daniausiai_Uduodami_Klausimai\">Da\u017eniausiai U\u017eduodami Klausimai<\/h3><h4>Paskola Jaunam Verslui &#8211; kokio dyd\u017eio kredit\u0105 galiu gauti?<\/h4><div class=\"faq_inner\"><p>Maksimalus galimas paskolos dydis priklausys nuo keletos faktori\u0173 &#8211; toki\u0173 kaip j\u016bs\u0173 verslo rizikingumo vertinimas, kredito istorija bei finansin\u0117 situacija.<\/p>\n<p>Pavyzd\u017eiui,\u00a0<a href=\"https:\/\/financer.lt\/kompanija\/savy\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">SAVY<\/a>\u00a0jaunam verslui suteikia paskolas iki 15 000 eur\u0173.<\/p>\n<p>Norint su\u017einoti galim\u0105 sum\u0105 b\u016btent Jums, reik\u0117s pateikti parai\u0161k\u0105 bei sulaukti vertinimo.<\/p><\/div><h4>Paskola Jaunam Verslui &#8211; kokie yra gr\u0105\u017einimo terminai?<\/h4><div class=\"faq_inner\"><p>Paskolos Jaunam Verslui da\u017eniausiai yra gan\u0117tinai trumpalaik\u0117s &#8211; \u012fprastai, iki 3 &#8211; 5 met\u0173 terminui.<\/p>\n<p>Trumpesni gr\u0105\u017einimo terminai yra si\u016blomi d\u0117l didesn\u0117s rizikos, su kuria susiduria Jauni Verslai &#8211; naujos bendrov\u0117s dar n\u0117ra \u012fsitvirtinusios rinkoje bei negali prisiimti ilgalaiki\u0173 finansini\u0173 \u012fsipareigojim\u0173.<\/p><\/div><h4>Kas yra INVEGA?<\/h4><div class=\"faq_inner\"><p>Pagal oficial\u0173 apra\u0161\u0105:<\/p>\n<p><em>,,INVEGA yra valstyb\u0117s \u012fsteigta finans\u0173 \u012fstaiga, kurios pagrindiniai veiklos tikslai yra teikti finansines paslaugas, \u012fgyvendinti ir administruoti finansines bei kitokio pob\u016bd\u017eio verslo finansavimo priemones.&#8221;<\/em><\/p>\n<p>Paprastai tariant, INVEGA yra valstybin\u0117 \u012fmon\u0117, kuri gali suteikti paskolas j\u016bs\u0173 jaunam verslui, kaip ir kompensuoti pal\u016bkanas, jei atitinkate tam tikras s\u0105lygas.<\/p>\n<p>Naudodama mokes\u010di\u0173 mok\u0117toj\u0173 pinigus bei ES fondus, institucija INVEGA u\u017etikrina finansavimo galimybes \u012fvairiems verslams bei \u0161alyje skatina verslum\u0105.<\/p><\/div><h4>Kokios kompanijos bendradarbiauja su INVEGA?<\/h4><div class=\"faq_inner\"><p>INVEGA bendradarbiauja su \u012fvairiomis \u0161alies \u012fmon\u0117mis tam, jog verslininkai gal\u0117t\u0173 gauti reikiam\u0105 finansavim\u0105 geresn\u0117mis s\u0105lygomis.<\/p>\n<p><strong>Keletas INVEGA partneri\u0173:<\/strong><\/p>\n<ul>\n<li><a href=\"https:\/\/financer.lt\/kompanija\/finbee\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">Finbee<\/a><\/li>\n<li><a href=\"https:\/\/financer.lt\/kompanija\/savy\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">SAVY<\/a><\/li>\n<li>Swedbank<\/li>\n<li>Citadele<\/li>\n<li>Luminor<\/li>\n<li>\u0160iauli\u0173 Bankas<\/li>\n<li>Kauno Kredito Unija<\/li>\n<li>Vilniaus Kredito Unija ir kt.<\/li>\n<\/ul><\/div><h4>Kokie yra reikalavimai 50% pal\u016bkan\u0173 kompensacijai?<\/h4><div class=\"faq_inner\"><p>Norint gauti iki 50% pal\u016bkan\u0173 kompensavim\u0105 i\u0161 INVEGA, j\u016bs tur\u0117site atitikti kelet\u0105 reikalavim\u0173. Vis\u0173 pirma, j\u016bs\u0173 paskol\u0105 turi b\u016bti suteik\u0119s INVEGA partneris (kaip\u00a0<a href=\"https:\/\/financer.lt\/kompanija\/finbee\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">Finbee<\/a>\u00a0ar\u00a0<a href=\"https:\/\/financer.lt\/kompanija\/savy\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">SAVY<\/a>).<\/p>\n<p><strong>Pagrindiniai reikalavimai kompensacijai:<\/strong><\/p>\n<ul>\n<li>Paskol\u0105 gali gauti SVV subjektas (smulkusis ir vidutinis verslas)<\/li>\n<li>Paskolos sutartis parai\u0161kos vertinimo metu &#8211; galiojanti<\/li>\n<li>Parei\u0161k\u0117jui n\u0117ra i\u0161keltas bankrotas<\/li>\n<li>Parei\u0161k\u0117jas neturi teistumo<\/li>\n<li>Paskola jau n\u0117ra kompensuojama<\/li>\n<li>Parei\u0161k\u0117jui netaikomos sankcijos<\/li>\n<li>Nuo sutarties pasira\u0161ymo pra\u0117j\u0119 ne daugiau kaip 1 metai<\/li>\n<\/ul><\/div><h4>Ar b\u016btina \u012fkeisti turt\u0105, jog gau\u010diau paskol\u0105?<\/h4><div class=\"faq_inner\"><p>Ne, turto \u012fkeitimas n\u0117ra b\u016btinas. Priklausomai nuo paskolos tipo ir dyd\u017eio, j\u016bs pasiskolinti savo verslo reikm\u0117ms galite ir tik su asmeniniu laidavimu.<\/p>\n<p>Vis d\u0117lto, norint rinktis verslo paskol\u0105 vir\u0161 50 t\u016bkst. eur\u0173, arba vartojimo kredit\u0105 vir\u0161 25 &#8211; 30 t\u016bkst. eur\u0173, teks \u012fkeisti N.T. ar kit\u0105 turt\u0105.<\/p><\/div><h4>Paskola su \u012fkeitimu &#8211; koki\u0105 sum\u0105 galima gauti?<\/h4><div class=\"faq_inner\"><p>Galima suma priklauso nuo \u012fkei\u010diamo turto bei j\u016bs\u0173 bendrov\u0117s kredito rizikos reitingo.<\/p>\n<p>Priklausomai nuo skolintojo bei \u012fkeisto turto, galite pasiskolinti iki 200 &#8211; 500 t\u016bkstan\u010di\u0173 eur\u0173.<\/p><\/div><h4>Nuo ko priklauso paskolos s\u0105lygos?<\/h4><div class=\"faq_inner\"><p>Paskolos s\u0105lygos priklauso tiek nuo j\u016bs\u0173 situacijos, tiek nuo pasirinkto skolintojo.<\/p>\n<p>Pavyzd\u017eiui, jei j\u016bs\u0173 kredito reitingas yra \u017eemas, jums bus taikomos \u017eemesn\u0117s pal\u016bkanos ir palankesn\u0117s paskolos s\u0105lygos. Ir atvirk\u0161\u010diai &#8211; auk\u0161tesn\u0117s rizikos verslui suteikiama paskola bus kiek brangesn\u0117.<\/p>\n<p>Taip pat svarbu ir INVEGA &#8211; pasinaudoj\u0119 INVEGA kompensacija, galite atgauti iki 50% sumok\u0117t\u0173 pal\u016bkan\u0173, kas \u017eenkliai atpigins gaut\u0105 finansin\u0119 paslaug\u0105.<\/p><\/div><h4>Kam galiu panaudoti gautas l\u0117\u0161as?<\/h4><div class=\"faq_inner\"><p>Gaut\u0105 verslo paskol\u0105 galite panaudoti \u012fvairiai &#8211; i\u0161 esm\u0117s, galite finansuoti visk\u0105, ko reikia j\u016bs\u0173 verslui.<\/p>\n<p><strong>Paskolos Panaudojimo Galimyb\u0117s:<\/strong><\/p>\n<ul>\n<li>Naujai \u012erangai<\/li>\n<li>S\u0105skait\u0173 Finansavimui<\/li>\n<li>Refinansavimui<\/li>\n<li>Pl\u0117trai<\/li>\n<li>Apyvartin\u0117ms L\u0117\u0161oms<\/li>\n<li>Papildoms I\u0161laidoms ir kt.<\/li>\n<\/ul><\/div><h4>Kas yra ES EaSI programa?<\/h4><div class=\"faq_inner\"><p>ES EaSI (ES U\u017eimtumo ir Socialini\u0173 Inovacij\u0173 programa) &#8211; speciali finansin\u0117 priemon\u0117, skatinanti u\u017eimtum\u0105 bei geresnes darbo s\u0105lygas.<\/p>\n<p>Pagal \u0161i\u0105 program\u0105, galite gauti speciali\u0105 paskol\u0105 (smulkiesiems verslams) &#8211; apyvartin\u0117ms l\u0117\u0161oms, pl\u0117trai bei \u012frangos atnaujinimui.<\/p>\n<p>Suteikiama suma yra tarp 1 000 &#8211; 25 000 eur\u0173, o gr\u0105\u017einimo terminas &#8211; iki 3 met\u0173.<\/p>\n<p><strong>Paskolos Ypatumai:<\/strong><\/p>\n<ul>\n<li>Pal\u016bkanos nuo 0.45% \/ m\u0117n.<\/li>\n<li>Suteikiama INVEGA kompensacija<\/li>\n<li>\u012emon\u0117ms su ma\u017eiau nei 10 darbuotoj\u0173<\/li>\n<li>\u012emon\u0117ms, kuri\u0173 metin\u0117 apyvarta &lt;2 mln. EUR<\/li>\n<\/ul><\/div><\/div>\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/how-to\/verslo-planas-issamus-vadovas\/\" class=\"button  is-rounded is-primary is-large\" target=\"_blank\"  >Sudaryk Verslo Plan\u0105\u2192<\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>Paskola Verslo Prad\u017eiai &#8211; svarbus pasirinkimas Daugelis m\u016bs\u0173 svajoja apie nuosav\u0105 versl\u0105. I\u0161 ties\u0173, \u0161i svajon\u0117 yra pasiekiama &#8211; svarbiausia\u2026 <\/p>\n","protected":false},"author":100,"featured_media":81746,"parent":1013,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":true,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false},"categories":[38],"tags":[],"_links":{"self":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/pages\/67463"}],"collection":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/users\/100"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/comments?post=67463"}],"version-history":[{"count":50,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/pages\/67463\/revisions"}],"predecessor-version":[{"id":81799,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/pages\/67463\/revisions\/81799"}],"up":[{"embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/pages\/1013"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/media\/81746"}],"wp:attachment":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/media?parent=67463"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/categories?post=67463"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/tags?post=67463"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}