{"id":69196,"date":"2023-12-11T17:06:53","date_gmt":"2023-12-11T15:06:53","guid":{"rendered":"https:\/\/financer.lt\/?page_id=69196"},"modified":"2024-09-04T16:16:58","modified_gmt":"2024-09-04T13:16:58","slug":"paskola-su-uzstatu","status":"publish","type":"page","link":"https:\/\/financer.lt\/pasiskolink\/paskola-su-uzstatu\/","title":{"rendered":"Paskola su U\u017estatu"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"Paskola_su_Ustatu___palyginome\">Paskola su U\u017estatu &#8211; palyginome<\/h2>\n\n\n\n<p>Kartais, prireikia didel\u0117s pinig\u0173 sumos &#8211; vieni nori \u012fsigyti sodyb\u0105, kiti planuoja didelius asmeninius projektus, o treti galvoja apie naujo automobilio \u012fsigijim\u0105.<\/p>\n\n\n\n<p>Tokiais atvejais, Jums gali pad\u0117ti <strong>Paskola su U\u017estatu<\/strong> &#8211; didesnio dyd\u017eio kreditas, kur\u012f gausite \u012fkeit\u0119 turim\u0105 Nekilnojam\u0105j\u012f Turt\u0105.<\/p>\n\n\n\n<p>Mes palyginsime \u012fvairius pasi\u016blymus bei pad\u0117sime nuspr\u0119sti, ar \u0161io tipo kreditas yra tinkamiausias Jums. Prad\u0117kime!<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box warning\"><div class=\"fn_block__icon\"><\/div><p><em>\u0160is puslapis yra tik informacinio pob\u016bd\u017eio, bei n\u0117ra finansinis patarimas.<\/em><\/p>\n<p><em>Paskola su u\u017estatu &#8211; rimtas finansinis \u012fsipareigojimas. Prie\u0161 skolindamiesi, \u012fvertinkite savo galimybes gr\u0105\u017einti.<\/em><\/p><\/div>\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Paskola_su_Ustatu___ne_tik_bstui_pirkti\">Paskola su U\u017estatu &#8211; ne tik b\u016bstui pirkti<\/h2>\n\n\n\n<p>Da\u017enai manoma, jog paskola su u\u017estatu suteikiama tik kaip <a href=\"https:\/\/financer.lt\/pasiskolink\/busto-paskola\/\">B\u016bsto Paskola.<\/a><\/p>\n\n\n\n<p>I\u0161 ties\u0173, paskol\u0105 su u\u017estatu galima panaudoti ir kitoms reikm\u0117ms &#8211; atlikti brang\u0173 b\u016bsto remont\u0105, \u012fsigyti nauj\u0105 automobil\u012f ar net prad\u0117ti savo versl\u0105.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Papildomos_ilaidos\">Papildomos i\u0161laidos<\/h3>\n\n\n\n<p>Svarbu \u017einoti, jog norint gauti paskol\u0105 su u\u017estatu, bus reikalingas turto vertinimo pa\u017eyma, notaro patvirtinimas, hipotekos registravimas ir kitos i\u0161laidos.<\/p>\n\n\n\n<p>Paskolos su u\u017estatu sudarymas gali pareikalauti apie 1 000\u20ac papildom\u0173 i\u0161laid\u0173.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Pagrindin\u0117s i\u0161laidos paskolai:<\/h4>\n\n\n\n<ul>\n<li><strong>Turto vertinimas:<\/strong> nuo 100-200\u20ac<\/li>\n\n\n\n<li><strong>Notaro tvirtinimas:<\/strong> 0.37% nuo paskolos sumos<\/li>\n\n\n\n<li><strong>Hipotekos tvirtinimas: <\/strong>iki 240\u20ac<\/li>\n\n\n\n<li><strong>Pal\u016bkanos: <\/strong>tarp 2-20%<\/li>\n\n\n\n<li><strong>Sutarties sudarymas:<\/strong> 0.4-0.6% nuo paskolos sumos<\/li>\n<\/ul>\n\n\n\n\t\t<div id=\"genericloan_0_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg1\"><h3>Palygink paskolas i\u0161 23 skolintoj\u0173<\/h3><p>Rask pigiausi\u0105 kain\u0105 vienu paspaudimu<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"10000\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.lt\/rezultatai?query=1&param_amount=10000&param_period=360&\" data-slider-url=\"https:\/\/financer.lt\/rezultatai?query=1&param_amount=10000&param_period=360&\" data-required=\"rezultatai?query=1param_amount=10000&param_period=360&\" class=\"get_results compare button is-primary is-medium is-rounded\">Palyginti pasi\u016blymus<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"Paskola_su_Ustatu_palyginimas\">Paskola su U\u017estatu: palyginimas<\/h2>\n\n\n\n<p>Trumpai palyginkime m\u016bs\u0173 pagrindinius atrinktus pasi\u016blymus &#8211; SAVY, SMSpinigai bei Paskolos.lt.<\/p>\n\n\n\n<p>Visos bendrov\u0117s turi savo ypating\u0173 privalum\u0173 &#8211; toki\u0173, kaip galimyb\u0117 atid\u0117ti \u012fmok\u0173 mok\u0117jim\u0105 6 m\u0117nesiams, ar net sustabdyti \u012fmok\u0173 mok\u0117jim\u0105 net 12 m\u0117nesi\u0173 (daugiau apie tai &#8211; v\u0117liau).<\/p>\n\n\n\n<p>Primename, jog pateiktos m\u0117nesio \u012fmokos yra preliminarios &#8211; norint gauti tiksl\u0173 pasi\u016blym\u0105, patariame pateikti parai\u0161k\u0105. Taip pat primename, jog hipoteka &#8211; rimtas finansinis \u012fsipareigojimas, kuriuo \u012fkei\u010diate savo turt\u0105. Skolinkit\u0117s atsakingai!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Skolintoj_Palyginimas\">Skolintoj\u0173 Palyginimas<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table><thead><tr><th>S\u0105lygos<\/th><th>SMSPINIGAI<\/th><th>SAVY<\/th><th>Paskolos.lt<\/th><\/tr><\/thead><tbody><tr><td><strong>Logo<\/strong><\/td><td><img decoding=\"async\" width=\"100\" height=\"44\" class=\"wp-image-29280\" style=\"width: 100px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/11\/6-smspinigai-350.png\" alt=\"\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2022\/11\/6-smspinigai-350.png 350w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2022\/11\/6-smspinigai-350-300x131.png 300w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/td><td><img decoding=\"async\" width=\"100\" height=\"32\" class=\"wp-image-34474\" style=\"width: 100px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/02\/savy-ukraine.png\" alt=\"\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/02\/savy-ukraine.png 720w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/02\/savy-ukraine-300x97.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/02\/savy-ukraine-702x232.png 702w\" sizes=\"(max-width: 100px) 100vw, 100px\" \/><\/td><td><img decoding=\"async\" width=\"150\" height=\"22\" class=\"wp-image-34687\" style=\"width: 150px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/02\/paskoloslt.png\" alt=\"\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/02\/paskoloslt.png 730w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/02\/paskoloslt-300x44.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/02\/paskoloslt-702x106.png 702w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/td><\/tr><tr><td><strong>Paskolos Suma<\/strong><br><sup><em>Su NT \u012fkeitimu<\/em><\/sup><\/td><td>1000 &#8211; 100 000\u20ac<\/td><td>20 000 &#8211; 200 000\u20ac<\/td><td>1000 &#8211; 100 000\u20ac<\/td><\/tr><tr><td><strong>Gr\u0105\u017einimo Terminas<\/strong><\/td><td>iki 30 met\u0173<\/td><td>iki 20 met\u0173<\/td><td>iki 10 met\u0173<\/td><\/tr><tr><td><strong>Pal\u016bkanos<\/strong><\/td><td>nuo 14%<\/td><td>nuo 4%<\/td><td>nuo 14%<\/td><\/tr><tr><td><strong>BVKKMN<\/strong><\/td><td>nuo 15%<\/td><td>nuo 6%<\/td><td>nuo 15%<\/td><\/tr><tr><td><strong>\u012ekei\u010diamo NT vert\u0117<\/strong><\/td><td>iki 80%<\/td><td>iki 80%<\/td><td>iki 80%<\/td><\/tr><tr><td><strong>Preliminari \u012fmoka<\/strong><br><em>(30 000\u20ac, 10 met\u0173 terminui)<\/em><\/td><td>~469\u20ac<\/td><td>~340\u20ac<\/td><td>~469\u20ac<\/td><\/tr><tr><td><strong>I\u0161ankstinis Gr\u0105\u017einimas<\/strong><\/td><td>Nemokamas<\/td><td>Nemokamas<\/td><td>Nemokamas<\/td><\/tr><tr><td><strong>Skolintojo puslapis<\/strong><\/td><td><a href=\"https:\/\/financer.lt\/kompanija\/smspinigai\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">SMSpinigai<\/a><\/td><td><a href=\"https:\/\/financer.lt\/kompanija\/savy\/redirect\/\" data-type=\"URL\" data-id=\"https:\/\/financer.lt\/kompanija\/vivus\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">SAVY<\/a><\/td><td><a href=\"https:\/\/financer.lt\/kompanija\/paskolos-lt\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">Paskolos.lt<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"SAVY\">SAVY<\/h2>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter is-resized\"><a href=\"https:\/\/financer.lt\/kompanija\/savy\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\"><img decoding=\"async\" width=\"300\" height=\"97\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2017\/09\/savy-ukraine-300x97.png\" alt=\"\" class=\"wp-image-42083\" style=\"aspect-ratio:3.0927835051546393;width:300px;height:auto\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2017\/09\/savy-ukraine-300x97.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2017\/09\/savy-ukraine.png 720w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/figure><\/div>\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul>\n<li><strong>Paskolos suma:<\/strong>\u00a0iki 200 000\u20ac <\/li>\n\n\n\n<li><strong>Gr\u0105\u017einimo Terminas:<\/strong>\u00a0iki 20 met\u0173<\/li>\n\n\n\n<li><strong>Pal\u016bkanos:<\/strong>\u00a04% (+ 0.12%\/m\u0117n. tarpininkavimo mokestis)<\/li>\n\n\n\n<li><strong>Ypatumai:<\/strong>\u00a0\u012emok\u0173 atid\u0117jimas 6 m\u0117nesiams<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\">\n\n\n\n<p><strong>SAVY<\/strong>\u00a0yra tarpusavio skolinimo platforma &#8211; \u010dia jums reikaling\u0105 paskol\u0105 finansuos smulkieji investuotojai.<\/p>\n\n\n\n<p>\u012ekurta dar 2014 metais, SAVY yra viena seniausi\u0173 tokio tipo platform\u0173 visoje Lietuvoje. Ji teikia tiek \u012fprastas vartojimo paskolas, tiek refinansavim\u0105, tiek paskolas su N.T. \u012fkeitimu.<\/p>\n\n\n\n<p><a href=\"https:\/\/financer.lt\/kompanija\/savy\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">Apsilankyk SAVY puslapyje\u2192<br><\/a><sup><em>remiama<\/em><\/sup><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Ypa_geros_slygos\">Ypa\u010d geros s\u0105lygos<\/h3>\n\n\n\n<p>Tarpusavio skolinimosi veikimo modelis sukuria galimyb\u0119 paskolas teikti \u017eenkliai geresn\u0117mis s\u0105lygomis, nei dalis konkurent\u0173.\u00a0<\/p>\n\n\n\n<p>Si\u016blomos pal\u016bkanos siekia vos 4%, \u043e m\u0117nesinis administravimo (tarpininkavimo) mokestis siekia tarp 0.1 &#8211; 0.5%, priklausomai nuo paskolos sumos.<\/p>\n\n\n\n<p>I\u0161 ties\u0173, tai yra pigiausias pasirinkimas m\u016bs\u0173 s\u0105ra\u0161e &#8211; pasirink\u0119 30 000\u20ac paskol\u0105 10 met\u0173 terminui, preliminariai mok\u0117tum\u0117te po 340\u20ac kas m\u0117nes\u012f.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Nemokamas_mok_atidjimas\">Nemokamas \u012fmok\u0173 atid\u0117jimas<\/h3>\n\n\n\n<p>SAVY taip pat suteikia galimyb\u0119 atid\u0117ti \u012fmok\u0173 mok\u0117jim\u0105 iki 6 m\u0117nesi\u0173 terminui.<\/p>\n\n\n\n<p>Tai rei\u0161kia, jog gav\u0119 paskol\u0105, galite iki pus\u0117s met\u0173 nemok\u0117ti \u012fmok\u0173 bei pasir\u016bpinti kitais finansiniais poreikiais, kaip ir pasir\u016bpinti savo finans\u0173 gerinimu.<\/p>\n\n\n\n<p>\u0160i paslauga papildomai nekainuoja, bei yra itin pravarti visiems, susid\u016brusiems su dideliais poreikiais ir didel\u0117mis i\u0161laidomis.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"SAVY_Privalumai_ir_Trkumai\">SAVY Privalumai ir Tr\u016bkumai<\/h3>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li><p>\u017demos pal\u016bkanos &#8211; nuo 4%<\/p>\n<\/li><li><p>Pigiau nei pas dal\u012f bank\u0173<\/p>\n<\/li><li><p>Galimyb\u0117 atid\u0117ti \u012fmokas iki 6 m\u0117n.<\/p>\n<\/li><li><p>Greitas sprendimas &#8211; per 1 darbo dien\u0105<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><li><p>M\u0117nesinis tarpininkavimo mokestis<\/p>\n<\/li><li><p>Kiek trumpesni terminai &#8211; iki 20 met\u0173<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_button block_fn_button__sponsored buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/kompanija\/savy\/redirect\/\" class=\"button  is-rounded is-primary is-medium is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Gauk SAVY pasi\u016blym\u0105<span class=\"block_fn_button__sponsored-text\">Remiama<\/span><\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"SMSpinigai\">SMSpinigai<\/h2>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter\"><a href=\"https:\/\/financer.lt\/kompanija\/smspinigai\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\"><img decoding=\"async\" width=\"300\" height=\"129\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/03\/smspinigai-transparent-e1691697903550-300x129.png\" alt=\"\" class=\"wp-image-41534\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/03\/smspinigai-transparent-e1691697903550-300x129.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/03\/smspinigai-transparent-e1691697903550.png 373w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/figure><\/div>\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul>\n<li><strong>Paskolos suma:<\/strong>\u00a0iki 100 000\u20ac<\/li>\n\n\n\n<li><strong>Gr\u0105\u017einimo Terminas:<\/strong>\u00a0iki 30 met\u0173<\/li>\n\n\n\n<li><strong>Pal\u016bkanos:<\/strong>\u00a014%<\/li>\n\n\n\n<li><strong>Ypatumai:<\/strong>\u00a012 m\u0117nesi\u0173 \u012fmok\u0173 sustabdymas<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\">\n\n\n\n<p>SMSpinigai yra skolintojas, geriausiai \u017einomas d\u0117l savo si\u016blom\u0173 greit\u0173j\u0173 kredit\u0173 &#8211; galimyb\u0117s pasiskolinti per 15 minu\u010di\u0173.<\/p>\n\n\n\n<p>Vis d\u0117lto, SMSpinigai taip pat si\u016blo ir vartojimo kreditus su N.T. \u012fkeitimu &#8211; \u012fkeit\u0119 nekilnojam\u0105j\u012f turt\u0105, \u010dia galite gauti paskol\u0105 iki 100 000\u20ac, net iki 30 met\u0173 terminui.<\/p>\n\n\n\n<p><a href=\"https:\/\/financer.lt\/kompanija\/smspinigai\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">Apsilankyk SMSpinigai puslapyje\u2192<br><\/a><sup><em>remiama<\/em><\/sup><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Palkanos___nuo_14\">Pal\u016bkanos &#8211; nuo 14%<\/h3>\n\n\n\n<p>Skirtingai nuo SAVY pasi\u016blymo, SMSpinigai taiko auk\u0161tesnes pal\u016bkanas &#8211; \u010dia pal\u016bkanos prasideda nuo 14%, priklausomai nuo asmens kredito reitingo, norimos paskolos dyd\u017eio bei kit\u0173 faktori\u0173.<\/p>\n\n\n\n<p>Vis d\u0117lto, taikomas BVKKMN yra s\u0105lyginai neauk\u0161tas &#8211; nuo 15%. Pavyzd\u017eiui, konkurento ,,Hipocredit&#8221; vien metin\u0117s pal\u016bkanos gali siekti 18%, o BVKKMN &#8211; dar didesnis.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Pertrauka_nuo_mokjim\">Pertrauka nuo mok\u0117jim\u0173<\/h3>\n\n\n\n<p>Svarbus SMSpinigai privalumas &#8211; si\u016bloma pertrauka nuo mok\u0117jim\u0173.<\/p>\n\n\n\n<p>Jei jums prireikt\u0173, galite pasirinkti iki 12 m\u0117nesi\u0173 pertrauk\u0105 nuo prievol\u0117s mok\u0117ti \u012fmokas. Tai yra svarbi pagalba tuo atveju, kai suprast\u0117ja finansin\u0117 situacija ar atsiranda kit\u0173 neatid\u0117liotin\u0173 i\u0161laid\u0173.<\/p>\n\n\n\n<p>Pavyzd\u017eiui, jei prarastum\u0117te darb\u0105, gal\u0117tum\u0117te pasiimti pertrauk\u0105 ir taip \u017eenkliai suma\u017einti savo i\u0161laidas.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"SMSpinigai_Privalumai_bei_Trkumai\">SMSpinigai Privalumai bei Tr\u016bkumai<\/h3>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li><p>\u012emok\u0173 pertrauka iki 12 m\u0117nesi\u0173<\/p>\n<\/li><li><p>Gr\u0105\u017einimo terminai &#8211; iki 30 met\u0173<\/p>\n<\/li><li><p>Greitas parai\u0161kos nagrin\u0117jimas<\/p>\n<\/li><li><p>Skolinama net iki 80% \u012fkeisto NT vert\u0117s<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><li><p>Am\u017eiaus reikalavimas: tik nuo 24 met\u0173<\/p>\n<\/li><li><p>Auk\u0161tos pal\u016bkanos &#8211; nuo 14%<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_button block_fn_button__sponsored buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/kompanija\/smspinigai\/redirect\/\" class=\"button  is-rounded is-primary is-medium is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Gauk SMSpinigai pasi\u016blym\u0105<span class=\"block_fn_button__sponsored-text\">Remiama<\/span><\/a><\/div>\n\n\n                <div class=\"fn_block block_fn_msg_box cost search-hero--bg1\">\n\t\t\t\t<h3>Sutaupyk iki <span class=\"compare-amount\">85,00 \u20ac <\/span> nuo paskolos kainos<\/h3>\n\t\t\t\t<p>Kainos skirtumas 500,00 \u20ac paskolai su 90 dien\u0173 terminu yra 85,00 \u20ac.<\/p>\n\t\t\t\t<p class=\"has-text-left\"><a href=\"https:\/\/financer.lt\/rezultatai\/?query=1&filter_non_affiliate=1&param_amount=500&param_period=90\" class=\"button is-normal is-primary is-rounded\">Su\u017einok kaip<\/a><\/p>\n                <\/div><h2 class=\"wp-block-heading\" id=\"Paskoloslt\">Paskolos.lt<\/h2>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter\"><a href=\"https:\/\/financer.lt\/kompanija\/paskolos-lt\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\"><img decoding=\"async\" width=\"300\" height=\"44\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/02\/paskoloslt-300x44.png\" alt=\"\" class=\"wp-image-34687\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/02\/paskoloslt-300x44.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/02\/paskoloslt-702x106.png 702w, https:\/\/financer.global\/app\/uploads\/sites\/15\/2023\/02\/paskoloslt.png 730w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/figure><\/div>\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul>\n<li><strong>Paskolos suma:<\/strong>\u00a0iki 100 000\u20ac (priklauso nuo \u012fkei\u010diamo NT)<\/li>\n\n\n\n<li><strong>Gr\u0105\u017einimo Terminas:<\/strong>\u00a0iki 10 met\u0173<\/li>\n\n\n\n<li><strong>Pal\u016bkanos:<\/strong>\u00a014%<\/li>\n\n\n\n<li><strong>Ypatumai:<\/strong>\u00a0Jokio administravimo mokes\u010dio<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\">\n\n\n\n<p>Paskolos.lt &#8211; rinkoje gerai \u017einomas skolintojas, si\u016blantis greituosius kreditus bei vartojimo paskolas, kaip ir kitas finansines paslaugas (kredito linij\u0105, paskol\u0105 automobiliui ir t.t.).<\/p>\n\n\n\n<p>\u012edomu tai, jog Paskolos.lt skolintoj\u0105 valdo UAB ,,Nordecum&#8221; &#8211; ta pati bendrov\u0117, kaip ir SMSpinigai. Vis d\u0117lto, \u0161i\u0173 dviej\u0173 skolintoj\u0173 s\u0105lygos kiek skiriasi.<\/p>\n\n\n\n<p><a href=\"https:\/\/financer.lt\/kompanija\/paskolos-lt\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">Apsilankyk Paskolos.lt puslapyje\u2192<br><\/a><em><sup>remiama<\/sup><\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Jokio_administravimo_mokesio\">Jokio administravimo mokes\u010dio<\/h3>\n\n\n\n<p>Vienas i\u0161 Paskolos.lt privalum\u0173 &#8211; jokio administravimo mokes\u010dio. Tai leid\u017eia \u017eenkliai sutaupyti &#8211; neretai sutarties administravimas sudaro didel\u0119 vis\u0173 paskolos i\u0161laid\u0173 dal\u012f.<\/p>\n\n\n\n<p>Pavyzd\u017eiui, konkurentas ,,Hipocredit&#8221; taiko net 5% administravimo mokest\u012f &#8211; tai rei\u0161kia, kad pasiskolin\u0119 30 000\u20ac, j\u016bs tur\u0117site sumok\u0117ti net 1 500\u20ac u\u017e administravim\u0105.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Trumpesni_grinimo_terminai\">Trumpesni gr\u0105\u017einimo terminai<\/h3>\n\n\n\n<p>\u0160iam skolintojui yra b\u016bdingi trumpesni gr\u0105\u017einimo terminai nei kit\u0173 m\u016bs\u0173 atrinkt\u0173 skolintoj\u0173.<\/p>\n\n\n\n<p>\u010cia galima pasiskolinti iki 10 met\u0173 terminui &#8211; tai yra gan ma\u017eesnis terminas nei SAVY (20m.) ar SMSpinigai (30m.).\u00a0<\/p>\n\n\n\n<p>D\u0117l trumpesni\u0173 termin\u0173, Paskolos.lt paslaugos yra tinkamiausios asmenims, norintiems pasiskolinti kiek ma\u017eesniems pirkiniams, arba tiems, kurie yra pasireng\u0119 mok\u0117ti auk\u0161tas m\u0117nesines \u012fmokas.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Paskoloslt_Privalumai_bei_Trkumai\">Paskolos.lt Privalumai bei Tr\u016bkumai<\/h3>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li><p>N\u0117ra administravimo mokes\u010dio<\/p>\n<\/li><li><p>Galima iki 12 m\u0117n. \u012fmok\u0173 pertrauka<\/p>\n<\/li><li><p>\u00a0Kredito suma &#8211; iki 80% \u012fkei\u010diamo NT vert\u0117s<\/p>\n<\/li><li><p>Paskolos su \u012fkeitimu &#8211; nuo 19 met\u0173<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><li><p>Gr\u0105\u017einimo terminai &#8211; iki 10 met\u0173<\/p>\n<\/li><li><p>BVKKMN &#8211; nuo 15%<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_button block_fn_button__sponsored buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/kompanija\/paskolos-lt\/redirect\/\" class=\"button  is-rounded is-primary is-medium is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Gauk Paskolos.lt pasi\u016blym\u0105<span class=\"block_fn_button__sponsored-text\">Remiama<\/span><\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Kaip_skolintis_protingai\">Kaip skolintis protingai?<\/h2>\n\n\n\n<p>Yra keletas aspekt\u0173, kuriuos svarbu atminti, renkantis paskol\u0105 &#8211; vis d\u0117lto, paskola yra rimtas finansinis \u012fsipareigojimas. <\/p>\n\n\n\n<p>\u017demiau pateikiame kelet\u0105 patarim\u0173, kurie pad\u0117s i\u0161vengti da\u017eniausiai darom\u0173 klaid\u0173. Kilus klausim\u0173, visad pasikonsultuokite su ekspertu.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ol class=\"check\"><h3 id=\"Ms_Patarimai\">M\u016bs\u0173 Patarimai<\/h3><li><p><strong>Palygink skirtingus pasi\u016blymus<\/strong><\/p>\n<p>Neskub\u0117kite rinktis pirmos pasitaikiusios paskolos &#8211; palyginkite kelet\u0105 pasi\u016blym\u0173. Taip \u012fvertinsite skirtingas s\u0105lygas bei i\u0161sirinksite palankiausi\u0105 variant\u0105.<\/p>\n<\/li><li><p><strong>Skolinkis tik tiek, kiek reikia<\/strong><\/p>\n<p>\u012evertinkite, kokio dyd\u017eio paskola reikalinga. Pasirinkus per didel\u0119 paskolos sum\u0105, sumok\u0117site daugiau pal\u016bkan\u0173 bei apsikrausite finansine na\u0161ta.<\/p>\n<\/li><li><p><strong>\u012evertink savo galimybes gr\u0105\u017einti<\/strong><\/p>\n<p>Prie\u0161 skolinantis, yra itin svarbu pasverti, ar gal\u0117site laiku mok\u0117ti paskolos \u012fmokas. Nepamir\u0161kite, jog nemok\u0117dami \u012fmok\u0173 laiku, rizikuosite prarasti \u012fkeist\u0105 Nekilnojam\u0105j\u012f Turt\u0105.<\/p>\n<\/li><li><p><strong>\u012esigilink \u012f s\u0105lygas<\/strong><\/p>\n<p>Prie\u0161 pasira\u0161ydami paskolos teikimo sutart\u012f, b\u016btinai \u012fsigilinkite \u012f visas s\u0105lygas. \u012evertinkite ne tik teikimo s\u0105lygas, bet ir papildomus \u012fkainius, kaip delspinigius, sutarties keitimo mokest\u012f ir kt.<\/p>\n<\/li><\/ol><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Paskola_su_Ustatu___daniausi_klausimai\">Paskola su U\u017estatu &#8211; da\u017eniausi klausimai<\/h2>\n\n\n\n<p>Paskola su u\u017estatu &#8211; rimtas finansinis \u012fsipareigojimas, kuriam b\u016bdingas kiek sud\u0117tingesnis suteikimo procesas bei reikalingi papildomi dokumentai.<\/p>\n\n\n\n<p>Neretai, gali kilti klausim\u0173 d\u0117l paskol\u0173 su u\u017estatu &#8211; \u017eemiau pateikiame atsakymus \u012f da\u017eniausiai u\u017eduodamus klausimus.<\/p>\n\n\n\n<p>Kilus neai\u0161kum\u0173, patariame pasikonsultuoti su savo finans\u0173 ekspertu-patar\u0117ju.<\/p>\n\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"DUK\">D.U.K.<\/h3><h4>Noriu pasiskolinti su N.T. \u012fkeitimu &#8211; koki\u0105 sum\u0105 galiu gauti?<\/h4><div class=\"faq_inner\"><p>Maksimali paskolos suma priklauso nuo \u012fkei\u010diamo Nekilnojamojo Turto vert\u0117s &#8211; kuo didesn\u0117 j\u016bs\u0173 NT vert\u0117, tuo didesn\u0119 paskol\u0105 gal\u0117site gauti.<\/p>\n<p>Priklausomai nuo skolintojo, da\u017eniausiai gal\u0117site pasiskolinti iki 100 &#8211; 500 t\u016bkstan\u010di\u0173 eur\u0173.<\/p><\/div><h4>Paskola su u\u017estatu &#8211; kokia galimi gr\u0105\u017einimo terminai?<\/h4><div class=\"faq_inner\"><p>Gr\u0105\u017einimo terminai da\u017eniausiai yra lankst\u016bs &#8211; maksimalus gr\u0105\u017einimo terminas da\u017eniausiai siekia 10 &#8211; 30 met\u0173, priklausomai nuo skolintojo.<\/p>\n<p>Svarbu pamin\u0117ti, jog paskol\u0105 galite gr\u0105\u017einti ir anks\u010diau termino &#8211; tik \u012fsigilinkite, ar tokiu atveju n\u0117ra taikomi papildomi mokes\u010diai.<\/p><\/div><h4>Paskolos Suma &#8211; koki\u0105 \u012fkeisto N.T. vert\u0117s dal\u012f gausiu?<\/h4><div class=\"faq_inner\"><p>Priklausomai nuo skolintojo, jums pasi\u016blyta paskola sieks iki 75 &#8211; 85% \u012fkeisto Nekilnojamojo Turto vert\u0117s.<\/p>\n<p>Pavyzd\u017eiui, skolintojas\u00a0<a href=\"https:\/\/financer.lt\/kompanija\/smspinigai\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">SMSpinigai<\/a>\u00a0suteikia paskolas, siekian\u010dias iki 80% \u012fkei\u010diamo turto vert\u0117s:<\/p>\n<ul>\n<li>Pavyzd\u017eiui, jei j\u016bs\u0173 N.T. yra vertinamas 100 000\u20ac, j\u016bs gal\u0117site gauti iki 80 000\u20ac siekian\u010di\u0105 paskol\u0105.<\/li>\n<\/ul><\/div><h4>Kokios yra Paskolos su \u012ekeitimu pal\u016bkanos?<\/h4><div class=\"faq_inner\"><p>Pal\u016bkanos skiriasi tarp skolintoj\u0173, kaip ir skiriasi priklausomai nuo j\u016bs\u0173 finansin\u0117s pad\u0117ties, paskolos sumos ir termino, bei kit\u0173 aspekt\u0173.<\/p>\n<p>\u012eprastai, galite tik\u0117tis tarp 4 &#8211; 18% siekian\u010di\u0173 metini\u0173 pal\u016bkan\u0173.<\/p><\/div><h4>Nuo ko priklauso paskolos kaina?<\/h4><div class=\"faq_inner\"><p>Bendra paskolos kaina priklauso nuo toki\u0173 aspekt\u0173, kaip:<\/p>\n<ul>\n<li>J\u016bs\u0173 kredito istorija<\/li>\n<li>J\u016bs\u0173 pajamos, turimi \u012fsipareigojimai, \u0161eimynin\u0117 pad\u0117tis<\/li>\n<li>\u012ekei\u010diamo N.T. vert\u0117<\/li>\n<li>Pasirenkama Paskolos Suma<\/li>\n<li>Pasirenkamas Gr\u0105\u017einimo Terminas<\/li>\n<li>Skolintojo Kainodara<\/li>\n<\/ul><\/div><h4>Ar galiu paskol\u0105 gr\u0105\u017einti anks\u010diau laiko?<\/h4><div class=\"faq_inner\"><p>Taip, galite &#8211; nor\u0117dami, galite atlikti dalin\u012f arba piln\u0105 i\u0161ankstin\u012f gr\u0105\u017einim\u0105. Atlikti dalin\u012f gr\u0105\u017einim\u0105 verta, nes jums bus skai\u010diuojamos pal\u016bkanos nuo ma\u017eesnio paskolos liku\u010dio &#8211; taip ma\u017eiau sumok\u0117site.<\/p>\n<p>\u012evertinkite, ar i\u0161ankstiniam gr\u0105\u017einimui n\u0117ra taikomi papildomi mokes\u010diai &#8211; dalis skolintoj\u0173 si\u016blo nemokam\u0105 i\u0161ankstin\u012f gr\u0105\u017einim\u0105, o dalis skolintoj\u0173 reikalauja papildomo mokes\u010dio.<\/p><\/div><h4>\u012estaiga duodanti paskolas u\u017e turto \u012fkeitim\u0105 &#8211; kur skolintis?<\/h4><div class=\"faq_inner\"><p>Rinkdamiesi paskol\u0105 su turto \u012fkeitimu, galite rinktis tarp Banko, kreditoriaus (UAB), bei Kredito Unijos.<\/p>\n<p>Vis\u0173 skolintoj\u0173 s\u0105lygos skiriasi &#8211; pavyzd\u017eiui, nors bank\u0173 pal\u016bkanos neretai yra \u017eemesn\u0117s, \u0161ie taiko auk\u0161tesnius sutarties keitimo mokes\u010dius bei joki\u0173 papildom\u0173 privalum\u0173.<\/p>\n<p>Kita vertus, bendrov\u0117s kaip\u00a0<a href=\"https:\/\/financer.lt\/kompanija\/savy\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">SAVY<\/a>\u00a0leid\u017eia atid\u0117ti \u012fmok\u0173 mok\u0117jim\u0105 6 m\u0117nesiams, o pal\u016bkanos siekia tik nuo 4%.<\/p>\n<p><strong>Prie\u0161 skolindamiesi, atkreipkite d\u0117mes\u012f \u012f:<\/strong><\/p>\n<ul>\n<li>Pal\u016bkanas<\/li>\n<li>Bendr\u0105 paskolos kainos metin\u0119 norm\u0105<\/li>\n<li>Galimus papildomus mokes\u010dius (pvz. sutarties keitimo, i\u0161ra\u0161\u0173 ir kt.)<\/li>\n<li>Si\u016blomas papildomas naudas &#8211; \u012fmok\u0173 pertrauk\u0105, atid\u0117jim\u0105 ir pana\u0161iai.<\/li>\n<\/ul><\/div><h4>Ar paskoloms su u\u017estatu yra taikomas am\u017eiaus reikalavimas?<\/h4><div class=\"faq_inner\"><p>Taip, skirtingos bendrov\u0117s taiko skirtingus am\u017eiaus reikalavimus. \u012eprastai, paskol\u0105 su turto \u012fkeitimu norintis gauti asmuo turi b\u016bti sulauk\u0119s bent 19 &#8211; 24 met\u0173.<\/p>\n<p>Taip pat, taikomas ir maksimalaus am\u017eiaus reikalavimas &#8211; da\u017eniausiai skolinama asmenims iki 60 met\u0173.<\/p><\/div><h4>Noriu pasiskolinti be u\u017estato &#8211; koki\u0105 sum\u0105 galiu gauti?<\/h4><div class=\"faq_inner\"><p>Skolinantis be \u012fkeitimo, galima maksimali suma priklausys nuo pasirinkto skolintojo bei j\u016bs\u0173 finansin\u0117s pad\u0117ties.<\/p>\n<p>Kuo geresn\u0117 j\u016bs\u0173 finansin\u0117 situacija bei kredito reitingas, tuo didesn\u0119 paskol\u0105 gal\u0117site gauti:<\/p>\n<ul>\n<li>Priklausomai nuo skolintojo, galite gauti iki 15 000 &#8211; 35 000\u20ac siekiant\u012f kredit\u0105.<\/li>\n<\/ul><\/div><h4>Ie\u0161kau vartojimo paskolos &#8211; kur skolintis?<\/h4><div class=\"faq_inner\"><p>Renkantis vartojimo paskol\u0105, yra itin svarbu atsi\u017evelgti \u012f BVKKMN, papildomus mokes\u010dius bei kitas s\u0105lygas.<\/p>\n<p>Palygin\u0119 de\u0161imtis skolintoj\u0173 Lietuvoje, mes atrinkome \u0161ias bendroves kaip itin gerus pasirinkimus:<\/p>\n<ul>\n<li><a href=\"https:\/\/financer.lt\/kompanija\/finbee\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">Finbee<\/a><\/li>\n<li><a href=\"https:\/\/financer.lt\/kompanija\/savy\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">SAVY<\/a><\/li>\n<li><a href=\"https:\/\/financer.lt\/kompanija\/fjord-bank\/redirect\/\" target=\"_blank\" rel=\"sponsored noopener nofollow\">Fjord Bank<\/a><\/li>\n<\/ul>\n<hr>\n<p>\u0160ie skolintojai gali pasi\u016blyti \u017eem\u0105 BVKKMN (t.y. paskolos yra pigios), bei papildomas naudas, kaip \u012fmok\u0173 draudim\u0105 (Fjord Bank).<\/p><\/div><\/div>\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Paskola su U\u017estatu &#8211; palyginome Kartais, prireikia didel\u0117s pinig\u0173 sumos &#8211; vieni nori \u012fsigyti sodyb\u0105, kiti planuoja didelius asmeninius projektus,\u2026 <\/p>\n","protected":false},"author":100,"featured_media":69198,"parent":1013,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":true,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false},"categories":[38],"tags":[],"_links":{"self":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/pages\/69196"}],"collection":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/users\/100"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/comments?post=69196"}],"version-history":[{"count":50,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/pages\/69196\/revisions"}],"predecessor-version":[{"id":72906,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/pages\/69196\/revisions\/72906"}],"up":[{"embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/pages\/1013"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/media\/69198"}],"wp:attachment":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/media?parent=69196"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/categories?post=69196"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/tags?post=69196"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}