{"id":69294,"date":"2023-12-20T09:16:22","date_gmt":"2023-12-20T07:16:22","guid":{"rendered":"https:\/\/financer.lt\/?page_id=69294"},"modified":"2024-09-04T16:12:27","modified_gmt":"2024-09-04T13:12:27","slug":"buto-paskola","status":"publish","type":"page","link":"https:\/\/financer.lt\/pasiskolink\/buto-paskola\/","title":{"rendered":"Buto Paskola"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"Paskola_Apartamentams___kur_pigiausia\">Paskola Apartamentams &#8211; kur pigiausia?<\/h2>\n\n\n\n<p>Gal\u0173 gale at\u0117jo laikas \u012fsigyti nuosav\u0105 but\u0105. Kyla klausimas &#8211; kur pasiskolinti?<\/p>\n\n\n\n<p>Rinkoje piln\u0105 buto paskolos pasi\u016blym\u0173 ir visi jie yra skirtingi. Pasiskolinti galima tiek su \u012fkeitimu, tiek be \u012fkeitimo &#8211; priklausomai nuo j\u016bs\u0173 poreiki\u0173.<\/p>\n\n\n\n<p>Yra svarbu skolintis atsargiai bei palyginti s\u0105lygas &#8211; lygindami, galite sutaupyti ne tik \u0161imtus, bet ir t\u016bkstan\u010dius eur\u0173.<\/p>\n\n\n\n<p>\u0160iame puslapyje rasite m\u016bs\u0173 <strong>Top pasirinkimus buto paskoloms<\/strong>, o taip pat &#8211; patarimus, kaip paskolai i\u0161leisti ma\u017eiau.<\/p>\n\n\n\n\n<div class=\"fn_block block_fn_msg_box warning\"><div class=\"fn_block__icon\"><\/div><p>M\u016bs\u0173 straipsnis apie paskolas butui yra tik informacinio pob\u016bd\u017eio, bei n\u0117ra finansinis patarimas.<\/p>\n<p>Paskola su \u012fkeitimu &#8211; labai rimtas finansinis \u012fsipareigojimas. \u012evertinkite savo galimybes gr\u0105\u017einti.<\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Kas_gali_gauti_Buto_Paskol\">Kas gali gauti Buto Paskol\u0105?<\/h2>\n\n\n\n<p>Nor\u0117dami gauti paskol\u0105 butui, privalote atitikti keliamus reikalavimus.<\/p>\n\n\n\n<p>Reikalavimai stipriai priklauso nuo paskolos tipo (t.y. ar reikalingas \u012fkeitimas), sumos, bei kit\u0173 aspekt\u0173, pvz. j\u016bs\u0173 kreditingumo.<\/p>\n\n\n\n<p>Trumpai aptarkime, kas gali gauti paskol\u0105 butui \u012fsigyti.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ol class=\"check\"><h3 id=\"Svarbiausi_reikalavimai\">Svarbiausi reikalavimai<\/h3><li><p><strong>Am\u017eiaus cenzas<\/strong><\/p>\n<p>Taikomi reikalavimai am\u017eiui. Da\u017eniausiai &#8211; b\u016bti tarp 21 &#8211; 60 met\u0173 am\u017eiaus.<\/p>\n<\/li><li><p><strong>Stabilios pajamos<\/strong><\/p>\n<p>Privalu gauti stabili\u0173 pajam\u0173, bei pas dabartin\u012f darbdav\u012f dirbti bent 4 m\u0117nesius.<\/p>\n<\/li><li><p><strong>Joki\u0173 pradelst\u0173 skol\u0173<\/strong><\/p>\n<p>Negalite tur\u0117ti joki\u0173 v\u0117luojan\u010di\u0173 skol\u0173 &#8211; jei j\u0173 turite, rinkit\u0117s <a href=\"https:\/\/financer.lt\/pasiskolink\/refinansavimas\/\">refinansavim\u0105<\/a>.<\/p>\n<\/li><li><p><strong>Kredito istorija<\/strong><\/p>\n<p>Norint gauti didesn\u0119 paskol\u0105, yra svarbi tvarkinga kredito istorij\u0105.<\/p>\n<\/li><li><p><strong>Pradinis \u012fna\u0161as<\/strong><\/p>\n<p>Renkantis paskol\u0105 su turto \u012fkeitimu, bus reikalingas 15 &#8211; 30% pradinis \u012fna\u0161as.<\/p>\n<\/li><\/ol><\/div>\n\n\n\t\t<div id=\"genericloan_0_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg1\"><h3>Palygink paskolas i\u0161 23 skolintoj\u0173<\/h3><p>Rask pigiausi\u0105 kain\u0105 vienu paspaudimu<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"10000\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.lt\/rezultatai?query=1&param_amount=10000&param_period=360&\" data-slider-url=\"https:\/\/financer.lt\/rezultatai?query=1&param_amount=10000&param_period=360&\" data-required=\"rezultatai?query=1param_amount=10000&param_period=360&\" class=\"get_results compare button is-primary is-medium is-rounded\">Palyginti pasi\u016blymus<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"Kur_pasiskolinti_butui\">Kur pasiskolinti butui?<\/h2>\n\n\n\n<p>\u0160iame puslapyje mes atrinkome 3 skolintojus, kurie gali suteikti reikiam\u0105 paskol\u0105 butui \u012fsigyti geromis s\u0105lygomis (2024 metais).<\/p>\n\n\n\n<p>\u017demiau rasite bendr\u0105 skolintoj\u0173 palyginim\u0105, kaip ir trump\u0105 kiekvienos bendrov\u0117s ap\u017evalg\u0105 2024 metams.<\/p>\n\n\n\n<p>Taip pat, mes pateiksime ir por\u0105 alternatyv\u0173 tiems, kurie nori pasiskolinti be turto \u012fkeitimo.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Ms_Top_3_su_keitimu\">M\u016bs\u0173 Top 3 (su \u012fkeitimu):<\/h3>\n\n\n\n<ul>\n<li><a rel=\"sponsored noopener nofollow\" target=\"_blank\" href=\"https:\/\/financer.lt\/kompanija\/savy\/redirect\/\">SAVY<\/a><\/li>\n\n\n\n<li><a rel=\"sponsored noopener nofollow\" target=\"_blank\" href=\"https:\/\/financer.lt\/kompanija\/smspinigai\/redirect\/\">SMSpinigai<\/a><\/li>\n\n\n\n<li><a rel=\"sponsored noopener nofollow\" target=\"_blank\" href=\"https:\/\/financer.lt\/kompanija\/paskolos-lt\/redirect\/\">Paskolos.lt<\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Skolintoj_Palyginimas\">Skolintoj\u0173 Palyginimas<\/h2>\n\n\n\n<p>Prie\u0161 skolinantis, yra svarbu \u012fsigilinti \u012f paskolos teikimo s\u0105lygas, kaip ir palyginti kelet\u0105 pasi\u016blym\u0173.<\/p>\n\n\n\n<p>Mes palyginome kelet\u0105 populiariausi\u0173 skolintoj\u0173 Lietuvoje &#8211; \u017eemiau rasite tiek galimas paskol\u0173 sumas ir gr\u0105\u017einimo terminus, tiek BVKKMN ir preliminarias m\u0117nesio \u012fmokas (skolinantis 20 000\u20ac sum\u0105, 7 met\u0173 terminui).<\/p>\n\n\n\n<p>Primename, jog nurodyti \u012fmok\u0173 dyd\u017eiai yra tik orientaciniai &#8211; konkretus pasi\u016blymas Jums priklausys nuo \u012fkei\u010diamo turto, j\u016bs\u0173 kreditingumo bei finansin\u0117s situacijos.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Pagrindins_Slygos\">Pagrindin\u0117s S\u0105lygos<\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table class=\"has-fixed-layout\"><thead><tr><th>S\u0105lygos<\/th><th>SMSPINIGAI<\/th><th>SAVY<\/th><th>Paskolos.lt<\/th><th>Finbee<\/th><th>Fjord Bank<\/th><\/tr><\/thead><tbody><tr><td><strong>Logo<\/strong><\/td><td><img decoding=\"async\" width=\"150\" height=\"70\" class=\"wp-image-72449\" style=\"width: 150px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2024\/02\/smspinigai-transparent-e1709124812309.png\" alt=\"\"><a rel=\"sponsored noopener nofollow\" href=\"https:\/\/financer.lt\/kompanija\/smspinigai\/redirect\/\" target=\"_blank\"><\/a><\/td><td><img decoding=\"async\" width=\"150\" height=\"48\" class=\"wp-image-71294\" style=\"width: 150px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2024\/01\/savy-ukraine-e1707685872377.png\" alt=\"\"><a rel=\"sponsored noopener nofollow\" href=\"https:\/\/financer.lt\/kompanija\/savy\/redirect\/\" target=\"_blank\"><\/a><\/td><td><img decoding=\"async\" width=\"150\" height=\"22\" class=\"wp-image-74540\" style=\"width: 150px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2024\/03\/paskoloslt-e1709550318467.png\" alt=\"\"><a rel=\"sponsored noopener nofollow\" href=\"https:\/\/financer.lt\/kompanija\/paskolos-lt\/redirect\/\" target=\"_blank\"><\/a><\/td><td><img decoding=\"async\" width=\"150\" height=\"46\" class=\"wp-image-70725\" style=\"width: 150px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2024\/01\/image-11-e1708026729873.png\" alt=\"\"><a rel=\"sponsored noopener nofollow\" href=\"https:\/\/financer.lt\/kompanija\/finbee\/redirect\/\" target=\"_blank\"><\/a><\/td><td><img decoding=\"async\" width=\"150\" height=\"59\" class=\"wp-image-71785\" style=\"width: 150px;\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2018\/03\/fjord-small-1.png\" alt=\"\"><a rel=\"sponsored noopener nofollow\" href=\"https:\/\/financer.lt\/kompanija\/fjord-bank\/redirect\/\" target=\"_blank\"><\/a><\/td><\/tr><tr><td><strong>Paskolos Suma<\/strong><\/td><td>iki 100 000\u20ac<br><em><sup>Su NT \u012fkeitimu<\/sup><\/em><\/td><td>iki 200 000\u20ac<br><em><sup>Su NT \u012fkeitimu<\/sup><\/em><\/td><td>iki 100 000\u20ac<br><em><sup>Su NT \u012fkeitimu<\/sup><\/em><\/td><td>iki 25 000\u20ac<br><sup>Be \u012fkeitimo<\/sup><\/td><td>iki 25 000\u20ac<br><sup>Be \u012fkeitimo<\/sup><\/td><\/tr><tr><td><strong>Paskolos Su \u012ekeitimu<\/strong><\/td><td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/02\/proscut-e1675876729914.png\" alt=\"\"><\/td><td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/02\/proscut-e1675876729914.png\" alt=\"\"><\/td><td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2023\/02\/proscut-e1675876729914.png\" alt=\"\"><\/td><td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/12\/cons-e1675876970450.png\" alt=\"\"><\/td><td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/12\/cons-e1675876970450.png\" alt=\"\"><\/td><\/tr><tr><td><strong>Gr\u0105\u017einimo Terminas<\/strong><\/td><td>iki 30 met\u0173<\/td><td>iki 20 met\u0173<\/td><td>iki 10 met\u0173<\/td><td>iki 7 met\u0173<\/td><td>iki 7 met\u0173<\/td><\/tr><tr><td><strong>Pal\u016bkanos<\/strong><\/td><td>nuo 14%<\/td><td>nuo 4%<\/td><td>nuo 14%<\/td><td>nuo 7%<\/td><td>nuo 2.7%<\/td><\/tr><tr><td><strong>BVKKMN<\/strong><\/td><td>nuo 15%<\/td><td>nuo 6%<\/td><td>nuo 15%<\/td><td>nuo 17.76%<\/td><td>nuo 7.4%<\/td><\/tr><tr><td><strong>\u012ekei\u010diamo NT vert\u0117<\/strong><\/td><td>iki 80%<\/td><td>iki 80%<\/td><td>iki 80%<\/td><td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/12\/cons-e1675876970450.png\" alt=\"\"><\/td><td><img decoding=\"async\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2022\/12\/cons-e1675876970450.png\" alt=\"\"><\/td><\/tr><tr><td><strong>Preliminari \u012fmoka<\/strong><br><em><sup>(20 000\u20ac, 7 m.)<\/sup><\/em><\/td><td>~375\u20ac<\/td><td>~316\u20ac<\/td><td>~375\u20ac<\/td><td>~327\u20ac<\/td><td>~368\u20ac<\/td><\/tr><tr><td><strong>Skolintojo puslapis<\/strong><\/td><td><a rel=\"sponsored noopener nofollow\" target=\"_blank\" href=\"https:\/\/financer.lt\/kompanija\/smspinigai\/redirect\/\">SMSpinigai<\/a><\/td><td><a rel=\"sponsored noopener nofollow\" target=\"_blank\" href=\"https:\/\/financer.lt\/kompanija\/savy\/redirect\/\">SAVY<\/a><\/td><td><a rel=\"sponsored noopener nofollow\" target=\"_blank\" href=\"https:\/\/financer.lt\/kompanija\/paskolos-lt\/redirect\/\">Paskolos.lt<\/a><\/td><td><a rel=\"sponsored noopener nofollow\" target=\"_blank\" href=\"https:\/\/financer.lt\/kompanija\/finbee\/redirect\/\">Finbee<\/a><\/td><td><a rel=\"sponsored noopener nofollow\" target=\"_blank\" href=\"https:\/\/financer.lt\/kompanija\/fjord-bank\/redirect\/\">Fjord Bank<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\">\n\n\n\n<h3 class=\"wp-block-heading\" id=\"SAVY\">SAVY<\/h3>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"150\" height=\"48\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2024\/01\/savy-ukraine-e1707685872377.png\" alt=\"\" class=\"wp-image-71294\"><\/figure><\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\">\n\n\n\n<ul>\n<li><strong>Suma:<\/strong>\u00a0iki 200 000\u20ac<\/li>\n\n\n\n<li><strong>Gr\u0105\u017einimo terminas:<\/strong>\u00a0iki 20 met\u0173<\/li>\n\n\n\n<li><strong>Pal\u016bkanos:<\/strong>\u00a0nuo 4%<\/li>\n\n\n\n<li><strong>Ypatumai:<\/strong>\u00a0Pirmos \u012fmokos atid\u0117jimas<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\">\n\n\n\n<p><strong>SAVY <\/strong>yra pirmoji Lietuvoje tarpusavio skolinimo platforma, kurioje j\u016bs\u0173 paskol\u0105 finansuos smulkieji investuotojai.<\/p>\n\n\n\n<p>D\u0117l tokio veikimo principo, SAVY gali paskolas suteikti geresn\u0117mis s\u0105lygomis &#8211; \u010dia pal\u016bkanos prasideda vos nuo 4%. I\u0161 ties\u0173, SAVY yra vienas pigiausi\u0173 pasirinkim\u0173 \u0161iame s\u0105ra\u0161e &#8211; ypa\u010d, jei planuojate \u012fkeisti N.T.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Atid\u0117k Pirm\u0105 \u012emok\u0105<\/h4>\n\n\n\n<p>SAVY si\u016bloma akcija &#8211; galimyb\u0117 atid\u0117ti pirm\u0105j\u0105 paskolos \u012fmok\u0105 6 m\u0117nesiams. Pavyzd\u017eiui, jei buto paskol\u0105 gausite Saus\u012f, \u012fmokas prad\u0117ti mok\u0117ti reik\u0117s tik Liep\u0105.\u00a0<\/p>\n\n\n\n<p>\u0160is pasi\u016blymas gali b\u016bti itin svarbus perkant but\u0105 &#8211; gavus buto paskol\u0105, gali tekti atlikti ir remont\u0105, kas rei\u0161kia papildomas i\u0161laidas.<\/p>\n\n\n\n<p>SAVY atid\u0117jimas leid\u017eia pasir\u016bpinti kitais darbais, bei \u012fmokas prad\u0117ti mok\u0117ti jau \u012fsik\u016brus.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">SAVY: Privalumai &amp; Tr\u016bkumai<a rel=\"sponsored noopener nofollow\" href=\"https:\/\/financer.lt\/kompanija\/savy\/redirect\/\" target=\"_blank\"><\/a><\/h4>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li><p>\u017demos pal\u016bkanos ir BVKKMN<\/p>\n<\/li><li><p>Pirma \u012fmoka &#8211; po 6 m\u0117nesi\u0173<\/p>\n<\/li><li><p>Lanks\u010dios gr\u0105\u017einimo s\u0105lygos<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><li><p>Yra tarpininkavimo mokestis<\/p>\n<\/li><li><p>U\u017e i\u0161ankstin\u012f gr\u0105\u017einim\u0105 &#8211; iki 3% mokestis<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_button block_fn_button__sponsored buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/kompanija\/savy\/redirect\/\" class=\"button  is-rounded is-primary is-medium is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Gauk SAVY pasi\u016blym\u0105<span class=\"block_fn_button__sponsored-text\">Remiama<\/span><\/a><\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\">\n\n\n\n<h3 class=\"wp-block-heading\" id=\"SMSpinigai\">SMSpinigai<\/h3>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"150\" height=\"70\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2024\/02\/smspinigai-transparent-e1709124812309.png\" alt=\"\" class=\"wp-image-72449\"><\/figure><\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\">\n\n\n\n<ul>\n<li><strong>Suma:<\/strong>\u00a0iki 100 000\u20ac<\/li>\n\n\n\n<li><strong>Gr\u0105\u017einimo terminas:<\/strong>\u00a0iki 30 met\u0173<\/li>\n\n\n\n<li><strong>Pal\u016bkanos:<\/strong>\u00a0nuo 14%<\/li>\n\n\n\n<li><strong>Ypatumai:<\/strong>\u00a0\u012emok\u0173 pertrauka<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\">\n\n\n\n<p>SMSpinigai yra geriausiai \u017einoma kaip greit\u0173j\u0173 kredit\u0173 bendrov\u0117, suteikianti paskolas vos per 10 &#8211; 15 minu\u010di\u0173.<\/p>\n\n\n\n<p>Vis d\u0117lto, \u0161i \u012fmon\u0117 taip pat si\u016blo pasiskolinti ir su N.T. \u012fkeitimu &#8211; puikus sprendimas tiems, kurie ie\u0161ko buto paskolos.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Paskola Butui &#8211; nuo 14%<\/h4>\n\n\n\n<p>\u0160io skolintojo taikomos pal\u016bkanos yra kiek auk\u0161tesn\u0117s nei konkurent\u0173 &#8211; nuo 14%. BVKKMN siekia nuo 16%.<\/p>\n\n\n\n<p>Vis d\u0117lto, SMSpinigai gali tapti pigesniu pasirinkimu &#8211; ypa\u010d, jei j\u016bs\u0173 kreditingumas yra \u017eemesnis, bei kiti skolintojai taiko auk\u0161tesn\u012f BVKKMN.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Pertrauka nuo \u012fmok\u0173<\/h4>\n\n\n\n<p>SMSpinigai suteikia galimyb\u0119 pasiimti iki 12 m\u0117nesi\u0173 pertrauk\u0105 nuo \u012fmok\u0173.<\/p>\n\n\n\n<p>Tai gali tapti geru sprendimu norint apsaugos, jei suprast\u0117t\u0173 j\u016bs\u0173 finansin\u0117 pad\u0117tis &#8211; tur\u0117site galimyb\u0119 atsistoti ant koj\u0173 ir nesir\u016bpinti finansine na\u0161ta.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">SMSpinigai: Privalumai &amp; Tr\u016bkumai<\/h4>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li><p>Greitas parai\u0161kos nagrin\u0117jimas<\/p>\n<\/li><li><p>\u012emok\u0173 pertrauka iki 12 m\u0117n.<\/p>\n<\/li><li><p>Lanks\u010dios gr\u0105\u017einimo s\u0105lygos<\/p>\n<\/li><li><p>N\u0117ra administravimo mokes\u010dio<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><li><p>Auk\u0161tesn\u0117s pal\u016bkanos (nuo 14%)<\/p>\n<\/li><li><p>Am\u017eiaus apribojimai: nuo 24 iki 60 met\u0173<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_button block_fn_button__sponsored buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/kompanija\/smspinigai\/redirect\/\" class=\"button  is-rounded is-primary is-medium\" target=\"_blank\"  rel=\"sponsored nofollow\">Gauk SMSpinigai pasi\u016blym\u0105<span class=\"block_fn_button__sponsored-text\">Remiama<\/span><\/a><\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\">\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Paskoloslt\">Paskolos.lt<\/h3>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"200\" height=\"29\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2024\/03\/paskoloslt-1-e1709550434614.png\" alt=\"\" class=\"wp-image-74541\"><\/figure><\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\">\n\n\n\n<ul>\n<li><strong>Suma:<\/strong>\u00a0iki 100 000\u20ac<\/li>\n\n\n\n<li><strong>Gr\u0105\u017einimo terminas:<\/strong>\u00a0iki 10 met\u0173<\/li>\n\n\n\n<li><strong>Pal\u016bkanos:<\/strong>\u00a0nuo 14%<\/li>\n\n\n\n<li><strong>Ypatumai:<\/strong>\u00a0Galima naudoti savoms reikm\u0117ms<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\">\n\n\n\n<p>Paskolos.lt yra dar viena greit\u0173j\u0173 kredit\u0173 bendrov\u0117, galinti pasi\u016blyti reikaling\u0105 paskol\u0105 butui su N.T. \u012fkeitimu.<\/p>\n\n\n\n<p>Skirtingai nuo kit\u0173 skolintoj\u0173, \u010dia paskolos suteikiamos kiek trumpesniam terminui &#8211; skolinama iki 10 met\u0173 terminui.\u00a0<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Paskola &#8211; \u012fvairioms reikm\u0117ms<\/h4>\n\n\n\n<p>\u0160io skolintojo teikiamos paskolos su \u012fkeitimu yra skirtos ne tik buto pirkimui, bet ir vartojimui &#8211; t.y. visiems j\u016bs\u0173 poreikiams.<\/p>\n\n\n\n<p>I\u0161ties, bendrov\u0117 leid\u017eia paskol\u0105 su \u012fkeitimu naudoti ir kitoms reikm\u0117ms &#8211;\u00a0 remontui, naujam automobiliui ir t.t.<\/p>\n\n\n\n<p>Toks lankstumas yra svarbus tiems, kurie nenori i\u0161leisti visos sumos vien buto \u012fsigijimui, bet ir nori atlikti remont\u0105 ar \u012fgyvendinti kitus planus.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Paskolos.lt: Privalumai &amp; Tr\u016bkumai<\/h4>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li><p>Lanksti paskola &#8211; ne tik butui<\/p>\n<\/li><li><p>N\u0117ra sutarties sudarymo mokes\u010dio<\/p>\n<\/li><li><p>Kliento am\u017eius &#8211; nuo 19 met\u0173<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><li><p>Trumpesni terminai &#8211; iki 10 met\u0173<\/p>\n<\/li><li><p>BVKKMN nuo 16%<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_button block_fn_button__sponsored buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/kompanija\/paskolos-lt\/redirect\/\" class=\"button  is-rounded is-primary is-medium is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Gauk Paskolos.lt pasi\u016blym\u0105<span class=\"block_fn_button__sponsored-text\">Remiama<\/span><\/a><\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\">\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Alternatyva_1_Fjord_Bank\">Alternatyva #1: Fjord Bank<\/h3>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"alignright size-full\"><img decoding=\"async\" width=\"150\" height=\"59\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2018\/03\/fjord-small-1.png\" alt=\"\" class=\"wp-image-71785\"><\/figure><\/div>\n\n\n<ul>\n<li><strong>Suma:<\/strong>\u00a0iki 25 000\u20ac (be \u012fkeitimo)<\/li>\n\n\n\n<li><strong>Gr\u0105\u017einimo terminas:<\/strong>\u00a0iki 7 met\u0173<\/li>\n\n\n\n<li><strong>Pal\u016bkanos:<\/strong>\u00a0nuo 2.7%<\/li>\n\n\n\n<li><strong>Ypatumai:<\/strong>\u00a0\u012emok\u0173 draudimo paslauga<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\">\n\n\n\n<p><strong>Fjord Bank<\/strong>\u00a0&#8211; puiki alternatyva tiems, kuriems tinka paskola be N.T. \u012fkeitimo.<\/p>\n\n\n\n<p>Nors \u0161io skolintojo paskolos ma\u017eesn\u0117s (iki 25 000\u20ac), o gr\u0105\u017einimo terminai trumpesni (iki 7 met\u0173), bendrov\u0117 si\u016blo ypa\u010d ma\u017e\u0105 BVKKMN, lanks\u010dias gr\u0105\u017einimo s\u0105lygas, o taip pat &#8211; ir \u012fmok\u0173 draudimo paslaug\u0105.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u012emok\u0173 draudimo paslauga<\/h4>\n\n\n\n<p>\u012emok\u0173 draudimas &#8211; galimyb\u0117 apsaugoti save nuo nenumatyt\u0173 atvej\u0173 vos u\u017e 1 &#8211; 30\u20ac\/m\u0117n. Draudimo kaina priklauso nuo paskolos \u012fmokos dyd\u017eio &#8211; maksimaliai apdraud\u017eiamos 500\u20ac siekian\u010dios m\u0117nesio \u012fmokos.<\/p>\n\n\n\n<p>\u0160i paslauga veikia paprastai &#8211; jei prarastum\u0117te darbingum\u0105 (ar darb\u0105), \u0161is draudimas padengs j\u016bs\u0173 paskolos \u012fmokas iki 12 &#8211; 24 m\u0117nesi\u0173 terminui, bei leis jums finansi\u0161kai atsikv\u0117pti.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u017dema BVKKMN<\/h4>\n\n\n\n<p>Kitas Fjord Banko privalumas &#8211; itin \u017eemi paskol\u0173 \u012fkainiai. \u0160is skolintojas si\u016blo vos nuo 2.7% siekian\u010dias pal\u016bkanas, o BVKKMN siekia tarp 7.4% \u2013 36.15%.<\/p>\n\n\n\n<p>D\u0117l palanki\u0173 s\u0105lyg\u0173, Fjord Bank gali b\u016bti pigesnis pasirinkimas net lyginant su kai kuriomis hipotekomis.\u00a0<\/p>\n\n\n<div class=\"fn_block block_fn_button block_fn_button__sponsored buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/kompanija\/fjord-bank\/redirect\/\" class=\"button  is-rounded is-primary is-medium is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Gauk Fjord Bank pasi\u016blym\u0105<span class=\"block_fn_button__sponsored-text\">Remiama<\/span><\/a><\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\">\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Alternatyva_2_Finbee\">Alternatyva #2: Finbee<\/h3>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"alignright size-full\"><img decoding=\"async\" width=\"150\" height=\"46\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/15\/2024\/01\/image-11-e1708026729873.png\" alt=\"\" class=\"wp-image-70725\"><\/figure><\/div>\n\n\n<ul>\n<li><strong>Suma:<\/strong>\u00a0iki 25 000\u20ac (be \u012fkeitimo)<\/li>\n\n\n\n<li><strong>Gr\u0105\u017einimo terminas:<\/strong>\u00a0iki 7 met\u0173<\/li>\n\n\n\n<li><strong>Pal\u016bkanos:<\/strong>\u00a0nuo 7%<\/li>\n\n\n\n<li><strong>Ypatumai:<\/strong>\u00a0\u017demas BVKKMN, asmeninis pasi\u016blymas<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\">\n\n\n\n<p><strong>Finbee<\/strong>\u00a0&#8211; lietuvi\u0161ka tarpusavio skolinimo platforma, si\u016blanti pigias vartojimo paskolas.<\/p>\n\n\n\n<p>\u0160is skolintojas yra itin populiarus d\u0117l savo \u017eemo BVKKMN, suteikiam\u0173 asmenini\u0173 pasi\u016blym\u0173 bei gero aptarnavimo &#8211; Finbee \u0161iuo metu surinko net 9.1\/10 bendr\u0105 \u012fvertinim\u0105.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Pigios Paskolos<\/h4>\n\n\n\n<p>Vienas did\u017eiausi\u0173 Finbee privalum\u0173 &#8211; vartojimo paskol\u0173 kaina.<\/p>\n\n\n\n<p>Nors bendrov\u0117 \u0161iuo metu teikia tik vartojimo paskolas be \u012fkeitimo (iki 25 000\u20ac), si\u016blomi \u012fkainiai itin patraukl\u016bs &#8211; pal\u016bkanos prasideda nuo 7%, o BVKKMN siekia tarp 17.76 &#8211; 63.97%.<\/p>\n\n\n\n<p>Pavyzd\u017eiui, pasiskolin\u0119 20 000\u20ac sum\u0105 7 met\u0173 terminui, preliminariai mok\u0117site po 327\u20ac per m\u0117nes\u012f. Tai yra itin geras pasi\u016blymas, lyginant su didele dalimi kit\u0173 Lietuvos skolintoj\u0173.<\/p>\n\n\n<div class=\"fn_block block_fn_button block_fn_button__sponsored buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/kompanija\/finbee\/redirect\/\" class=\"button  is-rounded is-primary is-medium is-arrow\" target=\"_blank\"  rel=\"sponsored nofollow\">Gauk Finbee pasi\u016blym\u0105<span class=\"block_fn_button__sponsored-text\">Remiama<\/span><\/a><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Renkuosi_Buto_Paskol___Kaip_Sutaupyti\">Renkuosi Buto Paskol\u0105 &#8211; Kaip Sutaupyti?<\/h2>\n\n\n\n<p>Renkantis bet koki\u0105 paskol\u0105 (tiek su N.T. \u012fkeitimu, tiek be \u012fkeitimo), yra b\u016btina skolintis protingai bei nepermok\u0117ti. <\/p>\n\n\n\n<p>\u017demiau pateikiame por\u0105 patarim\u0173, kurie jums pad\u0117s pasiskolinti geresn\u0117mis s\u0105lygomis bei sutaupyti net t\u016bkstan\u010dius eur\u0173.<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ol class=\"check\"><h3 id=\"Ms_3_patarimai\">M\u016bs\u0173 3 patarimai<\/h3><li><p><strong>Pateik Kelet\u0105 Parai\u0161k\u0173<\/strong><\/p>\n<p>Pateikite kelet\u0105 parai\u0161k\u0173 skirtingiems skolintojams &#8211; taip gal\u0117site palyginti asmeninius pasi\u016blymus. Parai\u0161kos pateikimas finansi\u0161kai ne\u012fpareigoja bei yra nemokamas.<\/p>\n<\/li><li><p><strong>\u012evertink Visas S\u0105lygas<\/strong><\/p>\n<p>Prie\u0161 pasira\u0161ydami sutart\u012f, \u012fvertinkite visas s\u0105lygas &#8211; ne tik pal\u016bkanas, bet ir Sutarties Sudarymo, Administravimo mokes\u010dius, o taip pat ir galimas papildomas i\u0161laidas, nurodytas sutartyje.<\/p>\n<\/li><li><p><strong>Skolinkis tiek, Kiek Reikia<\/strong><\/p>\n<p>Kuo didesn\u0117 paskola &#8211; tuo didesn\u0117s mokamos pal\u016bkanos. \u012esitikinkite, jog j\u016bs\u0173 pasirinkta suma n\u0117ra per didel\u0117 &#8211; taip sutaupysite nereikaling\u0173 i\u0161laid\u0173.<\/p>\n<\/li><\/ol><\/div>\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.lt\/pasiskolink\/buto-paskola\/#top\" class=\"button  is-rounded is-primary is-medium is-arrow\" target=\"_blank\"  >I\u0161sirink paskol\u0105 dabar<\/a><\/div>\n\n\n                <div class=\"fn_block block_fn_msg_box cost search-hero--bg1\">\n\t\t\t\t<h3>Sutaupyk iki <span class=\"compare-amount\">85,00 \u20ac <\/span> nuo paskolos kainos<\/h3>\n\t\t\t\t<p>Kainos skirtumas 500,00 \u20ac paskolai su 90 dien\u0173 terminu yra 85,00 \u20ac.<\/p>\n\t\t\t\t<p class=\"has-text-left\"><a href=\"https:\/\/financer.lt\/rezultatai\/?query=1&filter_non_affiliate=1&param_amount=500&param_period=90\" class=\"button is-normal is-primary is-rounded\">Su\u017einok kaip<\/a><\/p>\n                <\/div><h2 class=\"wp-block-heading\" id=\"Buto_Paskola___Su_keitimu_ar_Be_keitimo\">Buto Paskola &#8211; Su \u012ekeitimu, ar Be \u012ekeitimo?<\/h2>\n\n\n\n<p>Kartais \u012fkeitimas yra b\u016btinas &#8211; ypa\u010d, jei planuojate pirkti but\u0105 didmiestyje. Ta\u010diau k\u0105 rinktis, jei N.T. \u012fkeitimas n\u0117ra b\u016btinas norint \u012fsigyti norim\u0105 but\u0105?\u00a0<\/p>\n\n\n\n<p>\u017demiau pateikiame kelet\u0105 aspekt\u0173, kuriuos svarbu \u012fvertinti prie\u0161 pasirenkant paskolos tip\u0105 &#8211; su \u012fkeitimu, ar be \u012fkeitimo.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-fn-tables shortcode-no\"><table class=\"has-fixed-layout\"><thead><tr><th><\/th><th>Su \u012ekeitimu<\/th><th>Be \u012ekeitimo<\/th><\/tr><\/thead><tbody><tr><td><strong>Pal\u016bkanos<\/strong><\/td><td>2-4% + 6m\u0117n. EURIBOR<\/td><td>7%+<\/td><\/tr><tr><td><strong>Terminai<\/strong><\/td><td>iki 30 met\u0173<\/td><td>iki 10 met\u0173<\/td><\/tr><tr><td><strong>Sumos<\/strong><\/td><td>iki 200 000\u20ac<\/td><td>iki 30 000\u20ac<\/td><\/tr><tr><td><strong>Turto Vertinimas<\/strong><\/td><td>B\u016btinas<\/td><td>Nereikalingas<\/td><\/tr><tr><td><strong>Pradinis \u012ena\u0161as<\/strong><\/td><td>Reikalingas (15 -25%)<\/td><td>Nereikalingas<\/td><\/tr><tr><td><strong>Daugiau info<\/strong><\/td><td><strong><a href=\"https:\/\/financer.lt\/pasiskolink\/busto-paskola\/\">Hipotekos\u2192<\/a><\/strong><\/td><td><strong><a href=\"https:\/\/financer.lt\/pasiskolink\/vartojimo-paskola\/\">Vartojimo Paskolos\u2192<\/a><\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Paskola Apartamentams &#8211; kur pigiausia? Gal\u0173 gale at\u0117jo laikas \u012fsigyti nuosav\u0105 but\u0105. Kyla klausimas &#8211; kur pasiskolinti? Rinkoje piln\u0105 buto\u2026 <\/p>\n","protected":false},"author":100,"featured_media":69296,"parent":1013,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":true,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false},"categories":[38],"tags":[],"_links":{"self":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/pages\/69294"}],"collection":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/users\/100"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/comments?post=69294"}],"version-history":[{"count":50,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/pages\/69294\/revisions"}],"predecessor-version":[{"id":77058,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/pages\/69294\/revisions\/77058"}],"up":[{"embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/pages\/1013"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/media\/69296"}],"wp:attachment":[{"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/media?parent=69294"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/categories?post=69294"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financer.lt\/wp-json\/wp\/v2\/tags?post=69294"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}